Check Processing Times 2023 - Canada Immigration

Canada Immigration Backlog Reduces To 1.2 Million – New IRCC Data

Canada immigration backlog reduces to 1.2 million as updated by IRCC on November 16, 2022. Overall, 2.2 million applications under processing now!

Immigration Minister Canada immigration backlog

Canada immigration backlog reduced from 1.49 million as of September 30, 2022 to 1.2 million as of October 31, 2022. This new data has been updated by IRCC today (November 16, 2022).

Additionally, 1.04 million applications are still processing within service standards. So, in total, there are now 2.2 million applications under processing at IRCC.

IRCC minister clarified on August 24, 2022 that backlog data is different from the service standard data. For e.g., spousal sponsorship has processing time of 12 months, then an application under processing within 12 months is “NOT” a backlog. Rather it will fall under normal processing data.

However, if it exceeds the 12-month service standard, then it is called backlog. It is important to note that IRCC’s target is to processing 80% of the applications within service standards. Click here for category-wise IRCC’s service standards. Click here for latest category-wise IRCC processing times.

Application TypeOverall Processing InventoryBacklogWithin Service Standards
Citizenship332,000100,000232,000
Permanent Residence603,700324,000279,700
Temporary Residence1,304,000778,790525,210
Total2,239,7001,202,7901,036,910
IRCC Backlog latest data
IRCC applications under processing
Immigration Applications Under Processing Within Service Standards
IRCC Backlog
Immigration Applications Under Processing In Backlog

Below are the category-wise Canada Immigration backlog projections by IRCC

1. Federal High Skilled Backlog

MonthBacklog (Actual)Backlog (Projected)
Jan 2289%
Feb 2292%
Mar 2298%
Apr 2299%
May 22100%
Jun 22100%
Jul 2299%
Aug 22 90%86%
Sep 22 68%72%
Oct 22 45%59%
Nov 22 46%
Dec 2220%

2. Provincial Nominee Program (Express Entry) Backlog

MonthBacklog (Actual)Backlog (Projected)
Jan 2256%
Feb 2255%
Mar 2254%
Apr 2251%
May 2247%
Jun 2245%
Jul 2243%
Aug 22 42%39%
Sep 22 40%35%
Oct 22 42%31%
Nov 22 28%
Dec 22 20%

3. Spouses, Partners and children applications Backlog

MonthBacklog (Actual)Backlog (Projected)
Jan 2234%
Feb 2232%
Mar 2230%
Apr 2229%
May 2227%
Jun 2227%
Jul 2226%
Aug 22 25%24%
Sep 22 25%23%
Oct 22 24%22%
Nov 22 20%
Dec 22 19%

4. Citizenship Backlog

MonthBacklog (Actual)Backlog (Projected)
Jan 2246%
Feb 2245%
Mar 2242%
Apr 2240%
May 2239%
Jun 2237%
Jul 2234%
Aug 22 31%31%
Sep 22 31%30%
Oct 22 28%29%
Nov 22 27%
Dec 22 25%

5. Study Permits Backlog

MonthBacklog (Actual)Backlog (Projected)
Jan 2242%
Feb 2234%
Mar 2227%
Apr 2232%
May 2231%
Jun 2230%
Jul 2231%
Aug 22 38%39%
Sep 22 31%42%
Oct 22 26%33%
Nov 22 31%
Dec 22 33%
Jan 23 36%
Feb 23 33%
Mar 23 23%

6. Work Permits Backlog

**As per IRCC, approximately 74% of work permits applications are from the Canada-Ukraine authorization for emergency travel.

MonthBacklog (Actual)Backlog (Projected)
Jan 2248%
Feb 2251%
Mar 2229%
Apr 2223%
May 2226%
Jun 2228%
Jul 2228%
Aug 22 34%29%
Sep 22 27%35%
Oct 22 23%49%
Nov 22 55%
Dec 22 60%
Jan 23 58%
Feb 23 47%
Mar 23 30%

7. Temporary Resident Visa (TRV) or Visitor Visa Backlog

**As per IRCC, approximately 16% of temporary resident visa or visitor visa applications are from the Canada-Ukraine authorization for emergency travel.

MonthBacklog (Actual)Backlog (Projected)
Jan 2270%
Feb 2274%
Mar 2255%
Apr 2255%
May 2256%
Jun 2271%
Jul 2267%
Aug 22 71%68%
Sep 22 74%71%
Oct 22 74%70%
Nov 22 67%
Dec 22 66%
Jan 23 66%
Feb 23 62%
Mar 23 58%

Source: IRCC official website


  • New BC PWD Payment To Be Sent On September 23

    British Columbia’s next Persons With Disability assistance (PWD payment) is confirmed for Wednesday, September 23, 2026.

    This deposit covers October 2026 living expenses and will land in bank accounts for recipients enrolled in direct deposit.

    A single person holding the Persons with Disabilities designation can receive up to $1,483.50 per month, combining the $983.50 support allowance with the maximum $500 shelter allowance.

    The September 23 date falls on the fourth Wednesday of the month, consistent with the provincial payment schedule that typically issues income and disability assistance on the third or fourth Wednesday.

    Recipients who collect their payments by cheque can pick up the cheque at their local Ministry of Social Development and Poverty Reduction office or wait for it to arrive by mail.

    The previous PWD deposit arrived on August 26 and covered September 2026 expenses.

    British Columbia issues disability assistance payments one month in advance, which means the money received in September is budgeted for October rent, utilities, food, and personal needs.

    This advance payment structure gives recipients time to cover the first of the month’s housing costs without waiting for a deposit that lands after bills are already due.

    PWD Support Allowance Rates By Family Composition

    The support allowance portion of the PWD payment varies based on how many people are in the family unit and whether one or both adults hold the PWD designation.

    These rates have been in effect since December 1, 2025, when the province implemented changes that included the removal of the spousal cap for couples where both partners have the PWD designation.

    A single person in Category A receives $983.50 per month in support.

    A couple where one partner holds the PWD designation and the other is under 65 receives $1,543.50 in combined support for a two-person unit.

    Where both adults in a couple hold the PWD designation, the support allowance jumps to $1,967.00 for a two-person unit under Category B.

    Single-parent families where the parent carries the designation receive $1,133.50 under Category C, regardless of family size.

    A couple where one adult is designated PWD and the other is 65 or older receives $1,843.50 under Category D for a two-person unit.

    Support amounts for families with three or more members are higher under Categories A, B, and D, reaching $1,643.50, $2,067.00, and $1,943.50, respectively, for units of three through seven.

    Maximum Shelter Allowance By Family Size

    The shelter allowance covers rent, mortgage payments, property taxes, home insurance, and utility costs.

    Recipients receive the lesser of their actual shelter costs or the maximum amount for their family unit size, with a guaranteed minimum even if actual shelter costs fall below it.

    A single person can receive between $75 and $500 per month for shelter, depending on actual housing costs.

    Two-person family units qualify for up to $695, while three-person units can receive up to $790.

    Families of four can collect a maximum of $840, and the ceiling rises by $50 for each additional family member after that.

    For a single PWD recipient paying $500 or more in monthly rent, the maximum combined payment works out to $1,483.50, which is the figure most commonly cited when discussing individual BC disability assistance rates.

    Average rents across British Columbia’s major cities regularly exceed $1,500 per month for a one-bedroom apartment, leaving a substantial gap between the shelter allowance and actual housing costs.

    The shelter calculation can also include eligible utility costs such as heating, cooking fuel, water, hydro, qualifying garbage disposal, and the rental cost of one basic residential single-line telephone.

    Transportation Supplement And BC Bus Pass

    Every recipient with the PWD designation also receives a $52 monthly transportation supplement on top of the support and shelter allowances.

    This supplement gives recipients a choice between receiving a BC Transit or TransLink annual bus pass or taking the $52 as a direct cash addition to their monthly deposit.

    Recipients who do not live near transit routes or prefer to use the funds for gas, taxi costs, or HandyDART fares often choose the cash option.

    Switching between the bus pass and cash payment is permitted at any time by notifying the Ministry before the 5th of the month.

    When the transportation supplement is included, a single PWD recipient’s total monthly provincial support reaches $1,535.50.

    Annual Earnings Exemption For Working Recipients

    British Columbia uses an Annual Earnings Exemption system that allows PWD recipients to earn employment income without losing benefits.

    A single person with the PWD designation can earn up to $16,200 per calendar year before their disability assistance is reduced.

    Families where both adults hold the PWD designation can earn up to $32,400 in qualifying income during the 2026 calendar year before disability assistance is reduced.

    The province raised the exemption for couples where only one partner has the PWD designation from $19,440 to $23,400 effective January 1, 2026, giving these families significantly more room to supplement their disability payments through employment.

    Once a recipient’s earnings exceed the annual threshold, every additional dollar is deducted dollar-for-dollar from their monthly payment.

    The exemption resets each January 1, and recipients can distribute their earnings across the year however they choose.

    Earning the full $16,200 in a single month has the same effect on benefits as spreading it across twelve months, which offers flexibility for recipients whose work is seasonal or project-based.

    Unlike Ontario’s ODSP program, which uses a monthly income exemption of $1,000 with a 75% clawback above that level, British Columbia’s annual structure allows recipients to plan employment income over a longer horizon.

    How The Federal Canada Disability Benefit Interacts With PWD

    The Canada Disability Benefit provides an additional layer of financial support for PWD recipients who also hold a valid Disability Tax Credit certificate from the CRA.

    British Columbia has confirmed that CDB payments are fully exempt from PWD income calculations.

    This exemption means a qualifying recipient can collect both their full provincial PWD payment and the federal benefit without one reducing the other.

    The CDB currently pays a maximum of $204.20 per month for the 2026-27 benefit year, following a 2.1% inflation adjustment that took effect with the July 2026 deposit.

    A single PWD recipient receiving the maximum provincial disability assistance and maximum CDB can receive $1,687.70 per month before the transportation supplement.

    If the recipient chooses the $52 cash transportation option instead of the bus pass, total monthly cash support can reach $1,739.70.

    Service Canada administers the CDB separately from provincial programs, and payments arrive on the third Thursday of each month rather than on the provincial schedule.

    The next CDB payment is scheduled for October 15, 2026, less than a month after the September 23 PWD deposit.

    A one-time $150 supplemental CDB payment is also being issued to help offset costs associated with obtaining the Disability Tax Credit.

    On September 17, 2026, the federal government began issuing the payment automatically to eligible people who received a CDB payment between July 2025 and June 2026.

    People who became eligible for a CDB payment beginning in July 2026, along with people approved under a new DTC certificate, are expected to receive the supplemental payment in winter 2027.

    Not every province treats the CDB the same way as British Columbia does.

    Alberta applies a dollar-for-dollar clawback of CDB payments from AISH and the new Alberta Disability Assistance Program, which means Alberta recipients see no net income increase from the federal benefit.

    Ontario has exempted the CDB from ODSP calculations, matching British Columbia’s approach.

    December 2025 Rate Changes Still In Effect

    The most significant recent update to BC’s disability assistance rates took effect on December 1, 2025.

    The province removed the spousal cap that previously limited combined support for couples where both partners held the PWD designation.

    Under the old rules, a couple where both adults were designated PWD did not receive the full equivalent of two individual payments.

    The updated Category B rates now provide $1,967.00 in support for a two-person couple, reflecting the province’s commitment to treating each designated individual’s needs independently.

    Several shelter allowance maximums also increased effective December 1, 2025, particularly for larger family units.

    The maximum shelter for a single person rose to $500, and families of three or more saw incremental increases across the board.

    These changes are reflected in the official disability assistance rate table published by the Ministry.

    How To Verify Your Payment And Manage Your Account

    Recipients can check their PWD payment details, track their Annual Earnings Exemption usage, and update banking information through the My Self Serve online portal.

    The Ministry phone line at 1-866-866-0800 is available toll-free for recipients who prefer to speak with someone directly.

    Local Service BC offices also provide in-person help with payment inquiries, status changes, and documentation.

    If the deposit does not appear on September 23, posting times can vary by financial institution.

    Recipients can check My Self Serve for their payment information and contact the Ministry if the issue persists.

    Updating direct deposit information before the payment date is recommended for anyone who has recently switched banks or opened a new account.

    PWD Eligibility Requirements

    Qualifying for the PWD designation requires meeting three connected criteria related to the nature, severity, and impact of the disability.

    The impairment must be a severe physical or mental condition that, in the opinion of a medical practitioner or nurse practitioner, will likely continue for at least two years.

    A prescribed professional must confirm that the impairment directly and significantly restricts the person’s ability to perform daily living activities, either continuously or periodically for extended periods.

    The restrictions must be significant enough that the person requires help from another individual, an assistance animal, or an assistive device to manage those activities.

    Applicants must be at least 18 years of age to receive disability assistance payments, though designation can be confirmed before turning 18, with payments beginning in the month of the 18th birthday.

    Financial eligibility also applies, with an asset limit of $100,000 for a single individual or $200,000 for a couple where both adults hold the designation.

    Exempt assets include the primary residence, one vehicle, an RDSP, clothing, business tools, prepaid funeral costs, GST credit amounts, and Canada Child Benefit funds.

    The application process typically begins with an application for general income assistance, at which point the applicant indicates their intent to seek the PWD designation.

    Registration for a BCeID is required to use the My Self Serve portal, which handles most of the communication and documentation exchange with the Ministry.

    Remaining 2026 PWD Payment Dates

    The final three payments of the 2026 calendar year follow the same Wednesday pattern that has held throughout the year.

    • October 21, 2026 covers November 2026 expenses.
    • November 18, 2026 covers December 2026 expenses.
    • December 16, 2026 covers January 2027 expenses and arrives earlier than usual to accommodate the holiday season.

    The December payment date is the only one during the year that shifts from the typical third-or-fourth Wednesday pattern, landing on the third Wednesday to avoid conflicts with Christmas and Boxing Day.

    These dates apply equally to PWD recipients and general income assistance recipients, as both programs share the same provincial payment calendar.

    Recipients planning their budgets around the remaining federal benefit deposit dates should note that CPP and OAS payments are scheduled for September 25, October 28, November 26, and December 22, while CDB payments follow their own third-Thursday schedule through Service Canada.

    The gap between the September 23 PWD deposit and the October 21 deposit is exactly four weeks, making it one of the shorter intervals on the 2026 schedule.

    Some stretches during the year span five full weeks between deposits, which can create budgeting pressure for recipients who allocate funds on a monthly basis.

    Setting aside rent and essential expenses immediately upon receiving each deposit is one of the most effective strategies for managing the uneven spacing between payments, particularly during the higher cost-of-living months heading into winter.

    Frequently Asked Questions (FAQs)

    Can I receive both BC PWD payments and the federal Canada Disability Benefit at the same time without one reducing the other?

    Yes, British Columbia has confirmed that the Canada Disability Benefit is fully exempt from PWD income calculations. A single recipient collecting the maximum PWD base amount of $1,483.50 and the maximum CDB amount of $204.20 would receive $1,687.70 per month before the transportation supplement. If the recipient takes the $52 cash transportation option, total monthly cash support reaches $1,739.70. The CDB is administered by Service Canada on a separate payment schedule and requires a valid Disability Tax Credit certificate. Holding a DTC certificate alone does not automatically enrol you in the CDB, as you must submit a separate application through Service Canada.

    What happens to my BC PWD payment if I earn employment income during the year?

    British Columbia uses an Annual Earnings Exemption that lets you earn up to $16,200 per calendar year without any reduction to your disability assistance. You can earn that amount in one month or spread it across the year. Once your employment income exceeds the threshold, each additional dollar is deducted dollar-for-dollar from your monthly payment. For couples where only one partner holds the PWD designation, the combined exemption increased to $23,400 effective January 1, 2026. Tracking your annual total through the My Self Serve portal helps avoid unexpected reductions later in the year.

    Does the September 23 payment cover September or October living expenses?

    The September 23 deposit covers October 2026 expenses. British Columbia issues disability assistance payments one month in advance, so each deposit is intended for the following month’s rent, utilities, food, and personal needs. The August 26 deposit that recipients already received covered September 2026 expenses. This advance structure means the December 16 payment, the last of the year, will cover January 2027 costs.

    What assets can I own without losing eligibility for BC PWD disability assistance?

    The general asset limit is $100,000 for a single individual and $200,000 for a couple where both adults hold the PWD designation. However, several categories of assets are fully exempt from this calculation. Your primary home, one vehicle, an RDSP, clothing, business tools, prepaid funeral costs, GST/HST credit amounts, Canada Child Benefit funds, and RESP savings are all excluded. Non-exempt assets such as cash savings, secondary properties, and investments count toward the threshold. Exceeding the limit can affect your eligibility for ongoing payments.

    Why is the December 2026 PWD payment issued earlier than the other months?

    The December 16, 2026, deposit lands on the third Wednesday of the month instead of the usual third- or fourth-Wednesday pattern because the province adjusts the schedule to avoid Christmas and Boxing Day. This is standard practice every year for both disability assistance and general income assistance recipients. The earlier deposit covers January 2027 expenses, giving recipients access to funds before the holiday period when many financial institutions have reduced hours or closures.

    Fact-checked: Payment dates, benefit rates, shelter allowances, earnings exemption thresholds, and CDB interaction rules are verified against official BC government publications, including the Disability Assistance Rate Table (last updated July 7, 2026), the Annual Earnings Exemption page, the Employment and Assistance for Persons with Disabilities Regulation, the provincial income assistance payment dates page, the Transportation Supplement policy page, Canada.ca’s CDB payment amounts page, the September 2026 CDB supplemental payment announcement, and the Government of Canada benefits payment calendar, all current as of September 17, 2026.

    Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or professional advice. Benefit amounts, eligibility criteria, and payment dates are subject to change. Readers should consult official government sources or a qualified professional for guidance specific to their individual circumstances.


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  • Canada Visa Refusal Overturned After Officer Ignored Key Evidence

    A new Federal Court of Canada ruling has set aside a Canadian visa refusal after finding that the immigration officer failed to meaningfully address significant financial and family ties, evidence that directly contradicted the stated reasons for refusing the application.

    In Kumar v. Canada (Citizenship and Immigration), 2026 FC 1138, Justice Azmudeh of the Federal Court held on September 10, 2026, that the refusal of a temporary resident visa application filed by Indian citizen Seema Kumar was unreasonable because the officer’s reasons did not engage with the contradictory evidence that was plainly part of the record.

    The evidence before the officer included statements covering eleven bank accounts with ongoing deposits totalling ₹5,534,658.16, which Kumar estimated at more than CAD $90,000, along with documentation of business income, rental income, and financial support from the applicant’s sister in Canada whose bank assets alone reportedly exceeded CAD $215,000.

    Despite this record, the officer’s notes cited concerns about the applicant’s financial circumstances, the source and sufficiency of her funds, whether the purpose of the visit was consistent with a temporary stay, and a lack of significant family ties outside Canada.

    The Court did not order Immigration, Refugees and Citizenship Canada (IRCC) to issue a visa. Instead, it set aside the refusal and returned the application for reconsideration by a different officer.

    What Canada Visa Seema Kumar Applied For?

    Kumar, a citizen of India, applied for a temporary resident visa to visit her sister in Montreal for approximately one month.

    Part of the purpose of the trip was to attend her nephew’s baptism, a specific, time-limited family event.

    The application was refused on December 19, 2024. The officer’s Global Case Management System (GCMS) notes recorded several concerns that are common in temporary resident visa refusals:

    • the purpose of the visit,
    • the applicant’s financial circumstances,
    • the source and availability of funds, and
    • whether the applicant had significant family ties outside Canada.

    Those concerns, on their own, are legitimate factors that visa officers routinely consider when assessing whether an applicant will leave Canada at the end of an authorized stay.

    Under section 179 of the Immigration and Refugee Protection Regulations, an officer must be satisfied that an applicant will leave Canada by the end of the period authorized for their stay before issuing a temporary resident visa.

    The problem was not that the officer raised these concerns. The problem was that the record contained extensive evidence that directly contradicted each of them, and the officer’s reasons did not address that evidence.

    The Financial Evidence the Officer Did Not Address

    Kumar’s application included extensive financial documentation.

    She submitted statements covering eleven bank accounts showing ongoing deposits totalling ₹5,534,658.16, which she estimated at more than CAD $90,000.

    The funds were not unexplained lump-sum deposits. They were traceable to documented income sources.

    Kumar had recently established a real estate business and submitted a registered business license, financial statements, and tax-related documentation in support of the application. She also submitted a lease agreement documenting rental income from the business.

    On the Canadian side, Kumar’s sister in Montreal provided an invitation letter along with an undertaking to provide accommodation and other support during the visit.

    To back that undertaking, the sister submitted evidence of her own income and financial position, including Canadian bank assets reportedly exceeding CAD $215,000.

    None of this evidence was disputed. It was part of the record that was before the officer when the refusal was issued.

    Yet the officer’s reasons raised concerns about the source, availability, and sufficiency of Kumar’s funds without explaining how those concerns survived in the face of this documentation.

    Family Ties the Officer Did Not Adequately Consider

    The officer’s notes also cited a lack of significant family ties outside Canada as a reason for refusing the application.

    The record told a different story. Kumar submitted evidence showing that she lived with her elderly mother and brother in India.

