Canadian residents will get a new Canada Child Benefit (CCB) payment on or before October 20, 2023, and there will be only two monthly payments left for this year.
The Canada Child Benefit (CCB) is a tax-free monthly payment issued to qualified families to aid with the cost of bringing up their kids under the age of 18.
The CCB payments were increased by 6.3% in July 2023 in an effort to help Canadians deal with the rising cost of living.
So this year, the CCB for a child under the age of six has increased from a maximum of $6,997 per year to $7,437 per year.
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The income eligibility requirements for the CCB for 2023–2024 have also been modified this year to account for inflation, thereby increasing the number of eligible families who can receive the maximum monthly benefit.
Canada Child Benefit or CCB Calculator 2023
If you have only 1 child
In the monthly payment period spanning from July 2023 to June 2024, a household with an adjusted family net income (AFNI) of $34,863 in 2022 is eligible to receive the following maximal tax-free benefit for one child:
- $7,437 per year or $619.75 per month for each child under the age of six
- $6,275 per year or $529.91 per month for each child aged between six and seventeen
This payment is reduced if the family’s adjusted net income is higher than $34,863 as listed in the below table:
Net Income (AFNI)
1 Child Aged
|Less than $34,863||$7,437 per year|
($619.75 per month)
|$6,275 per year|
($529.91 per month)
|$34,864 to $75,537||$7436.93 to $4589.82 per year|
($619.74 to $382 per month)
|$6,274.93 to $3,427.82|
|Greater than $75,537||$7,436.93 – ($2,847 + 3.2% of your income greater than $75,537)||$6,274.93 – ($2,847 + 3.2% of your income greater than $75,537)|
It is important to understand that the Canada Child Benefit amount is subject to variation contingent upon factors such as the adjusted family net income (AFNI), the number of eligible children and their age, and the presence of additional benefits.
For the most precise estimation of your compensation, you can use the official CRA calculator.
If you have two children,
You will receive the maximum CCB payment for each child and there will be no reduction in your payment if your adjusted family net income (AFNI) is below $34,863.
If your AFNI is greater than $34,863 up to $75,537, then your total payment is reduced by 13.5% of your income greater than $34,863.
If your AFNI is greater than $75,537, then your CCB payment is reduced by $5,491 + 5.7% of your income greater than $75,537.
If you have 3 children,
If your adjusted family net income (AFNI) is less than $34,863, you will be eligible to receive the maximum CCB payment for each child without any reduction in your CCB payment.
If your AFNI is greater than $34,863 up to $75,537, then your total payment is reduced by 19% of your income greater than $34,863.
If your AFNI is greater than $75,537, then your CCB payment is reduced by $7,728 + 8% of your income greater than $75,537.
If you have 4 children or more,
You will be entitled to the maximum CCB payment for each kid without having your CCB payment reduced if your adjusted family net income (AFNI) is less than $34,863.
If your AFNI is greater than $34,863 up to $75,537, then your total payment is reduced by 23% of your income greater than $34,863.
If your AFNI is greater than $75,537, then your CCB payment is reduced by $9,355 + 9.5% of your income greater than $75,537.
Canada Child Benefit-CCB Eligiblity
To be eligible to apply for or receive Canada Child Benefit (CCB), you must meet all of the below-listed requirements:
- You live with a child who is under 18 years of age
- You are primarily responsible for the care and upbringing of the child (click here to see what it means)
- You are a resident of Canada for tax purposes
- You or your spouse or common-law partner must be any of the following:
- a Canadian citizen, or
- a permanent resident, or
- a protected person, or
- a temporary resident who has lived in Canada for the previous 18 months and who has a valid permit in the 19th month other than one that states “does not confer status” or “does not confer temporary resident status” or
- an individual who is registered or entitled to be registered under the Indian Act
How To Apply For Canada Child Benefit (CCB)
The ideal time to apply for CCB is as soon as any of the following situations apply to you:
- your child is born
- a child starts to live with you or returns to live with you after a temporary period with someone else
- you begin, end, or change a shared custody arrangement
- you get custody of a child
- you, or your spouse or common-law partner, start to meet the eligibility conditions under
You can apply for the Canada Child Benefit in three different ways:
- Through birth registration
- online through My CRA account, or
- by mail using the Form RC66, Canada Child Benefits Application
What are the CCB payment dates for 2023?
October 20, November 20, and December 13, 2023, are the CCB payment dates in 2023.
How much is the new CCB payment in Canada?
The annual CCB payment in Canada for each kid under the age of 6 is $7,437, which converts to $619.75 per month.
From the ages of 6 to 17: $6,275 annually or $522.91 monthly.
What is the Canada Child Benefit phone number?
The CRA telephone number for Canada Child Benefit (except for Alberta, Yukon, Northwest Territories, and Nunavut) is 1-800-387-1193.
For Alberta, you can call 1-800-959-2809.
For Yukon, Northwest Territories and Nunavut it is 1-866-426-1527
You can contact the above-mentioned number from Monday to Friday between 8 a.m. and 8 p.m. (local time) and 9 a.m. and 5 p.m. (local time) on Saturdays.
This helpline is closed on Sundays and public holidays.
What is a CCB notice?
The Canada Revenue Agency (CRA) issues a Canada Child Benefit Notice within eighty calendar days of the date they receive the CCB application.
This notice will specify the amount of your benefit and the manner in which it was computed.
What is the adjusted family net income (AFNI)?
Your AFNI is:
family net income (line 23600 of your tax return, plus line 23600 of your spouse’s or common-law partner’s tax return)
minus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received (line 11700 and line 12500 of your or your spouse’s tax return)
plus any UCCB and RDSP amounts repaid (line 21300 and line 23200 of your or your spouse’s tax return)
When are CCB payments recalculated?
Every July, your benefit payment is recalculated based on your adjusted family net income from the previous year. CCB is indexed to inflation.
For example, payments from:
July 2023 to June 2024: based on your adjusted family net income from 2022
July 2022 to June 2023: based on your adjusted family net income from 2021
In other words, a change in your income in 2022 will only be reflected in your payments starting in July 2023.
Are there any provincial child benefits in Canada?
Certain provinces and territories offer additional aid to help with the costs of raising a family.
While several of these benefits are paid separately, others are added to and paid with your CCB payment.
Click on the below official links for your province or territory to learn more:
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