    She also provided documentation relating to her relationship with her mother and her responsibilities toward her, which suggested that Kumar had strong personal reasons to return home after a one-month family visit.

    Combined with her newly established business, documented rental income, and ₹5.5 million across eleven accounts, this evidence directly contradicted the officer’s concern about insufficient family ties outside Canada when assessing a temporary visit to Canada.

    The officer did not explain why those ties were considered insufficient.

    Why the Federal Court Intervened

    The Federal Court’s role in judicial review is not to decide whether Kumar deserved a visitor visa. The Court does not reweigh the evidence or substitute its own opinion for that of the visa officer.

    What the Court does assess is whether the officer’s decision was reasonable.

    Under the framework established by the Supreme Court of Canada in Canada (Minister of Citizenship and Immigration) v. Vavilov, 2019 SCC 65, a reasonable decision must be based on an internally coherent chain of reasoning that is justified in light of the legal and factual constraints on the decision-maker.

    Justice Azmudeh found that the officer’s reasons fell short of that standard. The Court held that the officer’s failure to engage with the contradictory evidence in the record “created a logical vacuum which resulted in a breakdown in the chain of reasoning” (para. 15).

    The Court described the resulting reasons as unintelligible, unjustified, and opaque, and therefore unreasonable (para. 16).

    This does not mean that visa officers must write lengthy decisions for every application. The Court acknowledged that officers processing high volumes of temporary resident visa applications are not expected to produce detailed written reasons in every case.

    However, when significant evidence in the record directly contradicts the stated grounds for refusal, the reasons must show that the officer actually considered that evidence.

    An applicant and a reviewing court must be able to understand why the decision was reached, especially when important evidence appears to undermine the conclusion.

    Listing standardized refusal concerns without connecting them to the actual file does not meet that requirement.

    The Court Rejected Post-Hoc Rationalization

    One notable aspect of the decision is the Court’s treatment of the respondent’s attempts to fill the gaps in the officer’s reasoning during the judicial review hearing.

    Government counsel pointed to potential weaknesses in Kumar’s evidence that could, in theory, explain why the officer was not satisfied.

    Justice Azmudeh rejected this approach. The Court stated that without any engagement or analysis by the officer in the actual decision, counsel’s submissions amounted to speculation about what factors may have been important to the officer (para. 15).

    This is a recurring theme in Federal Court immigration decisions.

    When an officer’s reasons do not explain why certain evidence was insufficient or unconvincing, a lawyer cannot fill that reasoning gap after the fact.

    The reasonableness of a decision is assessed based on the reasons the decision-maker actually gave, not the reasons that might have existed.

    What Happens After a Federal Court Sets Aside a Visa Refusal

    The Court granted the application for judicial review, set aside the December 2024 refusal, and returned the file for redetermination by a different officer.

    The Court declined to address the applicant’s procedural fairness arguments after finding the decision unreasonable on substantive grounds. No question was certified for appeal.

    It is important to understand what this remedy means and what it does not mean.

    The Federal Court did not order IRCC to issue a visitor visa to Kumar. A successful judicial review does not result in visa approval.

    It means the original refusal has been removed, and the application goes back to IRCC to be decided again by a fresh decision-maker.

    The new officer must assess the application according to law and provide a reasonable decision based on the record.

    If the evidence genuinely supports a refusal, the officer can still refuse the application. The difference is that the new officer must explain why the evidence that contradicted the initial refusal is not sufficient, rather than simply ignoring it.

    The new officer may approve or refuse the application after reassessing it. The Federal Court’s decision does not predetermine the outcome.

    Does Having Strong Finances Guarantee a Canadian Visitor Visa

    No, this is one of the most common misconceptions about the Canadian temporary resident visa process.

    Financial evidence is one of several factors that visa officers consider when assessing a temporary resident visa application and makes your case strong.

    But officers also look at the purpose of the trip, travel history, ties to the home country, the applicant’s immigration history, and any other relevant circumstances.

    An applicant with CAD $90,000 in documented funds can still be refused if the officer has legitimate, explained concerns about other aspects of the application.

    What an officer cannot do, as Kumar confirms, is cite financial concerns while ignoring extensive financial evidence that directly addresses those concerns.

    The legal significance of this case is not that strong finances guarantee approval. It is that when an officer raises a concern that the record contradicts, the officer must grapple with that contradiction.

    A decision that ignores the contradiction is not a reasonable one.

    How Much Explanation Does a Visa Officer Have to Provide?

    Visa officers deciding temporary resident visa applications are not expected to produce detailed written reasons comparable to those of a tribunal or a court.

    The Federal Court has consistently recognized that officers at visa posts process large volumes of applications and that their reasons will necessarily be brief.

    However, brief reasons are not the same as no reasons. Even in a high-volume environment, the officer’s notes must allow the applicant and a reviewing court to understand why the application was refused in light of the evidence that was submitted.

    When an applicant submits evidence of eleven bank accounts, a registered business, documented rental income, and financial support from a Canadian host with over CAD $215,000 in assets, and the officer’s notes simply say the funds are insufficient without further explanation, there is a gap in the reasoning that cannot be bridged.

    That gap is what Justice Azmudeh described as a “logical vacuum.” It is not a demand for perfection. It is a basic requirement that reasons connect to the record.

    What Applicants Can Learn From This Case

    While each temporary resident visa application is assessed on its own facts, the Kumar decision highlights several practical points that applicants and their representatives should keep in mind.

    First, the strength of the evidentiary record matters. Kumar’s application included detailed, sourced financial evidence that left very little room for the officer to question her financial position.

    Applicants should ensure that bank statements, income documentation, and proof of ties to their home country are comprehensive and clearly presented.

    Second, host-side financial evidence is valuable. Kumar’s sister submitted proof of more than CAD $215,000 in Canadian bank assets along with her invitation and undertaking.

    That evidence was directly relevant to whether the applicant’s funds were sufficient for the proposed travel, and the officer’s silence on it contributed to the unreasonableness finding.

    Third, a temporary resident visa refusal is not necessarily the final word.

    Applicants who receive a refusal that does not engage with the evidence they submitted have options, including requesting the officer’s GCMS notes, filing a request for reconsideration with the visa office, or applying for leave and judicial review in the Federal Court of Canada.

    Under section 72 of the Immigration and Refugee Protection Act, the normal deadline to file an application for leave and judicial review is 60 days when the matter arises outside Canada and 15 days when it arises inside Canada.

    A Federal Court judge may allow an extension for special reasons under section 72(2)(c), but applicants should not assume an extension will be granted.

    Fourth, reapplying without addressing the refusal is rarely the most effective path forward.

    A new application that does not explain why the earlier refusal was wrong risks producing the same result, and it adds a second refusal to the applicant’s immigration history.

    Case Details at a Glance

    Case CitationKumar v. Canada (Citizenship and Immigration), 2026 FC 1138
    CourtFederal Court of Canada
    Decision DateSeptember 10, 2026
    JudgeJustice Azmudeh
    DocketIMM-289-25
    ApplicantSeema Kumar, citizen of India
    Application TypeTemporary Resident Visa (Visitor Visa)
    Date of RefusalDecember 19, 2024
    OutcomeJudicial review granted; refusal set aside; redetermination by a different officer
    Question CertifiedNo

    This case comes at a time of high temporary resident visa refusal rates in Canada.

    IRCC reports that the global TRV refusal rate reached 54% in 2024, compared with 39% in 2023. Approximately 1.95 million visitor visa applications were refused in 2024 alone.

    Separately, the federal government has introduced measures to reduce temporary resident volumes, particularly among international students and temporary workers, as it works toward reducing the non-permanent resident share of Canada’s population.

    Those temporary resident arrival targets do not include visitors arriving on temporary resident visas.

    Regardless of the broader policy direction, the legal requirement remains that each individual application be assessed on its own merits with reasons that are justified, transparent, and intelligible.

    The Kumar decision is a reminder that high-volume processing environments do not excuse decision-making that ignores the applicant’s actual evidence.

    Officers who rely on standardized refusal language without connecting it to the specific file risk producing decisions that cannot withstand judicial scrutiny.

    Frequently Asked Questions (FAQs)

    Can IRCC still refuse Seema Kumar’s visitor visa after the Federal Court overturned the original refusal?

    Yes, the Federal Court’s decision returned the application to IRCC for a new decision by a different officer. That officer must assess the application according to law and provide a reasonable decision based on the record. If the evidence supports a refusal for clearly explained reasons, the officer can still refuse the application. The difference is that the new officer must engage with the evidence rather than repeat the same boilerplate concerns that led to the original refusal being set aside.

    How long do I have to challenge a Canadian visitor visa refusal in Federal Court?

    Under section 72(2)(b) of the Immigration and Refugee Protection Act, the normal deadline to file an application for leave and judicial review is 60 days from the date the decision was communicated when the decision was made outside Canada. For decisions made inside Canada, the deadline is 15 days. A Federal Court judge may allow an extension for special reasons under section 72(2)(c), but applicants should not assume an extension will be granted and should treat these deadlines as firm.

    Does having CAD $90,000 or more in the bank guarantee approval of a Canadian visitor visa?

    No, financial evidence is one of several factors that visa officers assess. Officers also consider the purpose of the visit, travel history, ties to the applicant’s home country, and other circumstances. What the Kumar decision establishes is that when an applicant submits substantial financial evidence, the officer cannot cite financial concerns in the refusal without explaining why that evidence was insufficient or unconvincing.

    What is the difference between a judicial review and an appeal in Canadian immigration law?

    A judicial review is not an appeal. On judicial review, the Federal Court does not substitute its own decision for that of the officer. Instead, the Court assesses whether the officer’s decision was reasonable, meaning whether it was based on a coherent chain of reasoning that engaged with the evidence and the applicable law. If the decision is found unreasonable, the Court sets it aside and sends the file back to IRCC for a new decision. The Court does not approve or refuse the visa application itself.

    What should I do if my Canadian visitor visa was refused and the officer did not address the evidence I submitted?

    Start by carefully reviewing the officer decision note provided with your refusal letter. IRCC now provides these notes with most temporary resident visa refusal letters, giving applicants more information about why the application was refused. If additional records are needed, applicants may also request their immigration file through an access-to-information request. If the reasons do not meaningfully engage with important evidence submitted in the application, there may be grounds to consider judicial review. Given the strict filing timelines, applicants considering a court challenge should seek qualified advice promptly.

    Fact-Checked: This article has been reviewed for factual accuracy against the Federal Court judgment in Kumar v. Canada (Citizenship and Immigration), 2026 FC 1138, official IRCC guidance, and the Immigration and Refugee Protection Act and Regulations. All case details, paragraph references, and legal outcomes have been verified.

    Disclaimer: This article is published for general informational purposes only and does not constitute legal advice. Immigration News Canada is not a law firm and does not provide individualized legal or immigration advice. Readers should consult a qualified immigration lawyer or a Regulated Canadian Immigration Consultant (RCIC) for advice specific to their circumstances.


    Kamal Deep Singh, RCIC Avatar

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    New Ontario Rent Rules Effective September 21

  • New Ontario Rent Rules Effective September 21

    5 days from now, Ontario tenants and landlords will operate under a fundamentally different set of rental rules.

    The second wave of amendments under Bill 60 and Bill 97 takes effect on September 21, 2026, introducing shorter eviction timelines, a codified definition of habitually late rent, financial prerequisites for raising certain issues at hearings, and revised compensation rules for personal-use evictions across the province.

    These changes follow the first round of Ontario law changes that landed on July 1, which halved the LTB order review window and doubled maximum fines for offences under the Residential Tenancies Act.

    Together, the two waves represent a significant package of changes to Ontario eviction procedures.

    Ontario’s Orders in Council and implementing regulations confirm September 21, 2026, as the effective date for this package of Residential Tenancies Act changes.

    Tribunals Ontario had previously announced in its June 30 operational update that additional Bill 60 and Bill 97 changes would take effect in September, and 10 additional Ontario rules arriving this month compound the scale of changes Ontario residents are navigating.

    Here are the major September 21 changes affecting Ontario landlords and tenants and what they mean in practice.

    Ontario Cuts the N4 Notice Period

    Ontario is reducing the minimum notice period on an N4 non-payment notice for most tenancies.

    Landlords who serve an N4 notice on or after September 21 must provide only 7 days of notice before becoming eligible to file an L1 eviction application at the Landlord and Tenant Board, regardless of the tenancy type.

    Until September 20, the minimum N4 termination period is already seven days for daily or weekly tenancies and fourteen days for other tenancies, including typical monthly tenancies.

    Starting September 21, the minimum becomes seven days for every tenancy.

    Consider a tenant with a monthly tenancy who misses rent on October 1 and receives an N4 notice on October 2.

    Under the old timeline for monthly tenancies, the termination date would fall on October 16, and the landlord could file at the LTB on October 17 at the earliest.

    Under the new rule, the termination date lands on October 9, and the landlord can file on October 10.

    That is a full week removed from the front end of the eviction process before any hearing backlog factors in. The ability to resolve the matter through payment is still intact.

    Paying all arrears and any newly due rent before the termination date voids the N4 notice entirely, and section 74 of the Residential Tenancies Act still allows tenants to stop the process through full payment even after an L1 is filed.

    The critical difference is how quickly the filing threshold arrives for monthly and yearly tenancies.

    An N4 served before September 21 must comply with the notice period that applied when it was served.

    A seven-day notice served before September 21 would therefore be defective for a typical monthly or yearly tenancy, but not for a daily or weekly tenancy.

    3 Payments More Than 7 Days Late Can Establish Persistent Late Payment

    Ontario has never had a statutory definition of persistent late payment of rent until now.

    O. Reg. 241/26 introduces section 8.1 to Ontario Regulation 516/06, establishing a concrete benchmark that the LTB must apply.

    Persistent late payment now includes circumstances where a tenant has failed to pay rent within 7 days of the due date on at least 3 separate occasions within any rolling 6-month period.

    This is a separate eviction ground from non-payment, served through an N8 notice under subsection 58(1) of the Act.

    Meeting this benchmark does not automatically trigger an eviction, but it provides a ground upon which a landlord can pursue an N8 proceeding at the LTB.

    Before this regulation, adjudicators exercised broad discretion over what qualified as persistent lateness, and rulings varied significantly between individual hearings.

    The new regulation establishes a prescribed benchmark that qualifies as persistent late payment while expressly preserving the LTB’s ability to find persistent late payment in other circumstances.

    One carve-out applies: a late payment does not count toward the threshold if it occurred solely because the landlord applied a rent payment to another amount owed by the tenant.

    A Financial Prerequisite for Raising Section 82 Issues at Non-Payment Hearings

    For non-payment applications filed on or after September 21, tenants who want to raise their own section 82 issues within the landlord’s proceeding must pay half of the rent arrears claimed when the application was filed.

    O. Reg. 241/26 requires that this payment be completed no later than 7 days before the scheduled hearing date.

    The requirement does not prevent a tenant from defending the landlord’s arrears claim itself.

    It applies to additional issues the tenant seeks to raise under section 82, such as maintenance failures, harassment, or illegal entries, within that non-payment proceeding.

    Applications filed before September 21 remain subject to the previous section 82 rules even if the hearing takes place after that date.

    Tenants retain full access to separate T2 and T6 applications for maintenance and other issues outside the non-payment proceeding itself.

    Advocacy organizations have warned that the prepayment requirement disproportionately affects lower-income tenants.

    Landlords Choose Between Speed and Cost on Personal-Use Evictions

    The N12 personal-use eviction framework gains a second pathway on September 21.

    Under the existing rule, a landlord serving an N12 under section 48 must provide at least 60 days of notice and pay the tenant one month’s rent as compensation before the termination date.

    The new option allows landlords who provide at least 120 days of notice to skip the compensation payment entirely.

    To qualify for the compensation waiver, the N12 must be given on or after September 21, the termination date must be at least 120 days later, and that termination date must fall at the end of a rental period or at the end of a fixed term.

    A Toronto landlord collecting $3,400 per month saves that full amount by choosing the 120-day route.

    A landlord in Hamilton or Kitchener collecting $1,800 per month saves $1,800 under the same calculation.

    The tradeoff is a termination date at least 60 days later than the standard minimum N12 notice period.

    This waiver applies exclusively to landlord-own-use evictions under section 48 of the Residential Tenancies Act.

    Purchaser-use N12 notices under section 49 remain subject to the existing one-month compensation requirement in section 49.1.

    The good-faith requirement under section 48 remains fully operative, and the intended occupant must genuinely plan to reside in the unit as their primary home for at least 12 months.

    A Strict Clock Creates a Bad-Faith Presumption on N12 Evictions

    O. Reg. 240/26 introduces a measurable standard for evaluating whether a personal-use eviction was carried out honestly.

    Effective September 21, failure by the person named in a landlord-own-use N12 to occupy the unit within the prescribed 60-day period creates a rebuttable presumption that the notice was given in bad faith.

    The landlord can still rebut that presumption on a balance of probabilities.

    The 60-day clock starts from the termination date on the N12 if the tenant leaves on or before that date.

    If the tenant vacates after the termination date, the clock starts from the actual move-out date instead.

    A landlord who triggers the bad-faith presumption bears the burden of proving the eviction was legitimate.

    General compensation for a tenant who prevails in a bad-faith case can reach up to 12 months of the former tenant’s last monthly rent.

    The LTB can also impose an administrative fine of up to $50,000 in bad-faith eviction cases, and these board fines are separate from the court-level maximums of $100,000 for individuals and $500,000 for corporations.

    Repairs and Renovations Gain New Notification and Return Requirements

    Tenants displaced for repairs or renovations who preserve their right of first refusal gain new protections starting September 21.

    Where a tenant gives the landlord written notice that they want to exercise the right of first refusal, the landlord must provide written notice of the estimated completion date, any change to that estimate, and when the unit is actually ready for occupancy.

    The new notification duties apply where the tenant’s right-of-first-refusal notice is given on or after September 21.

    Separately, where a qualifying unit becomes ready for occupancy on or after September 21, the tenant must be given at least 60 days to exercise the right of first refusal.

    If the landlord fails to meet any of these notification requirements or does not provide the full 60-day re-occupancy window, the tenant can file an application at the LTB based on a failure to afford the right of first refusal.

    These provincial rules build on municipal-level protections, including the Toronto Rental Renovation Licence requirement that launched in July 2025.

    N13 notices carry their own compensation obligations under sections 52, 54, and 55 of the Act, and those obligations remain unchanged by the September 21 amendments.

    Core Tenant Protections That Remain Unchanged

    Security of tenure remains the backbone of Ontario rental law.

    A landlord still cannot evict a tenant without both a valid legal ground and a formal order from the Landlord and Tenant Board.

    An eviction notice on its own does not authorize a landlord to physically remove a tenant.

    Where an eviction order is required, it must come through the LTB process and can only be legally enforced through the prescribed enforcement process.

    Fixed-term leases continue to convert automatically to month-to-month arrangements when they expire.

    The 2026 rent increase guideline of 2.1% remains the ceiling for rent-controlled units, and landlords cannot exceed this cap without LTB approval for an above-guideline increase.

    Qualifying units first occupied for residential purposes after November 15, 2018, remain exempt from the rent increase guideline.

    However, landlords of post-2018 units must still comply with the general 12-month timing rule and provide at least 90 days’ notice in the proper form before a rent increase takes effect.

    The right to a safe and properly maintained unit, uninterrupted essential services, and the requirement for 24-hour written notice for landlord entry where notice is required all carry forward untouched.

    Practical Steps for Tenants Before September 21

    Clear any outstanding rent arrears before September 21 to avoid exposure to the accelerated 7-day N4 timeline on monthly and yearly tenancies.

    Set up automatic rent payments through your bank to eliminate the risk of accidental late payment under the new persistent-late-payment threshold.

    Request a rent ledger from your landlord to confirm that no payments have been recorded late due to processing delays or misapplied funds.

    If you receive an N12 personal-use eviction notice, verify immediately whether the landlord has either paid one month of rent as compensation or met all three conditions for the new 120-day waiver.

    Document every communication with your landlord in writing from this point forward, including renovation timelines, completion estimates, and re-occupancy dates.

    Confirm that your 2025 income tax return is filed and assessed to avoid gaps in benefit payments that could push rent past the 7-day late threshold.

    Practical Steps for Landlords Before September 21

    Update every N4 notice template to reflect the universal 7-day termination period for notices served on or after September 21.

    Audit your rent collection records for the past 6 months to identify tenants who may already meet the three-strike persistent-late-payment benchmark.

    Evaluate whether the 60-day notice path with compensation or the 120-day no-compensation path is more strategic for any planned N12 evictions, keeping in mind all three statutory conditions for the waiver.

    Establish a documented notification protocol for renovation projects that meets the new written-update requirements tied to the right of first refusal.

    Ensure that every intended N12 occupant can move into the unit within 60 days to avoid triggering the new bad-faith presumption.

    Verify that your property management systems and filing calendars are updated before the effective date, and review the Ontario minimum wage increase arriving in October for any impact on building maintenance staffing costs.

    Summary of Ontario Rent Changes Effective September 21, 2026

    ChangeDetails
    N4 Notice PeriodUniversal 7-day minimum for all tenancy types (previously 7 days for daily/weekly, 14 days for monthly/yearly)
    Persistent Late PaymentPaying more than 7 days late on 3 or more occasions in 6 months establishes the prescribed benchmark for persistent late payment (N8 ground).
    50% Arrears PrepaymentFor applications filed on or after September 21, tenants must pay half of L1-claimed arrears at least 7 days before a hearing to raise section 82 issues.
    N12 Compensation WaiverCompensation is waived when all three conditions are met: N12 is given on or after September 21, the termination date is at least 120 days later, and the termination date is at the end of the rental period or fixed term; purchaser-use evictions under section 49 still require compensation.
    60-Day Occupancy PresumptionIf the named N12 occupant does not move in within 60 days, a rebuttable presumption of bad faith applies
    Right of First Refusal (Repairs/Renovations)Written updates are required at every stage for tenants who preserve their right of first refusal; a 60-day re-occupancy window once the unit is ready.

    Key Dates in the 2026 Ontario Rental Law Overhaul

    DateWhat Happened or Happens
    November 27, 2025Bill 60 (Fighting Delays, Building Faster Act, 2025) received Royal Assent.
    July 1, 2026Wave 1: 15-day LTB review window, doubled RTA offence fines, tenant AC installation right, mandatory Payment Agreement Form under section 206
    September 21, 2026Wave 2: Universal 7-day N4, persistent late payment benchmark, 50% arrears prerequisite for section 82 issues, N12 compensation waiver, 60-day occupancy presumption, right-of-first-refusal notification rules

    Residents should also confirm whether any statutory holidays fall within their 7-day N4 window, since payment processing timelines at banks may affect when a rent payment clears.

    September 21 brings several substantive changes to Ontario eviction rules, and the federal law changes taking effect this month are adding to the volume of regulatory updates Canadians are absorbing this fall.

    Ontario residents who also track broader provincial changes can review the new Ontario car insurance rate cuts and Ontario driving rules that changed earlier this year to stay current on the full scope of regulatory shifts across the province.

    Frequently Asked Questions (FAQs)

    Can a landlord file for eviction the same day the 7-day N4 notice expires?

    The landlord becomes eligible to file an L1 application on the day after the termination date, not on the termination date itself.
    If the N4 is served on October 2 with a 7-day termination period, the termination date is October 9, and the earliest possible L1 filing date is October 10.
    However, paying all outstanding rent and any newly due rent before the landlord files the L1 voids the notice entirely, regardless of whether the termination date has passed.

    Do the three late payments under the persistent-late-payment rule need to be consecutive months?

    The three late payments do not need to occur in consecutive months.
    O. Reg. 241/26 defines the threshold as at least 3 occasions of paying more than 7 days late within any rolling 6-month period, and the late payments can be scattered across different months within that window.
    A tenant who pays late in January, March, and May within the same year would meet the threshold if all three were more than 7 days past due.

    What happens if a tenant cannot afford the 50% arrears prepayment before a hearing?

    For non-payment applications filed on or after September 21, a tenant who does not pay 50% of the L1-claimed arrears at least 7 days before the hearing loses the ability to raise section 82 issues within that specific proceeding.
    The tenant can still defend against the landlord’s arrears claim and can file separate T2 or T6 applications to address maintenance or other issues through an independent process at the LTB.
    Applications filed before September 21 continue under the previous section 82 rules, even if the hearing itself is scheduled after September 21.

    Does the 120-day N12 compensation waiver apply when a purchaser wants to move into a unit they just bought?

    The 120-day no-compensation option applies only to landlord-own-use evictions under section 48 of the Residential Tenancies Act.
    Purchaser-use N12 notices under section 49 are governed by a separate compensation provision in section 49.1 and remain subject to the one-month rent compensation requirement regardless of how much notice the purchaser provides.

    How can a tenant prove that the person named in an N12 did not move in within 60 days?

    The tenant would file a T5 application at the LTB, and evidence such as utility records, mail forwarding status, neighbour statements, and any listing of the unit on rental platforms after the tenant vacated can all support the claim.
    Once the 60-day deadline passes without the named occupant moving in, O. Reg. 240/26 triggers a rebuttable presumption of bad faith, which shifts the burden of proof to the landlord to demonstrate the eviction was genuine.
    Compensation for a successful bad-faith claim can reach up to 12 months of the former tenant’s last monthly rent, plus the LTB can impose an administrative fine of up to $50,000.

    Fact Check: All information in this article has been verified against the Residential Tenancies Act, 2006; Bill 60 (Fighting Delays, Building Faster Act, 2025); Bill 97 (Helping Homebuyers, Protecting Tenants Act, 2023); O. Reg. 240/26; O. Reg. 241/26; the relevant Orders in Council; and the Tribunals Ontario operational update of June 30, 2026.

    Disclaimer: This article provides general information only and does not constitute legal advice. Consult a licensed paralegal or lawyer for guidance specific to your situation.


    Sidak Singh Dhanoa Avatar

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  • Deportations From Canada Surge For Indian Nationals In 2026

    Canada has already enforced more than 12,000 immigration removals in the first seven months of 2026, and one nationality stands dramatically ahead of all others on the latest Canada Border Services Agency enforcement list.

    A total of 3,717 Indian nationals were removed from Canada between January 1 and July 31, 2026, according to CBSA’s most recently published data.

    That figure represents approximately 29.8% of all enforced removals recorded during that period, meaning nearly three in every ten people removed from Canada so far this year held Indian citizenship.

    India also leads CBSA’s much larger removal-in-progress inventory, with 8,817 Indian nationals currently listed among cases actively moving through the enforcement pipeline.

    The 12,491 enforced removals recorded through July 31, 2026, therefore include a mix of deportation orders, exclusion orders, and departure orders.

    CBSA’s Latest Extortion Crackdown Leads To 111 Removals

    Alongside its broader removal operations, CBSA announced on September 14, 2026, that its targeted enforcement initiative against extortion networks had resulted in 111 removals from Canada.

    As of September 3, 2026, the agency reported that 188 removal orders had been issued on various inadmissibility grounds as part of this initiative, with 111 of those individuals already removed.

    The regional breakdown of the extortion-linked enforcement activity is as follows.

    RegionRemoval Orders IssuedIndividuals Removed
    Pacific Region9158
    Prairie Region4730
    Greater Toronto Area5023
    Total188111
    Source: Canada Border Services Agency, as of September 3, 2026.

    CBSA began formally tracking immigration enforcement cases with potential links to extortion in the Pacific and Prairie regions in August 2025, later extending the initiative to the Greater Toronto Area in November 2025.

    The agency highlighted four recent individuals linked to extortion or organized criminal schemes who were removed from Canada.

    Palwinder Singh was removed after the Immigration and Refugee Board of Canada found him inadmissible for being a member of a criminal organization linked to extortion-related violence, including an extortion-related shooting in the fall of 2025.

    Jasmer Singh, who had been convicted in Canada of forcible confinement, was found inadmissible for serious criminality and was issued a deportation order before being removed.

    Amitoz Bajwa was removed after the IRB found him inadmissible for being a member of an organization engaged in a pattern of criminal activity, with links to firearms-related activity and an extortion-related shooting.

    Sahibjot Singh was found inadmissible by the IRB for links to an organization engaged in a pattern of criminal activity and acknowledged committing offences forming part of that organization’s criminal pattern before being removed.

    It is important to note that the 111 extortion-linked removals represent a separate targeted initiative and should not be merged with the nationality-level statistics presented earlier.

    CBSA’s release does not identify the citizenship of the 111 removed individuals, and the agency has emphasized that these cases involve investigations into potential links to extortion and can involve different inadmissibility grounds.

    Indians Top Canada’s Latest Removal List

    India’s position at the top of CBSA’s 2026 removal list is not merely a matter of leading by a narrow margin.

    The gap between India and the second-ranked nationality, Mexico, is substantial.

    Mexico recorded 1,936 enforced removals through July 31, meaning India’s total is nearly double that of the next closest country.

    This represents a significant shift from recent years, when Mexico consistently led CBSA’s nationality rankings.

    Top 10 Nationalities Removed From Canada In 2026

    The following table shows the top 10 citizenship groups in CBSA’s enforced removal statistics through July 31, 2026.

    CitizenshipEnforced Removals (Jan–Jul 2026)
    India3,717
    Mexico1,936
    United States510
    Colombia473
    Haiti414
    Romania356
    Bangladesh269
    Nigeria260
    Turkey253
    China230
    Remaining nationalities4,073
    Total12,491
    Source: Canada Border Services Agency, Immigration removal statistics, data through July 31, 2026.

    Several features of this table are worth noting.

    The United States ranks third with 510 removals, reflecting the fact that enforcement applies to nationals from all countries, including Canada’s closest ally and neighbour.

    Colombia, Haiti, and Romania round out the middle of the list, while Bangladesh, Nigeria, Turkey, and China each recorded between 230 and 269 removals.

    The remaining nationalities not individually listed account for 4,073 removals combined, illustrating that CBSA’s enforcement mandate reaches a wide range of citizenship groups.

    India Also Tops Canada’s Removal-In-Progress List

    Beyond the 12,491 removals that have already been enforced, CBSA maintains a separate inventory of cases still working through the enforcement pipeline.

    As of July 31, 2026, this removal-in-progress inventory contained 44,781 individuals.

    India leads this inventory as well, with 8,817 Indian nationals currently listed.

    CitizenshipRemoval-In-Progress Inventory
    India8,817
    Mexico6,239
    Nigeria2,264
    China1,867
    United States1,641
    Colombia1,372
    Pakistan1,291
    Bangladesh1,190
    Ghana1,083
    Remaining nationalities17,698
    Total44,781
    Source: Canada Border Services Agency, inventory as of July 31, 2026.

    *Note: CBSA’s published citizenship rows do not add up to its stated removal-in-progress total of 44,781. The displayed rows are short by 1,319 cases, but CBSA’s published table does not identify those 1,319 cases as Haiti. Immigration News Canada has therefore reproduced only the citizenship figures explicitly published by CBSA.

    The removal-in-progress inventory includes individuals who can currently be processed for removal but whose cases may face practical barriers, including the issuance of travel documents by foreign governments.

    CBSA also maintains separate inventories for individuals who are not yet actionable (452,178 cases), those whose removal is not currently possible (36,027 cases), and wanted individuals whom CBSA is working to locate (34,039 cases).

    The combined total across all four inventories stood at 567,025 as of July 31, 2026.

    How 2026 Indian Removal Numbers Compare With 2025

    The 2026 data becomes even more striking when placed alongside the full-year 2025 figures.

    During the entire 2025 calendar year, Canada removed 3,779 Indian nationals.

    By July 31, 2026, with five full months still remaining in the year, Canada had already removed 3,717 Indian nationals.

    That means the first seven months of 2026 had reached approximately 98.4% of the total number of Indian nationals removed during the entire previous year.

    At the current pace, the 2026 full-year total for Indian nationals is on track to significantly exceed the 2025 total.

    The shift is also visible in the nationality rankings.

    In 2025, Mexico led the removal list with 4,837 removals and India ranked second with 3,779.

    In the latest 2026 data, India has overtaken Mexico to occupy the number-one position, while Mexico’s 2026 total through July (1,936) is running well below its 2025 pace.

    CitizenshipFull Year 2025Jan–Jul 2026
    India3,7793,717
    Mexico4,8371,936
    Haiti2,275414
    Colombia892473
    Romania828356
    United States803510
    Source: Canada Border Services Agency.

    How Many People Has Canada Removed Each Month In 2026?

    CBSA publishes monthly removal figures that reveal significant variation across the first seven months of the year.

    MonthEnforced Removals
    January2,652
    February1,267
    March1,423
    April1,787
    May2,217
    June1,599
    July1,546
    Total (Jan–Jul)12,491
    Source: Canada Border Services Agency, data through July 31, 2026.

    January recorded the highest monthly total at 2,652 enforced removals, followed by May at 2,217. February was the lowest month at 1,267 removals.

    The data does not show a consistent month-over-month increase or decrease, and CBSA has previously noted that removal volumes can fluctuate due to factors including court proceedings, travel document availability, and international cooperation timelines.

    Canada Recorded A Historic Removal High In 2025

    The 2025 calendar year marked a record for CBSA enforcement.

    The agency carried out 23,160 enforced removals during the year, which Public Safety Canada and CBSA have described as the highest number of inadmissible persons removed in the history of the agency.

    The following table places 2026’s partial-year total in historical context.

    YearTotal Enforced Removals
    202012,858
    20217,523
    20228,335
    202315,231
    202417,397
    202523,160
    2026 (through July 31)12,491
    Source: Canada Border Services Agency.

    The 2021 figure of 7,523 was depressed by travel restrictions and operational limitations during the pandemic.

    Removals increased sharply from 2022 through 2025, rising from 8,335 to 23,160, with 2025 reaching the highest annual removal total recorded in CBSA history.

    The 2026 figure of 12,491 through seven months should not be directly compared against the full-year totals above without noting that five months of data remain outstanding.

    It would be premature to claim that 2026 will surpass the 2025 record based on the available partial-year data alone.

    What the data does show clearly is that the 2026 surge in Indian national removals is one of the most distinctive enforcement trends visible in this year’s CBSA statistics.

    Why Are People Being Removed From Canada?

    Understanding why individuals are removed from Canada requires looking at CBSA’s inadmissibility data, which breaks down enforced removals by the legal grounds under Canada’s Immigration and Refugee Protection Act.

    Inadmissibility GroundRemovals (Jan–Jul 2026)
    Non-compliance (s. 41) – refugee claimants10,050
    Non-compliance (s. 41) – non-claimants1,544
    Criminality (s. 36)746
    Other inadmissibility grounds84
    Misrepresentation (s. 40)67
    Total12,491
    Source: Canada Border Services Agency, data through July 31, 2026.

    The most significant takeaway from this table is that 10,050 of the 12,491 enforced removals, or approximately 80.4%, involved non-compliance by refugee claimants.

    This category includes refugee claimants whose claims were not approved and individuals who did not pursue their claims or comply with requirements under the refugee determination process.

    An additional 1,544 removals involved non-compliance by individuals who were not refugee claimants, such as people who overstayed visas or violated the conditions of work or study permits.

    Criminality under section 36 of IRPA accounted for 746 removals, representing approximately 6% of the total.

    The “other” category of 84 removals covers inadmissibility on grounds including security concerns under section 34, human or international rights violations under section 35, organized crime under section 37, health grounds under section 38, financial inadmissibility under section 39, cessation under section 40.1, and inadmissible family members under section 42.

    Misrepresentation, which includes making false statements or withholding material information in immigration applications, accounted for 67 removals.

    This breakdown is critical because it demonstrates that the overwhelming majority of enforced removals in 2026 are not criminal deportations.

    CBSA does not publish a nationality-by-inadmissibility cross-tabulation in this dataset, which means the fact that Indian nationals lead the overall removal list does not, on its own, tell us how many Indian nationals were removed for criminality versus non-compliance or other grounds.

    Deportation vs Removal: What Is The Difference?

    Canadian immigration law draws an important distinction between the general concept of removal and the specific legal category of a deportation order.

    When public discussion and news headlines refer to “deportation,” they are typically using the term as a broad shorthand for any removal from Canada.

    However, CBSA tracks three separate types of removal orders, and the consequences of each one differ significantly.

    Through July 31, 2026, CBSA recorded the following removal-order breakdown.

    Removal Order TypeNumber (Jan–Jul 2026)
    Deportation order7,333
    Departure order2,618
    Exclusion order2,540
    Total12,491
    Source: Canada Border Services Agency, data through July 31, 2026.

    Deportation orders accounted for 7,333 of the 12,491 enforced removals, or approximately 58.7% of the total.

    The remaining 41.3% were departure orders and exclusion orders, which carry different re-entry rules.

    Three Types Of Canada Removal Orders Explained

    Each removal order type under the Immigration and Refugee Protection Act carries specific consequences for the individual’s ability to return to Canada.

    Departure order: This order requires the individual to leave Canada within 30 days after it becomes enforceable and to confirm their departure with CBSA by obtaining a certificate of departure.

    If the individual does not leave within 30 days, the departure order automatically becomes a deportation order.

    Exclusion order: This order requires the individual to leave Canada and generally bars them from returning for one year.

    If the exclusion order was issued on grounds of misrepresentation under section 40 of IRPA, the bar extends to five years.

    In either case, the individual may apply for an Authorization to Return to Canada where applicable.

    Deportation order: This is the most serious type of removal order.

    It requires the individual to leave Canada and permanently bars them from returning unless they obtain written Authorization to Return to Canada from IRCC.

    How Removals Are Carried Out

    Not every enforced removal involves CBSA officers physically escorting someone onto a flight.

    According to CBSA’s 2026 data through July 31, approximately 66% of removals were confirmed departures from Canada, meaning CBSA verified that the individual left the country and issued a certificate of departure.

    Approximately 34% were administrative removals, a category CBSA uses for cases where sufficient evidence establishes that an individual who did not formally confirm their departure is no longer in Canada and the removal order can be administratively enforced.

    Less than 1% fell into other verification methods.

    What The Latest CBSA Numbers Mean For The Rest Of 2026

    Canada’s immigration enforcement apparatus is operating at an elevated tempo heading into the final months of 2026.

    CBSA has stated it is removing approximately 400 people per week, the removal-in-progress inventory contains nearly 45,000 individuals, and the government has committed significant new funding and staffing to enforcement.

    Bill C-12, which received Royal Assent in March 2026, introduced new asylum-claim eligibility rules and changes intended to make asylum processing more efficient, including provisions that can make removal orders effective sooner in certain circumstances.

    The targeted extortion crackdown is continuing, with CBSA signalling that further investigations and removals will follow as cases progress.

    For Indian nationals specifically, the data suggests that the full-year 2026 removal total is very likely to exceed the 2025 figure of 3,779.

    The broader removal-in-progress inventory of 8,817 Indian nationals indicates that enforcement activity involving Indian citizens will remain a prominent feature of CBSA operations well beyond September.

    Whether the overall 2026 annual removal total will match or exceed the record 23,160 set in 2025 will depend on CBSA’s operational capacity, legal proceedings, the availability of travel documents from foreign governments, and the pace at which cases clear the remaining enforcement stages.

    What is clear from the latest data is that Canada’s immigration enforcement system is operating at historically elevated levels, Indian nationals now occupy the most prominent position in the country’s removal statistics, and the federal government has signalled no indication that this enforcement posture will soften before the year ends.

    Frequently Asked Questions (FAQs)

    How many people has Canada deported in 2026?

    Canada enforced 12,491 immigration removals between January 1 and July 31, 2026, according to the latest CBSA data.  These enforced removals include three types of removal orders under Canadian immigration law: deportation orders (7,333), departure orders (2,618), and exclusion orders (2,540).  The term “deported” in popular usage refers broadly to all removals from Canada, but only deportation orders, which accounted for approximately 58.7% of the total, are technically classified as deportations under the Immigration and Refugee Protection Act.  CBSA has stated it is currently removing approximately 400 inadmissible individuals per week, and additional removals will continue to be recorded through the remainder of the year.

    Which nationality has the most deportations from Canada in 2026?

    India leads CBSA’s 2026 removal list with 3,717 enforced removals recorded through July 31, representing approximately 29.8% of all removals during that period.  Mexico ranks second with 1,936, followed by the United States (510), Colombia (473), and Haiti (414).  India also leads CBSA’s removal-in-progress inventory with 8,817 cases as of July 31, 2026.  This marks a shift from 2025, when Mexico led the annual removal list with 4,837 and India ranked second with 3,779.  CBSA does not break down nationality data by removal-order type or by inadmissibility ground, so the 3,717 figure includes Indian nationals removed under all three types of removal orders and across all inadmissibility categories.

    Why is Canada removing so many Indian nationals in 2026?

    CBSA’s published data does not offer a specific explanation for why India leads the 2026 removal list, and the agency does not publish a cross-tabulation of nationality by inadmissibility ground. 
    What the broader inadmissibility data shows is that 80.4% of all 2026 enforced removals involved non-compliance by refugee claimants. This category includes claimants whose claims were not approved as well as individuals who did not pursue their claims or comply with requirements under the refugee determination process.
    An additional 12.4% involved non-compliance by non-claimants, such as visa overstayers or work and study permit violators, while 6% involved criminality.  The overall data suggests that the majority of removals across all nationalities are connected to the refugee determination system rather than to criminal inadmissibility.

    Can someone return to Canada after being deported?

    The answer depends on which type of removal order was issued.  A departure order allows the individual to leave Canada voluntarily within 30 days and, once confirmed, does not bar future applications to return.  An exclusion order bars the individual from returning for one year, or five years if it was issued on misrepresentation grounds, unless they obtain an Authorization to Return to Canada.  A deportation order permanently bars the individual from returning unless they obtain a written Authorization to Return to Canada from Immigration, Refugees and Citizenship Canada
    When assessing an Authorization to Return to Canada application, immigration officers consider factors including the reason for the original removal order, how much time has passed, the applicant’s current circumstances, the reason they want to return, and whether the circumstances that led to the removal have changed. Any underlying inadmissibility must also be resolved before an Authorization to Return to Canada can be issued.

    How many people are currently waiting to be removed from Canada?

    As of July 31, 2026, CBSA’s removal-in-progress inventory contained 44,781 individuals who could currently be processed for removal.  Beyond that, 452,178 individuals were in the not-yet-actionable inventory, which includes people with pending refugee applications or other unresolved proceedings.  A further 36,027 were in the removal-not-possible category due to factors such as pending Federal Court appeals or criminal proceedings, and 34,039 were listed as wanted individuals whom CBSA is actively working to locate.  The combined total across all four removal sub-inventories stood at 567,025.  India leads the removal-in-progress inventory with 8,817 cases, followed by Mexico (6,239), Nigeria (2,264), and China (1,867).

    Fact-Checked: The information presented in this article is based on official data published by the Canada Border Services Agency on its immigration removal statistics page, last modified September 11, 2026, and on CBSA news releases published on Canada.ca.  All figures, percentages, and legal explanations have been independently verified against these primary sources.

    Disclaimer: This article is published for informational purposes only and does not constitute legal advice.  Individuals facing removal proceedings or immigration enforcement action should consult a qualified immigration lawyer or a Regulated Canadian Immigration Consultant.


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  • New Canada Child Benefit Payment To Be Sent On September 18

    The Canada Revenue Agency is scheduled to deposit the next Canada Child Benefit payment earlier on Friday, September 18, 2026, delivering tax-free monthly support to millions of families across the country.

    This is the third CCB payment under the 2026 to 2027 benefit year, which launched on July 20 with higher indexed amounts tied to a confirmed 2% inflation adjustment.

    Families collecting the full maximum can receive up to $679.75 per month for each child under six and up to $573.58 per month for each child aged six to 17.

    The September date falls two days earlier than the usual 20th because September 20 lands on a Sunday, and the CRA always issues deposits on the last business day before a weekend date.

    All amounts for the current benefit year are calculated using each family’s 2025 adjusted family net income reported on their most recently filed tax return.

    Maximum CCB and CDB Amounts for 2026 to 2027

    The CRA applied a 2% Consumer Price Index indexation to all CCB amounts starting with the July 2026 deposit, raising both the maximum benefits and the income thresholds where reductions begin.

    The maximum annual CCB for children under six rose from $7,997 to $8,157, an increase of $160 per year.

    For children aged six to 17, the maximum climbed from $6,748 to $6,883, a gain of $135 annually.

    Families with a child approved for the Disability Tax Credit through Form T2201 receive the Child Disability Benefit on top of the base CCB amount automatically.

    The CDB maximum for the 2026 to 2027 benefit year is $3,480 per eligible child, working out to $290 per month.

    BenefitAge GroupAnnual MaximumMonthly Maximum
    CCBUnder 6$8,157$679.75
    CCB6 to 17$6,883$573.58
    CDBUnder 18 (DTC)$3,480$290.00

    These increased benefit amounts apply to every monthly deposit from July 2026 through June 2027.

    Who Is Eligible for the Canada Child Benefit

    The CCB is not automatically assessed when you file a tax return, and eligible families must apply through one of the CRA’s application methods before payments can begin.

    To qualify, you must live with a child under 18 and be primarily responsible for that child’s care and upbringing.

    You must be a resident of Canada for tax purposes.

    You or your spouse or common-law partner must hold one of the following statuses: Canadian citizen, permanent resident, protected person, temporary resident who has lived in Canada for the previous 18 consecutive months with a valid permit in the 19th month, or an individual registered or entitled to be registered under the Indian Act.

    Both you and your spouse or common-law partner must file a tax return every year, even if one of you earned no income, because the CRA uses the prior year’s return to calculate payments.

    The full list of eligibility criteria can be found on the CRA’s CCB program page.

    Income Thresholds and Reduction Rates

    The CCB uses a two-tier reduction system that gradually lowers payments as adjusted family net income rises above the first threshold.

    Families with AFNI below $38,237 receive the full maximum for each eligible child with no reduction applied.

    Between $38,237 and $82,847, the CRA applies Phase 1 reduction rates that vary by the number of children in the household.

    Above $82,847, Phase 2 applies with lower marginal percentages plus a fixed base reduction amount, following a structure similar to other federal benefit clawbacks that use income-tested reduction formulas.

    Number of ChildrenPhase 1 Rate ($38,237 to $82,847)Phase 2 Rate (Above $82,847)
    1 child7%3.2%
    2 children13.5%5.7%
    3 children19%8%
    4 or more23%9.5%

    The Phase 2 marginal rates are lower than Phase 1, meaning the pace of reduction slows once income crosses $82,847.

    This allows most families to keep receiving meaningful CCB payments well above $100,000 in household income, particularly those with multiple children.

    The CRA publishes an official CCB calculator that provides a personalized estimate based on your specific situation.

    How Family Size Affects Your Payment

    A family with one child under six and AFNI of $35,000 receives the full annual maximum of $8,157, or $679.75 per month.

    That same family at $65,000 AFNI would see a Phase 1 reduction of 7% applied to the $26,763 above the $38,237 threshold, lowering the annual CCB to roughly $6,284.

    A two-child family with both children under six and AFNI below $38,237 receives the combined maximum of $16,314 per year, approximately $1,359.50 per month.

    At $65,000 AFNI, the 13.5% Phase 1 rate reduces that two-child total to approximately $12,701 annually, still delivering over $1,058 per month.

    Families with three or four children face higher Phase 1 rates, but their combined maximums are proportionally larger, so monthly payments remain substantial at moderate income levels.

    If the annual CCB totals less than $240, the CRA issues the full amount as a single lump sum with the July payment rather than sending monthly deposits.

    How To Apply for the Canada Child Benefit

    New parents and newcomers to Canada must submit an application to begin receiving CCB payments.

    The first option is through the Automated Benefits Application when you register the birth of your newborn with your province or territory.

    The second option is through CRA My Account, where you can apply directly using the online child benefits application feature.

    The third option is to complete and mail Form RC66, the Canada Child Benefits Application, to your local tax centre.

    Newcomers should also complete Form RC66SCH, the Status in Canada and Income Information form, alongside their RC66 submission.

    Processing times vary by method, and applicants can track the status of their application through CRA My Account using the progress tracker feature.

    CCB Payment Dates 2026-2027

    The CRA has published all 12 CCB payment dates for 2026 on the official benefits payment calendar.

    Dates for January through June 2027 have not yet been individually published and are projected below using the CRA’s standard payment rules.

    2026-2027 CCB Payment Dates

    • September 18, 2026
    • October 20, 2026
    • November 20, 2026
    • December 11, 2026
    • January 20, 2027
    • February 19, 2027
    • March 19, 2027
    • April 20, 2027
    • May 20, 2027
    • June 18, 2027
    • July 20, 2027

    The 2027 to 2028 benefit year begins in July 2027 and will use 2026 tax returns along with a new indexation rate that has not yet been announced.

    Filing your 2025 income tax return on time was the most important step for maintaining uninterrupted CCB payments throughout this benefit year.

    Families who have experienced changes in marital status, address, custody arrangements, or the number of children should update their CRA information promptly through My Account to prevent overpayments or missed deposits.

    The September 18 deposit continues the higher 2026 to 2027 rates, and eligible families can verify their exact payment amount by logging into CRA My Account before the deposit date.

    Direct deposit remains the fastest and most secure way to receive your CCB on the scheduled payment date, and the CRA recommends waiting five business days after the expected date before calling to report a missing payment.

    Frequently Asked Questions (FAQs)

    What happens to my Canada Child Benefit if I file my tax return late?

    The CRA calculates CCB using your most recent assessed tax return, and a late filing can delay the assessment of your 2025 return. Delayed processing may result in paused or reduced monthly CCB deposits until the CRA has your updated information. Both you and your spouse or common-law partner must file every year, even with zero income, to maintain uninterrupted payments.

    Can I receive the Canada Child Benefit if I share custody of my children?

    Shared custody parents each receive 50% of the payment they would have collected under full custody. The CRA bases each parent’s calculation on their own adjusted family net income, which means two parents with different incomes will receive different CCB amounts for the same child. Both parents must independently meet eligibility requirements and file their own tax returns annually.

    Does the Child Disability Benefit reduce my regular CCB amount?

    The CDB is paid on top of the regular Canada Child Benefit and does not reduce it. Families with a child approved for the Disability Tax Credit through Form T2201 can collect up to $290 per month per eligible child in addition to the base CCB. A medical diagnosis alone does not qualify a child for the DTC, as the CRA must approve the application after a qualified practitioner certifies the impairment.

    Why did my CCB payment change in July even though my family situation stayed the same?

    Every July, the CRA recalculates CCB using your most recent tax return and applies a new inflation indexation rate to maximum amounts. The July 2026 payment switched from 2024 return data to 2025 return data while applying a 2% increase to both benefits and income thresholds. Even a modest difference in household income between those two years can shift your monthly payment noticeably in either direction.

    At what family income does the Canada Child Benefit stop completely?

    The exact income where CCB reaches zero depends on the number and ages of your children. For a family with one child under six, the CCB phases out entirely at approximately $240,000 in adjusted family net income under the 2026–2027 rates. For one child aged six to 17, the benefit reaches zero at approximately $200,000. The exact cutoff varies with the number and ages of eligible children

    Fact-Checked: All payment dates, benefit amounts, income thresholds, and eligibility requirements in this article have been verified against the official Government of Canada benefits payment calendar and the CRA’s published CCB program pages as of September 2026.

    Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Benefit amounts shown represent published maximums for recipients who meet full eligibility requirements. Your actual payment may differ based on your adjusted family net income, number of children, custody status, and filing history.


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  • New Express Entry Draw On September 15 Sent 2,000 Invitations For PR

    Immigration, Refugees and Citizenship Canada invited 2,000 candidates to apply for permanent residence through a new Canadian Experience Class Express Entry draw on September 15, 2026.

    The Comprehensive Ranking System cutoff dropped to 519 points, continuing a gradual decline from the 523 peak that the August 18 CEC round had established as the highest threshold of the year.

    This is the second consecutive CEC draw in which the cutoff has decreased, falling from 523 on August 18 to 521 on September 1 and now to 519 on September 15.

    The draw arrived one day after the September 14 PNP round that issued 576 invitations at CRS 734, maintaining the cluster sequencing that IRCC has followed since March.

    Invited candidates now have 60 calendar days to submit a complete permanent residence application to IRCC.

    September 15 Express Entry Draw Details

    IRCC conducted this round at 10:21:41 UTC, targeting candidates who qualified under the Canadian Experience Class.

    Draw DetailValue
    Draw CategoryCanadian Experience Class
    Date and Time (UTC)September 15, 2026, at 10:21:41
    Number of Invitations Issued2,000
    CRS Score of Lowest-Ranked Candidate519
    Rank Needed2,000 or above
    Tie-Breaking RuleMarch 26, 2026, at 00:16:39 UTC

    The tie-breaking timestamp for this draw reaches back to March 26, 2026, nearly six months before the draw itself.

    The March 26 tie-breaking timestamp indicates that more eligible CEC candidates were tied at the 519 cutoff than could be invited in this round.

    It does not necessarily mean those candidates have held a CRS score of 519 since March, because Express Entry scores can change as profiles are updated

    Eligible CEC candidates with a CRS above 519 received invitations regardless of their profile submission date, while those at exactly 519 needed to have entered the pool before March 26, 2026, at 00:16:39 UTC.

    CEC Cutoff Falls For Second Consecutive Draw

    CEC cutoffs spent most of 2026 locked inside a narrow band, holding between 514 and 518 from April through early August regardless of whether IRCC issued 2,000, 3,000, or 4,000 invitations per round.

    That equilibrium broke on August 18 when IRCC cut the CEC volume to just 1,000 invitations, the smallest CEC round of the year, which pushed the cutoff sharply upward to 523.

    The September 1 draw restored the volume to 2,000, and the cutoff eased to 521, marking the first CEC decline since the July 21 round

    Today’s draw holds the same 2,000-invitation volume and the cutoff has fallen two more points to 519. The results strongly suggest that the smaller 1,000-invitation round on August 18 contributed to the temporary spike, although CRS cutoffs also depend on the number and ranking of eligible CEC candidates in the pool.

    The relationship between invitation volume and CRS threshold has been the single most consistent pattern across CEC draws in 2026.

    When IRCC issued 8,000 invitations in the first CEC draw of January, the cutoff sat at 511.

    As volumes shrank through the spring, the cutoff climbed in near-lockstep, reaching 515 by April and peaking at 523 when the August 18 draw slashed invitations to their lowest point.

    September’s consecutive declines indicate that the pool is absorbing the 2,000-invitation volume without building additional upward pressure on the CRS floor.

    For context, CEC cutoffs started the year between 508 and 511 when IRCC was issuing 6,000 to 8,000 invitations per round in January and February.

    The reduction in draw sizes through the spring, from 4,000 invitations in early March to around 2,000 by April, coincided with CRS cutoffs moving above 510 and into the 514 to 518 band, where they remained for months.

    At the current 2,000-invitation pace, a CRS of 519 sits roughly 8 to 12 points above where the cutoff would land if IRCC returned to the larger volumes it used at the beginning of the year.

    Who The Canadian Experience Class Targets

    The Canadian Experience Class is designed for skilled workers who have already accumulated qualifying work experience inside Canada.

    Candidates must have completed at least 12 months of full-time skilled work in an NOC TEER 0, 1, 2, or 3 occupation within the three years before their permanent residence application is submitted.

    Part-time work qualifies as well, provided the candidate accumulates the equivalent of 1,560 hours, such as 15 hours per week over 24 months.

    CEC applicants must intend to live outside Quebec. Self-employment and work experience gained while studying full-time generally do not count toward the CEC minimum work-experience requirement, although qualifying physicians providing publicly funded medical services can benefit from a specific temporary public policy

    The minimum language requirement is CLB 7 in English or NCLC 7 in French for TEER 0 and 1 occupations and CLB 5 in English or NCLC 5 in French for TEER 2 and 3 occupations.

    IRCC accepts CELPIP-General, IELTS General Training and PTE Core for English, and TEF Canada or TCF Canada for French.

    CEC does not require a minimum education level for eligibility, though education contributes significantly to the CRS score that determines ranking in the Express Entry pool.

    The pathway is especially relevant for international graduates transitioning from Post-Graduation Work Permits and for temporary foreign workers who have built their careers in Canada over multiple years.

    CEC applicants are not required to show proof of funds, which distinguishes this program from the Federal Skilled Worker and Federal Skilled Trades categories, where proof of funds may be mandatory depending on the applicant’s job offer and work authorization status.

    CEC Draw History In 2026

    IRCC has conducted 16 Canadian Experience Class draws between January and mid-September 2026, making CEC one of the most frequently used program-specific draw types this year.

    The table below captures the recent trajectory of CEC invitation volumes and CRS cutoffs across the second half of the year, where the most significant shifts have occurred.

    Draw DateInvitationsCRS Cutoff
    April 28, 20262,000514
    May 27, 20263,000518
    June 23, 20264,000516
    July 7, 20262,000517
    July 21, 20262,000516
    August 5, 20263,000516
    August 18, 20261,000523
    September 1, 20262,000521
    September 15, 20262,000519

    The August 18 draw stands out as the clear outlier, with its 1,000-invitation volume producing a CRS spike that was seven points above the band that had held steady for four months.

    Every CEC round since then has gradually unwound that spike, bringing the cutoff back toward the 514 to 518 range that defined most of the year.

    What The Pool Distribution Tells CEC Candidates

    The Express Entry pool snapshot from September 13 showed 20,784 candidates with CRS scores between 501 and 600.

    However, this figure covers the entire Express Entry pool and is not limited to candidates eligible for the Canadian Experience Class.

    In a CEC-specific round, IRCC ranks only candidates eligible to be invited under the Canadian Experience Class.

    The overall pool distribution, therefore, cannot be used to determine exactly how many CEC-eligible candidates were sitting above or at the 519 cutoff

    The 72,107 profiles in the overall Express Entry pool with scores between 451 and 500 were below the CRS threshold of every CEC draw held so far in 2026.

    For candidates in the low-500s who are within striking distance of the cutoff, the current downward trend offers some encouragement, but the pool continues to replenish as new profiles enter and existing ones are updated with improved language scores or additional work experience.

    Candidates scoring below 510 may find a faster path to permanent residence through a provincial nomination or by qualifying for a category-based draw targeting specific occupations or French-language proficiency, both of which have produced lower CRS thresholds this year.

    September Draw Cluster Taking Shape

    IRCC has organized its Express Entry draws into clusters since March 2026, typically starting each cluster with a PNP round and following up with a CEC draw within one to two business days.

    The September 15 CEC draw fits this pattern precisely, arriving one day after the September 14 PNP round that opened the current cluster.

    The previous cluster ran from August 31 through September 4, consisting of a PNP draw on August 31, the September 1 CEC round, a physicians draw on September 3, and a healthcare category draw on September 4.

    Based on that sequencing, the current cluster may close with a category-based draw later this week, potentially targeting French-language proficiency, healthcare occupations, or another priority group from the 2026 category list.

    IRCC does not publish a fixed draw schedule, so candidates should monitor their IRCC online account closely throughout the week.

    Several immigration policy changes are also taking effect in September 2026, and candidates should review whether any updates affect their eligibility or application requirements.

    Positioning For The Next CEC Draw

    Candidates who were not selected in this round should assess which CRS factors offer the fastest improvement path before the next CEC draw.

    Improving language results can be one of the most effective ways to raise a CRS score, particularly when a candidate crosses an important CLB or NCLC threshold.

    The exact CRS gain depends on the candidate’s age, education, work experience, spouse factors and the combination of language scores across all four abilities.

    Candidates with foreign credentials who have not yet completed an educational credential assessment should do so, as education points can make the difference for profiles sitting just below the CEC cutoff range.

    Accumulating additional Canadian work experience beyond the 12-month minimum also adds CRS points, with the system awarding progressively more points for two, three, four, and five or more years of qualifying experience.

    Candidates whose occupations align with IRCC’s category-based draw targets should ensure their Express Entry profiles accurately reflect the correct NOC 2021 code, as IRCC continues to use that classification for Express Entry eligibility.

    Candidates whose CRS falls below the CEC range but who qualify for the Express Entry category draws should track those rounds as well, since category-based cutoffs in healthcare, trades, and French-language proficiency have consistently run below CEC thresholds.

    The Express Entry draw slowdown analysis published earlier this year noted that IRCC frontloaded much of its 2026 invitation volume into the first quarter, and the smaller CEC rounds observed since April are consistent with that operational pattern.

    The September 15 CEC draw extends a three-round sequence of declining CRS cutoffs, bringing the threshold back toward the 514 to 518 range that characterized most of 2026.

    At 519 points and 2,000 invitations, this round offers a clear signal that the August 18 spike was a volume-driven anomaly rather than a new competitive floor.

    Candidates with Canadian work experience, valid language scores, and profiles in the low-to-mid 500s remain within the realistic range of a CEC invitation, provided they keep their profiles current and explore score improvement strategies before the next round.

    Follow Immigration News Canada for the latest Express Entry draw results, immigration policy updates, and official IRCC round data as each new draw is published.

    Frequently Asked Questions (FAQs)

    Why has the CEC cutoff been declining since August 18?

    The August 18 CEC draw was the smallest of 2026 at just 1,000 invitations, which artificially compressed the selection pool and pushed the cutoff to its yearly peak of 523. When IRCC restored the invitation volume to 2,000 for the September 1 and September 15 rounds, the department reached deeper into the ranked candidate list, which naturally brought the minimum qualifying score down. The decline from 523 to 521 to 519 reflects the larger draw size pulling in candidates at progressively lower CRS levels rather than a sudden weakening of competition in the pool.

    What does a tie-breaking date of March 2026 mean for candidates at exactly 519 CRS?

    The March 26 tie-breaking timestamp means that among eligible CEC candidates tied at 519, the profile submission date determined who received the remaining invitations. Candidates at exactly 519 whose applicable profile timestamp came after the tie-breaking point were not invited in this round. The timestamp does not reveal how long individual candidates have held a CRS score of 519 or how many future draws would be required to clear candidates at that score.

    Is self-employment counted toward CEC work experience?

    No, IRCC does not count self-employment toward the 12-month Canadian work experience requirement for the Canadian Experience Class. The qualifying experience must be gained as an employee in a paid position under a NOC TEER 0, 1, 2, or 3 occupation while holding valid work authorization in Canada. Freelance or contract work where the candidate is not employed by a Canadian employer does not meet the CEC definition, even if the work was performed in Canada and falls within a qualifying NOC code.

    Can work experience from a Post-Graduation Work Permit count toward CEC eligibility?

    Yes, and the PGWP-to-CEC pathway is one of the most common routes to permanent residence for international graduates in Canada. Work experience accumulated on a valid Post-Graduation Work Permit in an NOC TEER 0, 1, 2, or 3 occupation counts toward the 12-month requirement, provided it was gained within the three years before the permanent residence application is submitted. Graduates should ensure their work aligns with the duties described in their claimed NOC code and should keep detailed records, including pay stubs, T4 slips, and reference letters from their employers.

    How soon after this draw should the next CEC round be expected?

    IRCC does not publish a fixed Express Entry draw schedule, so the exact timing of the next CEC round cannot be confirmed in advance. Based on the biweekly cluster pattern that IRCC has maintained throughout 2026, the next CEC draw would most likely arrive in late September or early October, following the PNP round that typically opens each new cluster. The interval between CEC draws has ranged from as few as 6 days to as many as 29 days during the May pause, with the most common spacing in recent months falling between 13 and 17 days.

    Fact-Checked: All draw figures, CRS cutoffs, invitation counts, tie-breaking timestamps, and CEC eligibility requirements cited in this article are sourced directly from the official Express Entry rounds of invitations page published by Immigration, Refugees and Citizenship Canada on September 15, 2026. Application fees reflect the IRCC fee increase effective April 30, 2026. CEC draw history data is cross-referenced against prior IRCC publications and Immigration News Canada reporting throughout 2026.

    Disclaimer: This article is published for informational purposes only and does not constitute legal advice, immigration advice, or a substitute for consultation with a licensed immigration professional. Immigration rules, draw volumes, CRS cutoffs, and processing timelines can change without notice. Readers should verify all requirements directly with IRCC before acting on any information in this article.


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  • Latest Express Entry Draw On September 14 Issues 576 PR Invitations

    Immigration, Refugees and Citizenship Canada conducted a new Provincial Nominee Program Express Entry draw on September 14, 2026, issuing 576 invitations to apply for permanent residence.

    The Comprehensive Ranking System cutoff for the lowest-ranked candidate invited in this round was 734 points.

    That CRS threshold is 37 points higher than the 697 recorded on August 31, which was the lowest PNP cutoff of 2026.

    The 576 invitations represent a slight increase from the 562 sent in the previous PNP round two weeks earlier.

    Candidates who received an invitation now have exactly 60 calendar days to submit a complete permanent residence application through their Express Entry account.

    Full Express Entry Draw Details For September 14

    IRCC held this draw at 10:26:01 UTC on September 14, 2026, selecting candidates who held valid provincial nominations in their Express Entry profiles.

    The table below contains every official detail published by IRCC for this round.

    Draw DetailValue
    Draw CategoryProvincial Nominee Program
    Date and Time (UTC)September 14, 2026, at 10:26:01
    Number of Invitations Issued576
    CRS Score of Lowest-Ranked Candidate734
    Rank Needed576 or above
    Tie-Breaking RuleAugust 29, 2026, at 21:39:50 UTC

    When multiple candidates share the cutoff CRS score of 734, IRCC uses profile submission timestamps to determine who receives an invitation.

    For this draw, candidates with exactly 734 points only received invitations if they submitted their Express Entry profiles before August 29, 2026, at 21:39:50 UTC.

    Any eligible PNP candidate with a CRS score above 734 received an invitation regardless of when their profile was created.

    How The Tie-Breaking Rule Worked In This Draw

    IRCC applies the tie-breaking rule when more than one candidate shares the minimum CRS score at the cutoff.

    For the September 14 draw, the tie-breaking timestamp was set at August 29, 2026 at 21:39:50 UTC.

    This means candidates with exactly 734 points were invited only if they created their Express Entry profiles before that date and time.

    A tie-breaking date of August 29 is approximately 16 days before the draw, which is relatively recent compared to the August 31 PNP round that used a tie-breaking date of April 12, over four months before that draw.

    The difference in tie-breaking timestamps may reflect a smaller number of candidates sharing the exact cutoff score in this round, though IRCC does not publish the data needed to confirm this directly.

    Latest CRS Score Distribution In The Express Entry Pool

    The Express Entry pool contained 226,793 candidates as of September 13, 2026, one day before this draw was conducted.

    That total reflects a slight decline from the pool size recorded in early September and continues the gradual contraction that has been underway since the pool peaked above 233,000 candidates in April.

    Sub-rows provide a detailed breakdown of the bold total immediately above them in each score band.

    CRS Score RangeNumber of Candidates
    601–1200574
    501–60020,784
    451–50072,107
        491–50012,590
        481–49012,426
        471–48016,105
        461–47016,163
        451–46014,823
    401–45061,560
        441–45013,657
        431–44013,300
        421–43012,064
        411–42011,506
        401–41011,033
    351–40046,782
    301–35017,240
    0–3007,746
    Total226,793

    The 601–1200 range contained just 574 candidates on September 13, which is where all provincial nominees sit because of their 600-point bonus.

    IRCC issued 576 invitations against a pool that showed 574 candidates in that range the day prior, which means at least two more eligible high-ranking profiles were present in the pool by the time the draw was conducted.

    The 501–600 band holds 20,784 candidates and remains the primary zone from which Canadian Experience Class draws pull invitations.

    Candidates scoring in the 451–500 range account for 72,107 profiles, the single largest concentration in the pool, and most need either a significant CRS improvement or a provincial nomination to receive an invitation through current draw patterns.

    All The PNP Express Entry Draws In 2026

    The September 14 draw is the 18th PNP round that IRCC has conducted in 2026, with CRS cutoffs ranging from 697 to 805 and invitation volumes fluctuating between 264 and 955.

    The table below tracks every PNP Express Entry draw this year to illustrate how both the CRS floor and invitation counts have shifted over time.

    Draw DateInvitations IssuedCRS Cutoff
    January 5, 2026574711
    January 20, 2026681746
    February 3, 2026423749
    February 16, 2026279789
    March 2, 2026264710
    March 16, 2026362742
    March 30, 2026356802
    April 13, 2026324786
    April 27, 2026473795
    May 11, 2026380798
    May 25, 2026334805
    June 22, 2026955730
    July 6, 2026534708
    July 20, 2026511744
    August 4, 2026507768
    August 17, 2026442760
    August 31, 2026562697
    September 14, 2026576734

    The lowest PNP cutoff of the year remains the 697 recorded on August 31, while the highest was 805 on May 25.

    September 14 sits roughly in the middle of that range, suggesting the pool of provincial nominees is stabilizing after months of fluctuation.

    Where This Draw Fits In The September Cluster

    IRCC has grouped its Express Entry draws into concentrated clusters since March, following a pattern where a PNP round opens the window, followed by CEC and category-based draws within a few days.

    The September 1 CEC draw issued 2,000 invitations at CRS 521, arriving the day after the August 31 PNP round that started the previous cluster.

    A physicians draw on September 3 and a healthcare category draw on September 4 completed that cluster, with the healthcare round sending 3,500 invitations at CRS 475.

    The September 14 PNP draw now opens a new cluster, and based on recent sequencing, a CEC draw may be the most likely next round, potentially followed by a French-language proficiency or other category-based draw within the next few days.

    This biweekly cluster pattern has been one of the most consistent features of the 2026 Express Entry calendar, though IRCC does not publish a fixed schedule.

    Steps For Candidates Who Received An Invitation

    Candidates who received an invitation to apply in this draw have 60 calendar days from the date of invitation to submit a complete electronic application for permanent residence.

    The application requires:

    • police certificates from every country where the applicant and any family members aged 18 or older have stayed for six consecutive months or longer during the last 10 years,
    • medical examination results from an IRCC-designated panel physician,
    • proof of language test results,
    • an educational credential assessment to claim education points for foreign credentials,
    • reference letters for work experience claims, and
    • proof of funds where required by the applicant’s underlying Express Entry program.

    Proof-of-funds requirements depend on which federal program the candidate qualifies under, not on whether they hold a provincial nomination.

    Canadian Experience Class applicants are not required to show proof of funds, while Federal Skilled Worker and Federal Skilled Trades applicants may also be exempt if they are currently authorized to work in Canada and hold a valid job offer.

    Missing the 60-day deadline has serious consequences.

    If the invitation expires without a complete application being submitted, IRCC removes the candidate’s profile from the Express Entry pool entirely, and the candidate must submit a new profile to re-enter the system.

    A candidate who chooses to decline the invitation while still eligible may have their profile returned to the pool, but an expired invitation does not produce the same result.

    Current IRCC processing times show permanent residence applications submitted through the Canadian Experience Class and PNP streams are taking approximately six to seven months.

    Improving Your CRS Score For Future Draws

    Candidates who did not receive an invitation in this round should focus on the strategies that produce the largest CRS gains in the shortest time.

    Language test improvements remain the single most effective lever for most candidates, as even a one-band increase in a single IELTS or CELPIP skill area can add 15 to 30 CRS points depending on the overall profile composition.

    Retaking a language test with a targeted study plan is faster than accumulating additional work experience or completing a new credential.

    Candidates who are over 30 and losing age-related CRS points can partially offset those deductions through additional Canadian education or accumulated post-graduation work experience.

    Securing a provincial nomination remains the most powerful CRS boost available, adding 600 points that significantly improve a candidate’s ranking in the pool.

    IRCC states that a provincial nomination helps a candidate get invited to apply, though the candidate still needs a base CRS score high enough to clear the cutoff after the 600-point boost is applied.

    Candidates should verify that the occupation listed on their Express Entry profile accurately matches their duties under the current NOC 2021 classification, which IRCC continues to use for Express Entry eligibility.

    Candidates who qualify for French-language proficiency draws should consider that pathway as well, given that French rounds have offered some of the lowest CRS cutoffs among Express Entry draw categories in 2026, with only the physicians-with-Canadian-work-experience category producing lower thresholds.

    What Express Entry Draws To Expect Next

    Based on the draw cluster pattern that IRCC has maintained throughout 2026, a CEC draw targeting candidates with Canadian work experience may be the most likely next round.

    That CEC draw would typically arrive within 1 to 2 business days of today’s PNP round, though IRCC does not publish a fixed schedule.

    A French-language proficiency draw or another category-based draw targeting in-demand occupations could close the cluster later this week.

    Candidates should check their IRCC online account regularly, as invitation notifications appear directly in the Express Entry profile and the 60-day deadline begins immediately upon issuance.

    Several immigration changes are also taking effect this month, including updated study permit financial requirements and new IRB rules on the use of artificial intelligence in refugee proceedings that became effective September 7.

    The September 14 PNP draw confirms that the Provincial Nominee Program remains one of the most active permanent residence pathways under Express Entry in 2026.

    With a CRS cutoff of 734, a base score of approximately 134 was all that was needed once the 600-point nomination bonus was applied.

    Candidates who hold a valid provincial nomination are well-positioned for future PNP rounds this year, while candidates without a nomination should explore options through Ontario, Alberta, British Columbia, Saskatchewan, or Manitoba before the remaining 2026 allocations are exhausted.

    Follow Immigration News Canada for verified Express Entry draw results, Canadian immigration news, and IRCC draw updates as each round is published.

    Frequently Asked Questions (FAQs)

    How many more PNP Express Entry draws are expected before the end of 2026?

    IRCC has conducted 18 PNP Express Entry draws between January and mid-September 2026, running on a roughly biweekly cycle. If that pace holds through December, candidates can expect approximately six to seven additional PNP draws before the year closes. The exact number depends on how quickly provinces release remaining nominations into the Express Entry pool and whether IRCC adjusts its cluster frequency during the final quarter.

    Can a candidate receive a provincial nomination after already being in the Express Entry pool?

    Yes, candidates can apply for a provincial nomination while their Express Entry profile is active and then add the nomination to their existing profile once it is received. Adding the nomination triggers an automatic 600-point CRS boost that recalculates the candidate’s ranking in the pool immediately. The candidate does not need to create a new profile, but the nomination must be linked to the Express Entry profile before the next PNP draw occurs in order to be considered for that round.

    Why did the CRS cutoff rise from 697 on August 31 to 734 on September 14?

    PNP cutoffs are driven primarily by how many provincial nominees with active profiles are present in the Express Entry pool at the time of each draw. The August 31 cutoff of 697 was the lowest PNP threshold of 2026, coinciding with a period of elevated nomination activity across several provinces during the summer. As nominees were drawn out in the August 31 round and the flow of new nominations slowed in the two weeks that followed, the available nominee pool shrank and the CRS floor rose to 734 on September 14.

    Does a PNP nomination guarantee an invitation to apply for permanent residence?

    Not automatically. A provincial nomination adds 600 CRS points, which significantly improves a candidate’s ranking and makes an invitation highly likely based on 2026 PNP cutoffs that have ranged from 697 to 805. However, IRCC states that a nomination helps a candidate get invited rather than guaranteeing it. The candidate must still have an active Express Entry profile, meet the eligibility requirements of at least one of the three federal programs managed through Express Entry, and be in the pool at the time IRCC conducts a PNP round. A cutoff of 734, for example, means the nominee still needed a base CRS of 134 before the 600-point boost.

    What happens if a candidate misses the 60-day deadline to submit their permanent residence application?

    If the 60-day window passes without a complete application being submitted, the invitation to apply expires permanently and cannot be extended or reinstated. IRCC removes the candidate’s profile from the Express Entry pool entirely, meaning the candidate must create and submit a new profile to re-enter the system. This is different from declining an invitation, which may allow the profile to remain in the pool if the candidate is still eligible. Candidates who anticipate difficulty gathering documents within 60 days should begin collecting police certificates and organizing reference letters before they receive an invitation, and should schedule their medical examination promptly after receiving the ITA, as IRCC requires the upfront medical exam to be completed after the invitation is issued.

    Fact-Checked: All draw figures, CRS cutoffs, invitation counts, tie-breaking timestamps, and pool distribution data cited in this article are sourced directly from the official Express Entry rounds of invitations page published by Immigration, Refugees and Citizenship Canada on September 14, 2026, and cross-referenced with pool snapshot data released on September 13, 2026. Application fees reflect the IRCC fee increase effective April 30, 2026. Provincial nomination allocations for Alberta and British Columbia reflect supplementary allocations issued in August 2026.

    Disclaimer: This article is published for informational purposes only and does not constitute legal advice, immigration advice, or a substitute for consultation with a licensed immigration professional. Immigration rules, draw patterns, and processing times can change without notice. Readers should verify all deadlines and requirements directly with IRCC before acting.


    Kamal Deep Singh, RCIC Avatar

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  • New Canada CDB Payment Of Up To $354.20 In September 2026

    The federal government has officially confirmed that eligible Canada Disability Benefit recipients will collect up to $354.20 in September 2026, combining the new indexed monthly maximum of $204.20 with a brand-new one-time $150 supplemental payment.

    Minister Patty Hajdu announced, that the first wave of $150 supplements will be deposited on September 17, 2026, the same date as the regular monthly CDB payment, according to the official news release published by ESDC.

    This is the first time recipients will see two distinct CDB amounts land in a single month since the program launched in July 2025, and it represents the largest combined monthly disability payment in the program’s history.

    Here is everything you need to know about the September 17 deposit, including who is eligible for the new CDB supplement, how your monthly amount is calculated, the Canada Disability Benefit income threshold for your household type, a full payment date schedule through June 2027, and answers to the most common questions recipients are asking right now.

    $150 CDB Supplemental Payment Confirmed For September 17

    The regulatory foundation for this Canada Disability Benefit payment was laid on July 1, 2026, when amendments to the CDB Regulations were published in the Gazette Part II, creating the legal authority for a fixed $150 lump-sum supplement.

    Those amendments came into force on September 1, 2026, and the government confirmed that the Phase 1 rollout will deposit funds on September 17 to all recipients who received at least one CDB payment between July 2025 and June 2026.

    The supplement is entirely separate from the regular monthly CDB amount, and it does not replace or reduce your usual deposit.

    Recipients will see up to $354.20 land in their accounts on September 17 if they qualify for the full indexed monthly amount of $204.20 plus the $150 supplement.

    No separate CDB application is required, and the government has confirmed the payment will be issued automatically to qualifying individuals.

    Who Is Eligible For The $150 CDB Supplement

    Canada Disability Benefit eligibility for the supplement extends well beyond currently active CDB recipients, which is a detail many Canadians may overlook.

    According to the official CDB program page, you may receive the $150 supplemental amount for each approved Disability Tax Credit certificate that qualifies you for a monthly CDB payment.

    That includes individuals whose monthly CDB payment was less than $20 and who received a lump-sum payment for an entire benefit period, as well as anyone who collected even a single disability payment in the past but is no longer receiving the benefit.

    For example, a recipient who received one CDB deposit back in July 2025 and subsequently lost eligibility would still qualify for the $150 amount this September.

    Three-Phase Supplemental Rollout Schedule

    The Canada Gazette implementation plan establishes three distinct phases for distributing the $150 supplement across all eligible disability benefits recipients.

    • Phase 1 September 2026: Recipients who received at least one CDB payment between July 2025 and June 2026 will receive their $150 supplement on September 17, 2026.
    • Phase 2 February 2027: Individuals whose first CDB allocation payment is issued between July 1, 2026, and January 31, 2027, will receive the supplement in February 2027, along with those who completed a qualifying Disability Tax Credit re-certification during the specified period.
    • Phase 3 March 2027 onward: New CDB recipients from March 2027 onward will generally receive the $150 supplement in the same month as their first CDB payment, and later Disability Tax Credit re-certifications will be paid after Service Canada verifies continued entitlement.

    This phased schedule ensures that every eligible individual eventually receives the supplement regardless of when they entered the program.

    Why The Government Created This Payment

    The stated purpose is to offset the out-of-pocket expense that many Canadians with disabilities face when applying for or renewing their Disability Tax Credit certification through the CRA.

    Medical practitioners generally charge a fee to complete Part B of Form T2201, which is the medical certification portion required for Disability Tax Credit approval in Canada.

    Government data referenced in the Gazette regulatory analysis indicates these fees typically range between $125 and $150, though some practitioners charge more and others provide the certification at no cost.

    The Disability Tax Credit is the gateway requirement for accessing the CDB, and the cost of obtaining it has been a documented barrier to entry, particularly for low-income individuals who stand to benefit the most from the program.

    As of the September 10 announcement, 335,650 individuals have received CDB payments totalling over $813 million since the program launched in July 2025, a figure that underscores how quickly this benefit has reached Canadians with disabilities across every province and territory.

    Current Maximum Canada Disability Benefit Amount For 2026-2027

    The regular monthly CDB payment for the 2026-2027 benefit year stands at a maximum of $204.20 per month, representing an annual entitlement of $2,450.40 spread across twelve installments from July 2026 through June 2027.

    This amount reflects a 2.1% Consumer Price Index adjustment that took effect with the July 16, 2026, deposit, raising the annual cap from the original $2,400 that applied throughout the first benefit year.

    By law, the CDB maximum cannot decrease even if inflation turns negative in a future measurement period, a safeguard built into the Canada Disability Benefit Act that protects the purchasing power of disability benefits.

    The benefit is entirely tax-free, does not need to be reported as income on your annual return, and does not generate a tax slip from the CRA.

    CDB Income Threshold And How Your Payment Is Calculated

    Your actual monthly CDB payment depends on your adjusted family net income from the most recent tax return you filed, which for the current benefit year is your 2025 federal income tax return.

    If your income falls at or below the applicable CDB income threshold for your household type, you receive the full $204.20 per month.

    2026-2027 Income Thresholds

    Household TypeIncome ThresholdWorking Income Exemption
    Single person$23,483$10,210
    Couple (one or both eligible)$33,182.50$14,294 combined

    The working income exemption allows you to exclude employment earnings, self-employment income, or taxable scholarships up to the specified amount before your income is tested against the threshold.

    This means a single individual earning $33,693 entirely from work ($23,483 threshold plus $10,210 exemption) would still qualify for the full monthly disability payment because their working income is sheltered by the exemption.

    Benefit Reduction Rates

    ScenarioReduction Rate
    Single individual20% (20 cents per dollar above threshold)
    Couple with one eligible partner20% of combined income above threshold
    Couple where both partners hold approved DTC10% per person (10 cents per dollar each)

    The dual-eligible couple rate of 10% per person is notably more favourable than the standard 20%, allowing these households to retain a larger portion of their CDB at higher income levels.

    How Much You Will Receive At Different Income Levels

    The following chart illustrates estimated monthly CDB amounts for single recipients at various income levels during the 2026-2027 benefit year, assuming no working income exemption applies.

    Single Recipient With No Working Income

    Adjusted Net IncomeExcess Over ThresholdAnnual Reduction (20%)Annual CDBMonthly CDB
    $18,000$0$0$2,450.40$204.20
    $23,483 or below$0$0$2,450.40$204.20
    $25,000$1,517$303.40$2,147.00$178.92
    $28,000$4,517$903.40$1,547.00$128.92
    $30,000$6,517$1,303.40$1,147.00$95.58
    $33,000$9,517$1,903.40$547.00$45.58
    $35,735$12,252$2,450.40$0$0

    Single Recipient With Full Working Income Exemption ($10,210)

    Adjusted Net Income (All From Work)Income After ExemptionExcess Over $23,483Monthly CDB
    $25,000$14,790$0$204.20
    $30,000$19,790$0$204.20
    $33,693$23,483$0$204.20
    $36,000$25,790$2,307$165.75
    $40,000$29,790$6,307$99.08
    $45,945$35,735$12,252$0

    The working income exemption dramatically extends the range over which working Canadians continue to qualify for CDB payments, effectively sheltering the first $10,210 of earned income from the Canada Disability Benefit calculation.

    Couple With One Eligible Partner, No Working Income

    Combined Adjusted Net IncomeExcess Over $33,182.50Annual Reduction (20%)Monthly CDB
    $30,000$0$0$204.20
    $33,182.50 or below$0$0$204.20
    $36,000$2,817.50$563.50$157.24
    $40,000$6,817.50$1,363.50$90.58
    $45,434.50$12,252$2,450.40$0

    Where The Canada Disability Benefit Reaches Zero

    Understanding the phase-out points helps you determine whether you qualify for any CDB payment amount at all.

    ScenarioPhase-Out (No Exemption)Phase-Out (With Max Working Exemption)
    Single~$35,735~$45,945
    Couple, one eligible~$45,434.50~$59,728.50
    Couple, both eligible (10% each)~$57,686.50~$71,980.50

    These figures are approximate because the precise phase-out depends on how your income is classified between working and non-working sources under the CDB income threshold rules.

    Confirmed Canada Disability Benefit Payment Dates 2026-2027

    Service Canada issues CDB payments on the third Thursday of every month, which is a different schedule from CPP and OAS payments that land near the end of the month.

    The following disability payment dates are confirmed:

    • September 17, 2026
    • October 15, 2026
    • November 19, 2026
    • December 17, 2026
    • January 21, 2027
    • February 18, 2027
    • March 18, 2027
    • April 15, 2027
    • May 20, 2027
    • June 17, 2027

    The September 17 deposit is particularly noteworthy because it will include both the regular $204.20 monthly CDB payment and the $150 supplemental amount for eligible recipients, resulting in a combined deposit of up to $354.20.

    The June 2027 payment will be the final CDB deposit of the 2026-2027 benefit year before amounts are recalculated using your 2026 income tax return for the following benefit year.

    CDB Eligibility: 5 Conditions You Must Meet

    Service Canada applies 5 criteria uniformly across the country, and missing any one of them means a CDB application will not be approved regardless of income level.

    • Age: You must be between 18 and 64 years of age at the time of payment, and you can apply for the CDB as early as 17 and a half, though payments only begin after turning 18.
    • Disability Tax Credit: You must hold a valid Disability Tax Credit certificate issued by the CRA based on Form T2201, which requires certification from a qualified medical practitioner confirming a severe and prolonged impairment.
    • Residency and status: You must be a resident of Canada for income tax purposes and hold one of the following statuses: Canadian citizen, permanent resident, protected person, person registered or entitled to be registered under the Indian Act, or a temporary resident who has lived in the country throughout the previous 18 months.
    • Tax filing: You and your spouse or common-law partner, if applicable, generally must have filed your 2025 federal income tax return for the current benefit year, though limited exceptions may apply in certain circumstances.
    • Application: The CDB is application-based, meaning holding a valid Disability Tax Credit certificate does not automatically enroll you in the program. You must submit a CDB application through one of the channels described below.

    How To Apply For The Canada Disability Benefit

    If you are not yet receiving CDB payments and believe you meet all five eligibility conditions, you can submit a CDB application through three channels.

    Service Canada aims to process applications within 28 calendar days, or up to 49 days if a legal representative applies on your behalf.

    Retroactive payments cover up to 24 months from the date your CDB application is received, though eligibility cannot extend before June 2025, when the program first opened.

    Your first CDB payment will arrive on the third Thursday of the month following your approval and will include any applicable back payments.

    September 2026 CDB Payment At A Glance

    DetailAmount / Date
    Regular monthly maximum$204.20
    One-time supplemental payment$150.00
    Combined maximum for September$354.20
    Annual maximum (regular payments)$2,450.40
    September 2026 payment dateSeptember 17, 2026 (Thursday)
    Benefit yearJuly 2026 – June 2027
    Tax return used for calculations2025 federal return
    TaxableNot entirely tax-free
    Application phone number1-833-486-3007

    The September 2026 CDB deposit marks a meaningful milestone for the program, not only because of the combined $354.20 maximum but also because of what the $150 supplement signals about the federal government’s approach to disability benefits.

    First introduced in Budget 2025, the supplemental payment acknowledges that the Disability Tax Credit application process itself creates a financial barrier for the people the CDB is designed to help, and addressing that barrier with direct reimbursement is a practical step that disability advocates have been requesting since the program’s inception.

    With annual indexation protecting the monthly maximum against inflation erosion and a regulatory framework now in place for supplemental payments, the CDB appears to be evolving into a more comprehensive income support tool for working-age Canadians who receive disability benefits.

    Recipients who have not yet filed their 2025 tax return should do so immediately, because your CDB payment cannot be calculated or issued without it.

    Individuals who believe they qualify but have not yet applied should begin the process now through the official CDB application page, as retroactive CDB payments can cover up to 24 months of eligibility.

    You can verify your payment amounts through MSCA before the September 17 deposit date, and if a payment does not arrive on the scheduled date, it is recommended to wait 5 to 10 business days before contacting the Canada Disability Benefit phone number at 1-833-486-3007.

    Frequently Asked Questions (FAQs)

    Will the $150 supplement arrive as a separate deposit or combined with the regular CDB payment on September 17?

    The federal government’s September 10 announcement confirms that both the regular monthly CDB payment and the $150 supplemental amount are payable on September 17, 2026, for eligible Phase 1 recipients. However, the government has not specified whether banks will display one combined transaction or two separate deposits on that date. Either way, eligible recipients should expect up to $354.20 reflected in their account on September 17 if they qualify for the full indexed monthly amount. If you do not see any deposit by the end of the business day, it is recommended to wait five to ten business days before calling the Canada Disability Benefit phone number at 1-833-486-3007.

    Can I receive the $150 supplement if my current monthly Canada Disability Benefit amount is zero?

    Yes, provided you received at least one CDB payment between July 2025 and June 2026. The September 17 Phase 1 supplement is tied to your Disability Tax Credit certificate and past CDB receipt during that specific window, not to your current monthly payment status. Even if your income increased and reduced your monthly CDB to zero for the 2026-2027 benefit year, the fact that you received a payment during that earlier period makes you eligible for the $150 lump sum. Someone whose first CDB payment was in July or August 2026 would not receive the September supplement but would instead qualify under the Phase 2 rollout in February 2027.

    Does the $150 supplement count as income for provincial disability programs like ODSP?

    In Ontario, CDB payments are exempt as income for ODSP, meaning they do not reduce a recipient’s ODSP income support. Ontario also exempts the CDB for Ontario Works and the Assistance for Children with Severe Disabilities program. The amended federal regulations define the CDB as including both the regular monthly allocation and the $150 supplemental amount, so the exemption applies to the full $354.20 that may be deposited in September. Recipients in other provinces should verify the treatment directly with their provincial disability office, because each jurisdiction sets its own rules for how federal disability benefits interact with provincial programs.

    Will the CDB increase again in July 2027?

    The Canada Disability Benefit Act requires annual indexation based on the Consumer Price Index, so the maximum amount will be adjusted upward in July 2027 if CPI growth is positive. If inflation is flat or negative, the CDB maximum stays at $204.20 because the legislation includes a safeguard preventing any decrease to the disability payment. The exact July 2027 rate will depend on the CPI data available in early 2027, and the updated CDB figures will be published before the new benefit year begins.

    I applied for the CDB in August 2026 but have not received a payment yet, will I get the $150?

    If your CDB application has not yet been processed and you have not received any CDB payment, you would not qualify for the September 17 Phase 1 supplement because that phase specifically targets individuals who received a payment between July 2025 and June 2026. Once your application is approved and your first CDB payment is issued, the phase you fall into depends on timing. If your first CDB payment is issued between July 1, 2026, and January 31, 2027, the supplement is scheduled for the Phase 2 distribution in February 2027. If your first payment comes in March 2027 or later, Phase 3 applies and you would generally receive the $150 in the same month as your first CDB deposit. No additional application is required for the supplement under any phase.

    Fact-Checked Sources: This article was fact-checked against the ESDC news release dated September 10, 2026, the About the official CDB program page, the federal Gazette Part II regulatory amendments published July 1, 2026, the official benefits payment calendar published by the Canadian government, and Ontario’s ODSP directives on CDB income exemption.

    Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Benefit amounts and eligibility criteria are subject to change. Always verify your individual entitlement through your MSCA or by contacting them directly.


    Gagandeep Kaur Sekhon Avatar

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  • Entry-Level CRA Jobs Hiring Now Across Canada, Salary Up To $73,595

    The Canada Revenue Agency is actively recruiting through multiple hiring processes at tax centres, regional offices, and call centres from coast to coast, with several postings requiring nothing more than a high school diploma and zero prior work experience.

    Salaries for these openings range from $46,904 at the SP-01 classification all the way up to $122,817 for experienced AU-03 auditor roles in the Atlantic Region.

    CRA consistently ranks among Canada’s Top 100 Employers, offering federal pension plans, supplemental health and dental insurance, vacation leave starting at three weeks, and a 37.5-hour work week with flexible scheduling options.

    With Canada’s unemployment rate at 6.4% as of August 2026 and youth unemployment elevated at 12.9%, these federal government openings represent one of the most accessible paths into federal public service employment available right now.

    Several of these postings are processing applications on a rolling basis, meaning early applicants have a measurable advantage over those who wait until the closing date.

    Below is a breakdown of the active CRA postings reviewed for this article, organized by accessibility, starting with roles that require no prior experience and only a secondary school education.

    No Experience Required CRA Jobs

    The following positions are open to applicants who hold a secondary school diploma or as little as two years of high school completion, with no prior work experience needed to qualify.

    1. SP-01 and SP-02 Seasonal Positions – Jonquière Tax Centre, Quebec

    DetailInformation
    Requisition Number62503905
    ClassificationSP-01 and SP-02
    Salary Range$46,904 to $59,363 (SP-01 starts at $24.05/hr; SP-02 at $27.58/hr)
    LocationJonquière Tax Centre, Saguenay, Quebec
    EducationTwo years of high school (Secondary 3 in Quebec)
    ExperienceNo experience required
    LanguageFrench Essential or Bilingual Imperative BBB/BBB
    Appointment TypeTemporary (less than 6 months)
    Closing DateNovember 8, 2026

    SP-01 roles involve data capture, mail sorting, and document handling at the Jonquière Tax Centre, while SP-02 positions cover document processing, account updating, and responding to correspondence and telephone inquiries.

    Employees at this location are currently required to work on-site a minimum of four days per week, with most positions requiring five-day attendance.

    CRA may give preference to the first 150 candidates who meet the staffing requirements, so submitting early is important for anyone considering entry-level CRA positions in Quebec.

    Click here for more details and to apply online.

    2. SP-01 to SP-04 Entry-Level Jobs – Sudbury, Ontario

    DetailInformation
    Requisition Number62087476
    ClassificationSP-01, SP-02, SP-03, and SP-04
    Salary Range$46,904 to $73,595
    LocationSudbury Tax Centre, 1050 Notre Dame Avenue, Ontario
    EducationTwo years of secondary school (SP-01 to SP-03) or high school diploma (SP-04)
    ExperienceNo prior experience required
    LanguageEnglish Essential or Bilingual Imperative
    Appointment TypeTemporary term (up to 6 months)
    Closing DateNovember 27, 2026

    This Sudbury posting is one of the broadest CRA hiring rounds in Ontario right now, covering four classification levels under a single requisition.

    SP-01 and SP-02 duties include sorting and scanning mail, inspecting documents for accuracy, and identifying errors in high volumes of incoming forms.

    SP-03 and SP-04 positions involve reviewing populated forms, conducting research through internal and external sources, escalating issues when necessary, and in some cases interacting directly with clients by telephone.

    Shifts may vary between 7:00 a.m. and 11:30 p.m. Eastern Time, and many positions require five-day on-site attendance at the Sudbury Tax Centre.

    CRA may give preference to the first 200 applicants who meet staffing requirements, and candidates must reside within 125 kilometres of the Sudbury Tax Centre.

    Click here for more details and to apply online.

    3. SP-01 and SP-02 Seasonal Positions – Winnipeg Tax Centre, Manitoba

    DetailInformation
    Requisition Number62350611
    ClassificationSP-01 and SP-02
    Salary Range$46,904 to $59,363
    LocationWinnipeg Tax Centre, 66 Stapon Road, Manitoba
    EducationHigh school diploma
    ExperienceNo experience required
    LanguageEnglish Essential
    Appointment TypeTemporary (2 to 6 months, starting January 2027)
    Closing DateSeptember 21, 2026

    These seasonal roles at the Winnipeg Tax Centre are designed for the upcoming tax filing season, with contracts running from two to six months beginning as early as January 2027.

    SP-01 duties include receiving and sorting incoming mail, inputting data into computer systems, and maintaining taxpayer records.

    SP-02 employees analyze taxpayer information, communicate with taxpayers and representatives by phone and in writing, and operate electronic and computer equipment across various CRA systems.

    Shifts include day (7:00 a.m. to 4:00 p.m.), evening (4:00 p.m. to 12:00 a.m.), and midnight (11:00 p.m. to 7:00 a.m.), and some positions may require on-site presence up to 100% of scheduled hours.

    CRA may give preference to the first 1,500 candidates who meet requirements, and applicants must live within 125 kilometres of Winnipeg.

    Click here for more details and to apply online.

    4. SP-03 and SP-04 Agent and Officer Positions – Winnipeg Tax Centre (English Essential)

    DetailInformation
    Requisition Number62509343
    ClassificationSP-03 and SP-04
    Salary Range$59,623 to $73,595
    LocationWinnipeg Tax Centre, 66 Stapon Road, Manitoba
    EducationHigh school diploma
    ExperienceNo experience required
    LanguageEnglish Essential
    Appointment TypeTemporary (permanent may be considered if restrictions change)
    Closing DateSeptember 17, 2026

    This posting covers a wide range of agent and officer opportunities at the Winnipeg Tax Centre, with no prior tax knowledge required and paid training provided upon hiring.

    All positions involve regular telephone interaction with taxpayers, delivering accurate information and guidance in response to inquiries, along with working across multiple computer systems including Microsoft Office applications.

    Duties include reviewing forms and supporting documents for accuracy, investigating and escalating complex cases, and researching information to resolve taxpayer concerns.

    Some SP-04 positions require introductory financial accounting credentials from a recognized post-secondary institution, though the majority require only a secondary school diploma.

    CRA may give preference to the first 2,500 applicants, so submitting early is essential for competitive federal job postings.

    Click here for more details and to apply online.

    5. SP-03 and SP-04 Bilingual Agent and Officer Positions – Winnipeg Tax Centre

    DetailInformation
    Requisition Number62460588
    ClassificationSP-03 and SP-04
    Salary Range$59,623 to $73,595
    LocationWinnipeg Tax Centre, 66 Stapon Road, Manitoba
    EducationHigh school diploma
    ExperienceNo experience required
    LanguageBilingual Imperative (BBB/BBB for SP-03; BBC/BBC for SP-04)
    Appointment TypeTemporary (permanent may be considered)
    Closing DateDecember 31, 2026

    This is the bilingual counterpart to the English Essential Winnipeg posting above, exclusively targeting candidates who are proficient in both English and French.

    Duties mirror the English Essential posting, with regular telephone interaction with taxpayers in both official languages, reviewing documents for accuracy, and researching issues through internal and external systems.

    Language proficiency testing will be conducted via Microsoft Teams, and candidates who have previously completed a second language evaluation through the Public Service Commission should attach their results with their application.

    Applicants who speak both official languages enjoy increased access to federal government jobs across Canada, making bilingualism a strategic advantage in the current hiring climate.

    Click here for more details and to apply online.

    6. SP-03 Officer Positions – Jonquière Tax Centre, Quebec

    DetailInformation
    Requisition Number62089700
    ClassificationSP-03
    Salary Range$59,623 to $65,813
    LocationJonquière Tax Centre, Quebec
    EducationHigh school diploma
    ExperienceNot required
    LanguageFrench Essential or Bilingual Imperative BBB/BBB
    Appointment TypeTemporary (less than 6 months)
    Closing DateOctober 30, 2026

    This posting covers seven distinct SP-03 job profiles at the Jonquière Tax Centre, including Office Audit Clerk, Initial Verification Clerk, Accounts and Benefits Processing Clerk, Assessment Processing Clerk, and Administrative Clerk.

    Core duties involve receiving and analyzing information returns, contacting taxpayers by telephone or in writing for additional information, verifying returns to be processed, and correcting or amending submissions accordingly.

    CRA may give preference to the first 50 candidates who meet staffing requirements, and the majority of positions require bilingual imperative BBB/BBB proficiency.

    Click here for more details and to apply online.

    7. SP-04 Officer Positions – Jonquière Tax Centre, Quebec

    DetailInformation
    Requisition Number62372527
    ClassificationSP-04
    Salary Range$65,389 to $73,595
    LocationJonquière Tax Centre, Quebec
    EducationHigh school diploma (Compliance Services Officer requires introductory accounting)
    ExperienceNot required
    LanguageBilingual Imperative BBB/BBB
    Appointment TypeTemporary (permanent may be considered)
    Closing DateOctober 30, 2026

    Five SP-04 job profiles are available under this single requisition: EFILE Officer, Compliance Services Officer, Assessment Processing Officer, Assessment Accounts and Benefits Processing Officer, and Processing Officer for Accounts Benefits and Rebates.

    Duties involve analyzing, verifying, and processing tax files, resolving non-routine inquiries from taxpayers and benefit recipients, preparing audit and examination plans, conducting legislative research, and maintaining quality statistics on completed work.

    CRA may give preference to the first 100 candidates who meet staffing requirements.

    Click here for more details and to apply online.

    CRA Jobs Requiring Some Prior Experience

    The following positions require a high school diploma plus between six and twelve months of relevant client service or computer technology experience, making them accessible for anyone with basic retail, hospitality, administrative, or customer-facing work history.

    8. SP-03 Call Centre Agent – Ottawa and Kingston, Ontario

    DetailInformation
    Requisition Number62468707
    ClassificationSP-03
    Salary Range$59,623 to $65,813
    LocationOttawa and Kingston, Ontario
    EducationHigh school diploma
    Experience6 months customer/public service within the last 3 years + 6 months computer technology experience within the last 3 years
    LanguageEnglish Essential
    Appointment TypeTemporary (extensions possible)
    Closing DateSeptember 15, 2026

    These Debt Management Call Centre positions involve conducting telephone interviews to verify information, requesting and negotiating payment of outstanding amounts, providing compliance information, and reviewing CRA system data to locate taxpayers and resolve accounts.

    The role requires prolonged headset use, sustained computer screen work, and consistent adherence to scheduled shift times.

    Candidates must demonstrate a minimum of six consecutive months of client service experience within the last three years, plus six consecutive months of computer technology experience within the last three years using applications such as Microsoft Office, PDFs, and internet search engines.

    This is an accessible entry point into federal employment for Ontario residents with even modest customer service backgrounds.

    Click here for more details and to apply online.

    9. SP-04 Taxpayer Services Agent – Calgary, Edmonton, and Surrey

    DetailInformation
    Requisition Number62462538
    ClassificationSP-04
    Salary Range$65,389 to $73,595
    LocationCalgary, AB; Edmonton, AB; Surrey, BC
    EducationHigh school diploma
    Experience12 months client service + 6 months computer technology experience
    LanguageEnglish Essential or Bilingual Imperative
    Appointment TypeTemporary
    Closing DateSeptember 22, 2026

    Western Client Contact Centre agents handle incoming phone calls from taxpayers and their representatives for up to seven hours per day, explaining Individual and Business Tax Account inquiries, gathering information, researching solutions through CRA databases, and operating various computer applications to resolve issues.

    The role requires a minimum of twelve cumulative months of experience delivering customer service within the last three years, plus six months of computer application experience within the last two years.

    Hiring could begin as early as fall 2026, and employees may be required to work in the office five days per week.

    Workers in Western Canada earn competitive federal salaries that exceed provincial minimum wage rates by a significant margin, with SP-04 pay starting at approximately $33.41 per hour.

    Click here for more details and to apply online.

    10. SP-04 Taxpayer Services Agent – Atlantic Region

    DetailInformation
    Requisition Number62463315
    ClassificationSP-04
    Salary Range$65,389 to $73,595
    LocationBathurst, Moncton, Saint John (NB); St. John’s (NL); Halifax, Sydney (NS); Charlottetown, Summerside (PEI)
    EducationHigh school diploma
    Experience12 months client service + 6 months computer technology experience
    LanguageEnglish Essential or Bilingual CBC/CBC
    Appointment TypeTemporary
    Closing DateSeptember 15, 2026

    This posting staffs the Individual Enquiries Contact Centre and Business Enquiries Contact Centre across eight Atlantic Region locations spanning all four provinces.

    Duties include communicating with taxpayers verbally and in writing, analyzing and researching taxpayer information, interpreting legislative provisions, and participating in compliance projects.

    Employees are required to work on-site a minimum of four days per week, with training requiring full-time five-day attendance.

    Candidates able to work on-site in St. John’s, Moncton, or Saint John may be given priority.

    Click here for more details and to apply online.

    CRA Jobs Requiring Specialized Experience

    The following positions require specific prior experience, professional designations, or post-secondary education and offer higher salary ranges that reflect their greater technical demands.

    11. SP-05 Trust Examination Officer – British Columbia

    DetailInformation
    Requisition Number62353288
    ClassificationSP-05
    Salary Range$70,773 to $79,657
    LocationPrince George, Penticton, Victoria, Surrey, Vancouver, BC
    EducationHigh school diploma or equivalent combination
    Experience24 months specified CRA or payroll/GST experience within the last 36 months, or enrollment in a related post-secondary program
    LanguageEnglish Essential
    Appointment TypeTemporary (permanent may be considered if restrictions change)
    Closing DateSeptember 20, 2026

    Trust Examination Officers conduct field visits to examine taxpayers’ books, records, and supporting documentation relating to unreported income, taxable benefits, and amounts deducted or held in trust.

    This is a field-heavy position requiring driving to appointments four days per week, overnight trips every six weeks, and transporting equipment weighing up to 10 kg.

    Candidates need 24 cumulative months of experience within the last 36 months in specific CRA programs such as Trust Accounts Compliance, Employer Accounts, or Corporate Assessment Processing, or equivalent payroll and GST experience outside CRA.

    Individuals currently enrolled in a post-secondary program in accounting, finance, bookkeeping, or commerce within the last four years are also eligible.

    Consideration will initially be limited to the first 50 applicants per location who meet the essential requirements.

    Click here for more details and to apply online.

    12. AU-03 Income Tax Auditors and Business Equity Valuators – Atlantic Region

    DetailInformation
    Requisition Number62439453
    ClassificationAU-03
    Salary Range$99,864 to $122,817
    LocationBathurst, Moncton, Saint John (NB); Sydney, Halifax (NS); Charlottetown, Summerside (PEI); St. John’s (NL)
    EducationAccounting designation eligibility or degree with accounting specialization
    Experience3 years within the last 5 years in Canadian Income Tax compliance with large/complex corporations
    LanguageEnglish Essential or Bilingual Imperative CBC/CBC
    Appointment TypeTemporary (permanent may be considered)
    Closing DateOctober 13, 2026

    This is the most senior posting in this hiring round, targeting experienced tax professionals for CRA’s Audit Division across the Atlantic Region.

    Four distinct roles fall under this requisition: Business Valuator, Income Tax Auditor, International Tax Auditor, and Tax Avoidance Auditor.

    Business Valuators conduct independent valuations of complex securities and equity transactions in accordance with CICBV standards.

    Income Tax Auditors and International Tax Auditors perform compliance reviews of large businesses and multinational corporations, while Tax Avoidance Auditors examine domestic and international aggressive tax avoidance schemes involving high-wealth individuals, partnerships, trusts, and complex corporate structures.

    Candidates must hold eligibility for a designation from a recognized professional accounting association or a degree with acceptable specialization in accounting, plus a minimum of three years of experience in Canadian Income Tax compliance with large or complex corporations (generally those with gross revenues exceeding $20 million).

    A Chartered Professional Accountant (CPA) designation and progression toward the CPA In-Depth Tax Course, Masters of Tax, or Chartered Business Valuator designation are preferred assets.

    Click here for more details and to apply online.

    Summary of All Active CRA Job Postings

    PositionLocationSalary RangeExperienceClosing Date
    SP-01/SP-02 SeasonalJonquière, QC$46,904–$59,363NoneNov 8, 2026
    SP-01 to SP-04Sudbury, ON$46,904–$73,595NoneNov 27, 2026
    SP-01/SP-02 SeasonalWinnipeg, MB$46,904–$59,363NoneSep 21, 2026
    SP-03/SP-04 EnglishWinnipeg, MB$59,623–$73,595NoneSep 17, 2026
    SP-03/SP-04 BilingualWinnipeg, MB$59,623–$73,595NoneDec 31, 2026
    SP-03 OfficersJonquière, QC$59,623–$65,813NoneOct 30, 2026
    SP-04 OfficersJonquière, QC$65,389–$73,595NoneOct 30, 2026
    SP-03 Call CentreOttawa/Kingston, ON$59,623–$65,8136 monthsSep 15, 2026
    SP-04 Taxpayer ServicesCalgary/Edmonton/Surrey$65,389–$73,59512 monthsSep 22, 2026
    SP-04 Taxpayer ServicesAtlantic (8 cities)$65,389–$73,59512 monthsSep 15, 2026
    SP-05 Trust ExamBC (5 cities)$70,773–$79,65724 monthsSep 20, 2026
    AU-03 AuditorsAtlantic (8 cities)$99,864–$122,8173 yrs + accountingOct 13, 2026

    What CRA Employees Receive Beyond Salary

    CRA offers a broader federal compensation package in addition to salary, although eligibility for pension, health, dental, and other benefits varies by appointment type and length of service.

    Employees hired indeterminately or for terms of more than six months generally become pension-plan members from their first day, while employees initially hired for six months or less generally become eligible after six months of continuous employment.

    Eligible employees can access supplemental health insurance covering prescription drugs and vision care, dental care coverage, vacation leave starting at three weeks per year, personal days, family-related leave, sick leave, and maternity and parental leave top-ups.

    CRA offers a standard 37.5-hour work week with flexible working arrangements in many roles, including compressed work weeks where operational needs permit.

    Some entry-level CRA processes explicitly provide paid training. For example, the Winnipeg SP-03/SP-04 process states that prior tax knowledge is not required and paid training will be provided.

    Some of these staffing processes may also be used for future or similar vacancies. Certain postings state that extensions or permanent staffing may be considered if operational needs or CRA’s current hiring restrictions change.

    How To Apply for These CRA Job Openings

    Applications must be submitted through the CRA Careers portal. Candidates should update their profile and upload all documents required by the specific requisition, including education credentials and, where requested, a résumé.

    Candidates should ensure their name on the CRA candidate profile matches their government-issued photo identification and education credentials exactly, as discrepancies can result in application rejection.

    Applicants with foreign education credentials must obtain a Canadian equivalency assessment from a recognized credential assessment service before applying, as CRA requires documented proof of equivalent Canadian education.

    Preference for appointment is given to veterans first, followed by Canadian citizens and permanent residents, though applicants residing in Canada on valid status are eligible for most postings.

    Many of these federal government positions cap the number of applications reviewed, so the most practical step any applicant can take is submitting their complete application as early as possible rather than waiting until the closing date.

    This current wave of CRA recruitment represents a rare alignment of opportunity for Canadian job seekers at every experience level.

    Entry-level candidates with nothing more than a high school diploma can access positions paying up to $73,595 per year, while experienced accounting professionals can pursue specialized audit roles exceeding $122,000 annually.

    With several deadlines arriving within the next week, particularly the September 15 and September 17 closings for the Atlantic Region and Winnipeg postings, acting immediately is the single most impactful thing applicants can do to ensure their file is reviewed.

    These positions offer competitive federal pay, professional development opportunities, and a chance to gain experience within one of the country’s largest federal employers.

    Frequently Asked Questions (FAQs)

    Can I apply for CRA jobs if I have no previous work experience at all?

    Yes, several of the 12 CRA hiring processes covered in this article have no essential prior-work-experience requirement, including positions in Sudbury, Winnipeg, and Jonquière. Some postings explicitly state that no experience is required. Some of these entry-level processes provide paid training, allowing candidates without prior tax-administration experience to learn the role after hiring.

    Do I need a university degree to get hired at CRA?

    The majority of CRA positions in this hiring round require only a secondary school diploma, and some SP-01 postings accept applicants who have completed just two years of high school. The only role that requires a university degree or professional accounting designation is the AU-03 Income Tax Auditor posting in the Atlantic Region. For SP-04 positions, some individual roles within a requisition may prefer introductory accounting courses, but this applies to specific sub-positions rather than the entire posting.

    Can temporary residents or work permit holders apply for these CRA positions?

    Most of these postings are open to any individual residing in Canada, which includes temporary residents who hold valid work authorization. However, preference for appointment is given to veterans first, followed by Canadian citizens and permanent residents. Some postings restrict eligibility to individuals residing within a reasonable commuting distance (typically 125 kilometres or less) of the specific work location, so geographic proximity is also a factor regardless of immigration status.

    What happens after I submit my CRA application online?

    After submission, CRA screens applications against the prerequisite staffing requirements on an ongoing basis. Candidates who meet the prerequisites receive a written notification about the next steps, which typically involve online assessments such as the Tax Centre Clerical Test or Korn Ferry cognitive and behavioural evaluations. Assessments may take place in waves between September 2026 and January 2027 depending on the posting. Following successful assessment, candidates are placed in a qualified pool and contacted when specific positions become available for staffing.

    Are these CRA positions fully remote or do they require working from the office?

    None of the positions listed in this article offer fully remote work arrangements. CRA requires employees to work on-site at the designated office location for a minimum of three to five days per week, depending on the specific posting and operational needs. Many tax centre roles, particularly seasonal SP-01 and SP-02 positions, require 100% on-site attendance. Some positions may become eligible for a limited hybrid arrangement after training is completed and the employee can work independently, but this varies by location and is not guaranteed.

    Fact-checked by the Immigration News Canada editorial team. All job details, salary figures, and closing dates were verified against official CRA career portal postings as of September 11, 2026.

    Disclaimer: This article is for informational purposes only and does not constitute career advice or a guarantee of employment. Applicants should review the full job posting on the official CRA Careers website for complete eligibility requirements and instructions before submitting an application.


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  • New Bell Canada Price Increase Coming In October 2026

    Bell Canada is raising wireless plan prices by $6 per month for another wave of Mobility customers, with the higher rate set to appear on October 2026 billing statements.

    This is another Bell wireless increase in 2026, following reported increases in February and July, along with a separate home internet increase in March, a pattern that has drawn attention from federal regulators and frustration from consumers across the country.

    Affected customers are receiving advance notice through their billing statements or the MyBell app, giving them time to review their options before the higher rate takes effect.

    The timing is significant because Canadian household budgets are already stretched by rising costs across telecom, insurance, and everyday expenses heading into the fall.

    Here is what the increase means for your next Bell bill, how much more you could pay over a year, and what steps you can take right now to avoid or reduce the impact.

    What the October 2026 Bell Wireless Increase Looks Like

    Bell is adding $6 per month to the base rate of affected wireless plans starting with each customer’s October 2026 Mobility billing date.

    The increase applies to the monthly rate plan itself, not to device financing, add-ons, or one-time charges that also appear on a typical wireless bill.

    Multiple Bell customers have publicly reported receiving the same $6 monthly increase notice.

    That means a household with two Bell Mobility lines could see an additional $144 per year before tax, while a family with four lines would face an extra $288 annually.

    The billing statement notice directs customers to manage their account through the MyBell app or website and confirms they can cancel without penalty or modify their plan in accordance with their agreement by calling 1-800-667-0123.

    Bell has not disclosed exactly how many customers are affected by this particular round of increases, and not all subscribers will necessarily see the change on their October statement.

    Checking your latest billing statement or logging into MyBell is the only reliable way to confirm whether your specific plan is included.

    Bell Has Raised Prices Multiple Times in 2026

    The October hike is not an isolated event but part of a clear pattern of repeated rate adjustments Bell has imposed throughout the calendar year.

    In February 2026, Bell raised wireless prices by $6 per month for select customers, following a similar $7 per month increase announced by Telus around the same time.

    In March 2026, Bell applied a separate $6 per month increase to home internet plans, affecting Fibe Internet subscribers in Ontario and Quebec.

    A broader wireless increase landed in July 2026, when Bell confirmed rate hikes ranging from $3 to $6 per month for select national plans.

    The October round will add another $6 per month for affected customers, on top of whatever they may have already absorbed earlier in the year.

    A subscriber who was hit by both the February and October increases on the same line would see their monthly rate $12 higher than at the start of the year, equivalent to $144 more over a full twelve months if both increases remain in place.

    These increases arrive alongside a separate $7 per month Rogers internet price hike that took effect in August 2026, compounding the pressure on Canadian telecom budgets from multiple carriers at once.

    Bell MTS Home Services Also Going Up October 1

    Manitoba customers on Bell MTS are facing a separate set of home service price increases that take effect on October 1, 2026.

    According to the official Bell MTS service bulletin, the following monthly rate changes apply as of October 1, 2026.

    ServicePlan / PackageMonthly Rate Change
    InternetFibe Internet plans (Fibe 75, 100, 150, 300, 500, Gigabit Fibe, Gigabit Fibe 1.5, Gigabit Fibe 3.0)+ $5.00
    Fibe TVBasic, Good, Better, Best Package+ $3.00
    Home PhoneBasic Phone Line+ $1.00
    Home Phone Essentials+ $2.00

    A Bell MTS household subscribed to Fibe Internet and Fibe TV would see a combined increase of $8 per month, or $96 per year before tax.

    Bell MTS customers who have questions or want to modify or cancel services can call 204-225-5687, as noted in the bulletin.

    Bell MTS customers already saw two price increases in 2025, and the October 2026 adjustments continue that pattern of rising service rates in Manitoba, part of a broader wave of price increases hitting Canadians across multiple service categories.

    CRTC Scrutiny Over Carrier Price Hikes Is Intensifying

    Bell is raising prices at a moment when Canada’s federal telecom regulator is paying closer attention to how carriers adjust rates on existing customers.

    The Canadian Radio-television and Telecommunications Commission sent a letter to Rogers in June 2026 demanding answers about a $5 per month wireless price hike that Rogers labelled a Wireless Plan Rate Adjustment.

    That letter specifically asked whether Rogers was imposing the increase during customers’ ongoing commitment periods, a question with direct implications under the CRTC Wireless Code.

    On June 30, 2026, the CRTC escalated its response by launching a show-cause proceeding into whether Bell, Rogers, and Telus violated new rules prohibiting activation and plan-modification fees and certain other barriers to switching that took effect on June 12, 2026.

    The intervention period closed at the end of August, and the proceeding has now reached its final reply stage as the CRTC prepares to consider the record.

    If the commission determines that any of the carriers violated the fee ban rules established under Telecom Regulatory Policy CRTC 2026-43, fines of up to $10 million per company and up to $25,000 for relevant officers or directors could follow.

    The current proceeding does not specifically target Bell’s $6 October monthly rate increase, although the regulator is separately scrutinizing carrier fees and consumer protections.

    What Bell Customers Can Do Before October

    The billing notice says affected customers can cancel without penalty or modify their plan, in accordance with their agreement, before the increase takes effect.

    Calling Bell’s customer service line at 1-800-667-0123 and indicating you are considering leaving has historically resulted in transfers to retention teams, where unadvertised loyalty offers are sometimes available.

    In at least one reported case from earlier in 2026, a customer who threatened cancellation was offered a $40 per month plan with 150 GB of data covering Canada, the United States, and Mexico.

    Bell sometimes makes targeted retention or winback offers, although availability, pricing, and eligibility vary and are not guaranteed.

    Switching to a competitor is also an option, and the CRTC rules prohibit activation and plan-modification fees and certain fees designed to discourage switching or cancellation, although outstanding device financing, agreement credits, or other permitted device-related obligations may still be payable.

    Customers on month-to-month plans have the most flexibility because they are not locked into a contract term.

    Anyone on a two-year term should review the specific language of their service agreement to confirm whether the increase falls within or outside the commitment period.

    How to Check Whether Your Bill Is Affected

    Log into the MyBell app or visit bell.ca/mybell and navigate to your most recent billing statement.

    Look for a section labelled “Important Update” or “Important Message” near the top or bottom of the statement.

    The notification will state that the price of your monthly rate plan will increase by $6 per month starting on your October 2026 Mobility bill date.

    If you do not see this message, your specific plan may not be included in this round of increases, but that does not guarantee your rates will remain unchanged in future billing cycles.

    Compare your current base plan price with previous statements to confirm the exact dollar amount of any change.

    Do not confuse the $6 rate plan adjustment with other charges that can also shift your total bill, such as taxes, device payments, roaming, or premium features.

    Customers who pay their Bell bill through automatic payments should be especially careful because the higher charge will be withdrawn without any manual approval step.

    Why Bell Says Prices Are Going Up

    When Bell confirmed its July 2026 wireless increases, it cited rising operating costs, an evolving market, and more than $24 billion in network investment since 2020.

    Bell has not publicly provided a separate explanation for the October increase beyond the billing notice itself, which directs customers to manage their accounts but does not detail the reasoning behind the higher rate.

    Consumer advocates have questioned whether repeated rate hikes on locked-in or legacy customers are justified when the same carrier simultaneously offers promotional deals to attract new subscribers at lower price points.

    Bell is not alone in raising prices, as Rogers and Telus have also implemented or announced rate increases for some customers during 2026, adding to the cumulative regulatory changes Canadians are tracking this year.

    The CRTC’s ongoing proceeding could affect how major carriers structure activation, modification, and other switching-related fees going forward.

    The October billing cycle will be the first concrete test of whether affected customers absorb the increase, negotiate retention deals, or switch carriers in meaningful numbers.

    The CRTC’s review of fee compliance by all three major carriers is still active, and any enforcement decision could arrive before or after the October bills land.

    Customers who experienced the July 2026 increase and have also received an October increase notice should expect the October adjustment to stack on top of their existing monthly rate.

    Bell has not indicated whether additional price increases are planned for later in 2026 or early 2027.

    Anyone with a Bell Mobility account should check their latest billing statement now to determine whether they are affected and decide on a course of action before the October billing date arrives.

    Frequently Asked Questions (FAQs)

    How much is the Bell wireless price increase in October 2026?

    Bell is raising the monthly rate plan price by $6 per month for affected Mobility customers, with the new amount appearing on October 2026 billing statements.

    Can I cancel my Bell plan without penalty because of the price increase?

    The billing notice confirms that customers can cancel without penalty or modify their plan by contacting Bell at 1-800-667-0123 or through the MyBell app, subject to the terms of their individual service agreement.

    Is the CRTC investigating Bell’s price increases?

    The CRTC launched a show-cause proceeding on June 30, 2026, requiring Bell, Rogers, and Telus to demonstrate their fees comply with new rules, with potential fines of up to $10 million per company if violations are confirmed.

    Are Bell MTS customers in Manitoba also affected?

    Yes, Bell MTS is raising Fibe Internet rates by $5 per month across all listed tiers, Fibe TV by $3 per month, Basic Phone Line by $1 per month, and Home Phone Essentials by $2 per month, all effective October 1, 2026.

    How many times has Bell raised prices in 2026?

    Bell has announced or implemented three wireless rate increase rounds in 2026, taking effect in February, July, and October, alongside a separate home internet increase in March, in some cases adding $6 per month each time.

    Fact-checked against official Bell Mobility billing notices and Bell MTS service bulletins and confirmed through reporting by multiple Canadian technology publications as of September 10, 2026.

    Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or contractual advice.


    Gagandeep Kaur Sekhon Avatar

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  • Canada’s New Citizenship Law Is Creating An Unexpected Problem

    When Ottawa rewrote one of the most consequential sections of Canada’s Citizenship Act in late 2025, federal officials told Parliament the change would generate manageable demand.

    Immigration, Refugees and Citizenship Canada (IRCC) told a Senate committee on November 17, 2025, that it expected the number of people affected to land in the tens of thousands over time, not hundreds of thousands.

    The department pointed to past amendments that corrected the status of earlier groups of Lost Canadians and noted that none of those changes had produced an application surge.

    IRCC added that it believed its existing dedicated citizenship team had the capacity to handle the incoming proof of citizenship files.

    The law took effect on December 15, 2025.

    Less than nine months later, approximately 136,000 people are sitting in the proof of citizenship queue, according to data IRCC published on September 3, 2026.

    A new applicant is now told to expect a wait of roughly 33 months before receiving a decision.

    That is nearly three years to obtain a document confirming a citizenship status that, for most of these applicants, already exists by operation of law.

    The gap between what the government anticipated and what has actually unfolded is now too large to attribute to normal forecasting error.

    What Unexpected Problem Has Canada’s New Citizenship Law Created?

    The problem is not a legal one. The Act to Amend the Citizenship Act, commonly known during its passage as Bill C-3, accomplished exactly what Parliament intended.

    It removed an unconstitutional restriction that had prevented Canadian citizenship from passing beyond the first generation born or adopted outside Canada.

    The problem is administrative. IRCC’s proof of citizenship inventory stood at roughly 40,400 people around December 2025, when the law came into force.

    By September 2026, that inventory had climbed to approximately 136,000.

    The estimated processing time for a new citizenship certificate application has followed the inventory upward: from roughly 9 months in December 2025 to approximately 12 months in May 2026, approximately 19 months in July 2026, approximately 25 months in August 2026, and approximately 33 months in September 2026.

    The eight-month jump between August and September is the steepest single-month increase in this category since the law took effect.

    Not every person in the 136,000-strong queue is necessarily there because of the amended citizenship-by-descent rules.

    IRCC’s proof of citizenship stream also includes other applicants, such as naturalized citizens who need replacement certificates.

    But the queue stood at about 40,400 shortly before the law changed and has since more than tripled to approximately 136,000.

    While IRCC has not published a breakdown showing how many pending files are directly tied to the amended citizenship-by-descent provisions, the timing and subsequent surge in ancestry-based applications indicate that the new rules are a major driver of the growth.

    Proof Of Citizenship Processing Time And Queue Growth In 2026

    MonthProcessing TimePeople In Queue
    December 2025~9 months~40,400
    January 2026~10 months~42,400
    May 2026~12 months~70,400
    June 2026~15 months~82,000
    July 2026~19 months~99,500
    August 2026~25 months~121,800
    September 2026~33 months~136,000
    Source: IRCC processing times tool, monthly updates. Queue figures are approximate and reflect the reporting date in each cycle.

    What Did Ottawa Expect Before The Law Took Effect?

    The federal government’s own projections stand in stark contrast to the numbers above.

    In an opening statement to the Standing Senate Committee on Social Affairs on November 17, 2025, Immigration Minister Lena Metlege Diab said the government expected applications in the tens of thousands over time, not hundreds of thousands.

    She cited the experience with previous amendments in 2009 and 2015, noting that roughly 20,000 people applied for proof of citizenship after those changes and that no surge materialized in either case.

    IRCC’s briefing materials for the same committee appearance reinforced that position.

    The department disclosed that between January 2024 and July 2025, it had received just over 4,200 applications from individuals affected by the first-generation limit under an interim measure.

    IRCC explicitly stated that it did not use the Parliamentary Budget Officer’s December 2024 estimate of approximately 115,000 affected individuals to set its own volume projections, citing uncertainty in that report, yet by January 2026 the queue had already climbed to roughly 42,400.

    In a separate October 2, 2025, briefing for the House of Commons committee, IRCC repeated the same language: tens of thousands, no surge, and sufficient existing capacity.

    As recently as late May 2026, when IRCC’s own data showed the processing time had already climbed to approximately 12 months, a department spokesperson told CBC News that IRCC had not seen a significant increase in the volume of proof of citizenship applications since the law changed and had not assigned additional staff to process them.

    At that time, the queue had already climbed from about 40,400 to roughly 70,400, and within weeks it would surge past 82,000 in June.

    By September 2026, the queue reached approximately 136,000, with a processing time approaching three years.

    The Parliamentary Budget Officer had estimated that roughly 115,000 people could be affected by the legislative amendments, although IRCC declined to use that estimate because of uncertainty around the underlying population.

    That figure is not directly comparable with today’s 136,000-file proof of citizenship inventory, which includes applicants unrelated to the new law.

    Who Became Canadian Under The Amended Citizenship Act?

    The amended Citizenship Act draws a clear line at its coming-into-force date of December 15, 2025.

    For people born outside Canada before that date, the amended law removed the first-generation limit retroactively in affected cases.

    People who would have been Canadian citizens if not for that limit or certain outdated provisions generally became citizens automatically by operation of law.

    These individuals do not apply to become citizens. They already are citizens.

    What they apply for is proof of citizenship in the form of a citizenship certificate, which is the official document confirming their status.

    People adopted abroad are treated differently.

    Eligible people adopted outside Canada before December 15, 2025, by Canadian parents affected by the former first-generation limit can apply for a direct grant of citizenship for an adopted person rather than becoming citizens automatically solely because of the amendment.

    For people born outside Canada on or after December 15, 2025, the rules work differently.

    Citizenship beyond the first generation abroad can still pass down if the Canadian parent who was also born abroad accumulated at least 1,095 days of physical presence in Canada before the child’s birth.

    A similar substantial connection requirement applies to the direct citizenship grant for qualifying foreign adoptions.

    The distinction matters because people born before December 15, 2025, face no physical presence requirement at all.

    The law simply recognizes what their status should have been all along.

    Can Someone With A Canadian Grandparent Or Great-Grandparent Be Canadian?

    Potentially, but not automatically in every case. Having distant Canadian ancestry alone does not make someone eligible, as IRCC has stated publicly.

    What matters is whether a complete, unbroken chain of citizenship can be traced from the applicant back through each generation to a person who was Canadian under the applicable law at the relevant time.

    Consider someone born in the United States in 2011 whose mother was also born in the United States to a Canadian-born parent.

    Under the rules then in effect, the child was in the second generation born abroad and was generally prevented from acquiring citizenship because of the first-generation limit.

    Under the amended Citizenship Act, that person may now be recognized as a Canadian citizen retroactive to birth, provided the citizenship and parent-child chain are established.

    But eligibility depends on the details: whether the Canadian-born ancestor was actually a citizen under the citizenship rules in force at the time, whether citizenship was retained or lost through prior legislative changes, and whether every link in the generational chain holds up.

    The chain can extend beyond grandparents to great-grandparents or further, but only if each link meets the legal requirements applicable to that generation.

    Applicants whose ancestors left Canada before 1947, when Canadian citizenship did not exist as a separate legal status, face an additional layer of complexity.

    Those ancestors were British subjects, and their transition to Canadian citizenship on January 1, 1947, depended on criteria such as domicile and ordinary residence in Canada.

    IRCC now requires that each generation be supported by authentic records from the relevant original authority, such as a provincial vital statistics office, not genealogy website printouts alone.

    Why Are So Many Americans Applying For Canadian Citizenship?

    The United States has a large population of people with Canadian ancestry, reflecting generations of cross-border migration.

    Waves of Canadian emigration to the United States throughout the 19th and 20th centuries, particularly from Quebec and the Maritime provinces, produced millions of descendants who are now spread across New England, the Great Lakes states, and beyond.

    CBC News reported in late May 2026 that of the 4,075 citizenship certificates IRCC had issued under the amended citizenship-by-descent provisions between December 15, 2025, and March 31, 2026, approximately half went to people born in the United States.

    People born in 44 countries received certificates under the new provisions during that period, and people born in 118 countries received them under the pre-existing criteria.

    CBC also reported on September 10, 2026, that Canadian archives have been deluged with requests for the vital records needed to prove lineage, with applicants sometimes tracing their ancestry back seven or eight generations.

    Quebec’s Directeur de l’état civil reported receiving 3,800 requests from people outside Canada since January 2026 for ancestry documents.

    Immigration lawyers have said current U.S. political uncertainty and strained Canada-U.S. relations are among the factors driving American interest, although eligibility itself comes from Canadian citizenship law.

    Immigration lawyers in multiple Canadian cities have reported a sharp increase in inquiries and filings from American clients tracing Canadian lineage.

    Do These New Citizens Count Toward Canada’s Immigration Targets?

    No, Canada’s annual immigration levels plan governs the admission of new permanent residents. People recognized as citizens by descent are not immigrants.

    They are Canadian citizens who happen to live abroad.

    Their recognition under the amended Citizenship Act does not count toward the annual permanent resident admissions targets that IRCC sets through its levels plan.

    This is one of the key reasons the growth in this queue does not appear in the immigration statistics that are most frequently reported.

    It sits entirely within the citizenship program, not the immigration program, even though its implications overlap.

    Could These New Citizens Move To Canada?

    Yes, in principle. Canadian citizens have the constitutional right under Section 6 of the Canadian Charter of Rights and Freedoms to enter, remain in, and leave Canada.

    Once a person holds a valid citizenship certificate, they can apply for a Canadian passport and relocate to Canada at any time.

    In practice, the 33-month processing time can still become a significant practical barrier.

    A citizenship certificate is generally needed to obtain a Canadian passport for someone born abroad and may also be required to prove citizenship when applying for a Social Insurance Number, certain jobs, pensions or other services.

    Whether large numbers of newly recognized citizens will actually move to Canada is unknown.

    The IRCC Senate briefing acknowledged that many people may apply simply to secure their status without any intention of relocating.

    Others may seek a Canadian passport as a travel document or as a form of security.

    It would be inaccurate to assume that all or most of the 136,000 people in the queue plan to move to Canada.

    But it would also be inaccurate to assume that none of them will.

    The honest answer is that Canada does not know, and until the applications are processed and the new citizens make their individual decisions, the scale of any eventual relocation remains speculative.

    Can These Citizens Immediately Claim Canadian Benefits?

    Citizenship alone does not automatically entitle a person to Canadian public benefits.

    Most federal and provincial benefit programs have their own eligibility criteria, and residency in Canada is almost always one of them.

    A person living in the United States who obtains a Canadian citizenship certificate does not, by that act alone, become eligible for Canadian public health insurance, the Canada Child Benefit, Old Age Security, or provincial social assistance.

    Provincial and territorial health plans generally require a person to establish residence and satisfy the applicable province’s eligibility rules; waiting-period rules vary by jurisdiction.

    Federal programs also have their own requirements.

    The Canada Child Benefit generally requires Canadian residency for tax purposes along with other eligibility conditions, while Old Age Security has separate age, legal-status, and Canadian-residence-history requirements.

    Citizens abroad also remain subject to the tax laws of the country where they actually live.

    Canada, unlike the United States, generally does not tax its citizens on worldwide income unless those citizens are tax residents of Canada.

    A person who obtains a Canadian citizenship certificate but continues to live in another country will not face Canadian tax obligations solely because of the citizenship recognition.

    Why Is It Taking Nearly Three Years To Get Proof Of Citizenship?

    The processing time reflects a collision between surging demand and a system that was never built for this volume.

    IRCC’s proof of citizenship function was historically a low-volume administrative stream, processing a few tens of thousands of applications at any given time.

    The department sized its dedicated citizenship team accordingly.

    When the amended law took effect on December 15, 2025, application volumes began climbing almost immediately, as early 2026 processing data already showed.

    In June 2026, IRCC also paused finalization of affected citizenship-by-descent files while it conducted a broader review of roughly 6,500 applications.

    Separately, about 100 citizenship certificates that had already been issued were flagged over potentially insufficient supporting documentation.

    IRCC completed the broader 6,500-file review on June 30 and resumed finalizations, as the July 2026 processing update later reflected, although some individual certificate reviews continued afterward.

    Meanwhile, the document requirements for citizenship-by-descent applications are inherently more complex than standard proof of citizenship filings.

    Each application may require evidence tracing the generational chain to a qualifying Canadian ancestor using authentic, reliable and verifiable records issued by the authorities that created or maintain those records.

    Third-party genealogy records alone are not sufficient.

    For families whose ancestors left Canada generations ago, assembling that evidence trail can involve multiple provincial vital statistics offices, church records, and archival searches, often spanning different eras of record-keeping.

    IRCC’s September 2026 processing estimate is forward-looking and factors in the current inventory and the number of applications the department expects to process each month.

    Because the estimate is forward-looking, changes in expected intake, processing capacity and case complexity can cause the published figure to move sharply from one monthly update to the next.

    For comparison, the citizenship grant queue for permanent residents becoming citizens through naturalization stands at roughly 327,100 people but carries a processing time of approximately 12 months.

    The comparison shows that inventory size alone does not determine processing time; staffing, workflow, case complexity and service standards also matter.

    Is There A Language Test, Citizenship Test, Or Security Check For Citizens By Descent?

    No language test and no citizenship knowledge test apply to people who are already citizens by operation of law and are simply applying for proof of that status.

    The citizenship test and language requirements apply to the naturalization process, which is the path permanent residents follow to become Canadian citizens for the first time.

    Citizenship by descent is a fundamentally different legal concept.

    The person is already a citizen; IRCC’s role is to verify the claim and issue the confirming document.

    Citizenship by descent also does not involve the security or criminality screening required in some immigration and naturalization processes.

    There is no oath of citizenship, no in-person ceremony, and no Canadian residence requirement for a proof of citizenship application.

    IRCC does, however, verify supporting documents and can request additional evidence when more information is needed to establish the citizenship claim.

    Incomplete paper applications are returned with instructions to resubmit the missing information, while online applicants are notified through their IRCC account if their application is incomplete

    Is Urgent Processing Available For Citizenship Certificates?

    IRCC does offer an urgent processing pathway for proof of citizenship applications, but it is limited to a narrow set of circumstances.

    Qualifying situations include applicants who need the certificate to facilitate studies in Canada, employment situations, or certain family emergencies.

    Applicants must submit a formal urgent processing request with supporting documentation demonstrating the time-sensitive need.

    Qualifying for urgent processing does not guarantee that the underlying citizenship claim will be approved, only that the file will be reviewed faster.

    There is no general paid expedite option for routine proof of citizenship applications.

    IRCC spokesperson Briannah Dale told media on September 10, 2026, that the department is continuing to monitor application trends and is implementing operational measures to respond to increased demand.

    Those measures include triaging applications, enhancing intake processes, training and onboarding additional staff, and refining workload management practices.

    NDP immigration critic Jenny Kwan said the government needs to ensure IRCC has the resources to address what she called a growing crisis, noting the department’s planned workforce reductions.

    IRCC’s own 2024-25 departmental results report says its workforce adjustment is expected to reduce approximately 3,300 positions between 2025-26 and 2027-28.

    Immigration lawyers, as reported by CBC News, warned that the growing backlog could eventually end up before the Federal Court and that applicants stuck in the queue could seek writs of mandamus to force the department to make decisions within a reasonable time.

    The legal theory behind such challenges would rest on the argument that a citizen has a right to proof of their status and that an indefinite wait for a confirmation document effectively denies them the practical exercise of that right.

    The broader question has also shifted.

    When Parliament debated the law in 2025, the central concern was whether expanded citizenship by descent would create a surge in applications.

    IRCC said it would not. The September 2026 processing data strongly suggests it did.

    The question now is not whether the surge happened, but whether IRCC has the operational capacity and political mandate to clear a rapidly growing proof of citizenship inventory that already stands at approximately 136,000 applications and shows no sign of levelling off.

    If the current trajectory continues, Canada will face a mounting contradiction: a law designed to restore citizenship rights to people who were unconstitutionally excluded, paired with an administrative system that cannot confirm those rights within any reasonable timeframe.

    How Ottawa resolves that contradiction in the coming months will determine whether the amended Citizenship Act delivers on its promise or becomes a case study in legislative ambition outpacing institutional readiness.

    Frequently Asked Questions (FAQs)

    How long does it take to get a Canadian citizenship certificate in September 2026?

    IRCC’s published processing time for a proof of Canadian citizenship certificate rose to approximately 33 months as of its September 3, 2026, update, up from approximately 25 months in August.
    This is a forward-looking estimate, not a guaranteed timeline, and individual processing times can vary based on the complexity of the application and the completeness of the supporting documents.
    Applicants living outside Canada and the United States may need to add an additional 3 to 4 months to account for mailing time through a Canadian embassy, high commission, or consulate.

    Is a Canadian citizenship certificate the same as a grant of citizenship?

    No, and the distinction carries significant practical consequences.
    A citizenship certificate, formally called proof of citizenship, is a document confirming that a person is already a Canadian citizen.
    It is used by citizens by descent and other people whose citizenship exists by operation of law.
    A grant of citizenship is the naturalization process through which a permanent resident becomes a Canadian citizen for the first time, which involves meeting residency, language, and knowledge test requirements.
    The two applications sit in separate processing queues at IRCC.
    Citizenship grants are currently processing at approximately 12 months, with roughly 327,100 people waiting, while proof of citizenship is at approximately 33 months, with roughly 136,000 waiting.

    Do newly recognized Canadian citizens living abroad have to pay Canadian taxes?

    Not solely because of the citizenship recognition. Canada generally taxes individuals based on residency, not citizenship.
    A person living in the United States or another country who obtains a Canadian citizenship certificate but does not establish tax residency in Canada will not owe Canadian income tax on that basis alone.
    This differs from the U.S. approach, where American citizens are taxed on worldwide income regardless of where they live.
    Citizens who relocate to Canada would become Canadian tax residents and would be subject to Canadian tax rules from that point forward.

    Can someone whose Canadian ancestor left Canada before 1947 still qualify?

    Potentially, but the evidentiary path is more complex. Canadian citizenship as a distinct legal status only came into existence on January 1, 1947, when the first Canadian Citizenship Act took effect.
    Before that date, Canadians were British subjects. Whether a pre-1947 ancestor became a Canadian citizen on that date depends on factors such as domicile and ordinary residence in Canada at the time.
    Proving those facts may require census records, land deeds, church records, or other archival material beyond a standard birth certificate.
    Applicants tracing lineage through pre-1947 ancestors should anticipate additional documentary requirements and consider seeking professional guidance.

    What can applicants do if the processing delay prevents them from working, studying, or travelling?

    IRCC offers an urgent processing pathway for applicants who can demonstrate a documented, time-sensitive need.
    Qualifying circumstances include upcoming study enrollment in Canada, employment situations, and certain family emergencies. There is no general paid expedite option.
    Applicants facing exceptionally prolonged delays may seek a writ of mandamus asking the Federal Court to compel IRCC to process their application. Whether mandamus is granted depends on the circumstances of the case, including whether IRCC has a legal duty to act and whether the delay has become unreasonable.
    That legal route involves its own costs and timelines, and applicants considering it should consult an immigration lawyer.

    Fact-Checked By: Immigration News Canada editorial team. All processing times, queue figures, legal provisions, and government statements cited in this article have been verified against IRCC’s official processing times tool (September 3, 2026 update), parliamentary committee briefing materials published on canada.ca, the Citizenship Act as amended by Bill C-3, and reporting from CBC News (September 10, 2026; May 30, 2026; March 9, 2026).

    Disclaimer: This article is published for informational purposes only and does not constitute legal advice. Citizenship eligibility depends on individual circumstances, applicable historical legislation, and documentary evidence. Readers considering an application for proof of Canadian citizenship should consult a qualified immigration professional.


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  • New Canada Immigration Processing Times As Of September 2026

    Immigration, Refugees and Citizenship Canada (IRCC) published its September 2026 weekly processing time data on September 9, 2026, and the headline is staggering.

    Month-on-month Citizenship certificate processing times have now hit 33 months, leaping by eight months in a single reporting cycle, while the queue swelled by 14,200 applicants to approximately 136,000 people.

    That figure stood at 10 months in March 2026, meaning this single category has added 23 months of processing time in roughly six months.

    On the permanent residency side, the Federal Skilled Worker Program reversed its August improvement, climbing back to seven months after briefly reaching six months for the first time in 2026.

    Spousal sponsorship for applicants inside Canada outside Quebec improved to 26 months, down one month, while parents and grandparents sponsorship outside Quebec continued its downward trend to 28 months, marking five consecutive months of decline.

    IRCC now uses both forward-looking and historical processing times. Monthly estimates generally project how long a new application could take based on inventory and expected processing capacity, while weekly historical timelines reflect how long IRCC took to finalize most recently processed applications.

    Monthly categories like citizenship, permanent residency, and family sponsorship were refreshed on September 3.

    Weekly categories like visitor visas, study permits, work permits, and PR cards were last updated on September 9.

    The September data lands alongside a busy period for Canadian immigration, including the first Express Entry draw of September that issued 2,000 CEC invitations on September 1 and new immigration and refugee rules taking effect on September 7.

    This roundup also includes caregiver processing times for the first time, with the consolidated figure sitting at 76 months and approximately 36,900 applicants waiting for a decision.

    Incomplete applications may be delayed or returned, making thorough preparation especially important during lengthy processing periods. Review the common refusal reasons before submitting any application.

    Below is a full breakdown of every processing time in the September 2026 release.

    Citizenship Processing Times (Updated Monthly)

    Application TypePeople Waiting (Change)Processing Time (Sept 3, 2026)Change Since Last Month
    Citizenship grant~327,100 (-1,100)12 monthsNo change
    Citizenship certificate*~136,000 (+14,200)33 months+8 months
    Resumption of citizenshipNot availableNot enough dataNo change
    Renunciation of citizenshipNot available4 monthsNo change
    Search of citizenship recordsNot available18 months+1 month
    * Applicants residing outside Canada or the United States may face longer processing windows.

    The citizenship certificate surge is the defining story of the September release, adding eight months of processing time in a single cycle while the queue grew by 14,200 people.

    This category has now risen from 10 months in March to 33 months in September, an increase of 23 months in half a year.

    Meanwhile, the citizenship grant queue contracted by 1,100 applicants, the first meaningful decline since April 2026.

    Permanent Resident Card Processing Times (Updated Weekly)

    Application TypeProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 21
    New PR card37 days-3 days-25 days
    PR card renewal38 days-1 day+9 days

    Family Sponsorship Processing Times (Updated Monthly)

    CategoryPeople Waiting (Change)Processing Time (Sept 3, 2026)Change Since Last Month
    Spouse/common-law inside Canada (non-Quebec)~54,700 (-2,100)26 months-1 month
    Spouse/common-law inside Canada (Quebec)~14,200 (+200)32 monthsNo change
    Spouse/common-law outside Canada (non-Quebec)~62,600 (+4,600)18 months+1 month
    Spouse/common-law outside Canada (Quebec)~19,200 (+200)33 monthsNo change
    Parents/grandparents (non-Quebec)~37,500 (-1,500)28 months-1 month
    Parents/grandparents (Quebec)~10,300 (-100)63 months-1 month

    The spousal sponsorship for applicants outside Canada, outside Quebec, rose by one month to 18 months, while the queue added 4,600 applicants, the largest single-month jump in any family sponsorship stream this cycle.

    Humanitarian and Compassionate And Protected Persons (Updated Monthly)

    CategoryPeople Waiting (Change)Processing Time (Sept 3, 2026)Change Since Last Month
    H&C outside Quebec~57,900 (+2,100)More than 10 yearsNo change
    H&C in Quebec~20,400 (+300)More than 10 yearsNo change
    Protected persons inside Canada (outside Quebec)~86,100 (-6,100)About 13 monthsNo change
    Protected persons inside Canada (in Quebec)~42,100 (+200)More than 10 yearsNo change
    Dependants of protected persons (outside Quebec)~60,900 (+200)About 41 months+1 month
    Dependants of protected persons (in Quebec)~22,600 (+200)More than 10 yearsNo change

    The protected persons queue outside Quebec shrank by 6,100 applicants for the second consecutive month, matching the August reduction and suggesting IRCC has dedicated sustained processing capacity to this stream.

    Permanent Residency Processing Times (Updated Monthly)

    CategoryPeople Waiting (Change)Processing Time (Sept 3, 2026)Change Since Last Month
    Canadian Experience Class (CEC)~58,900 (-800)6 monthsNo change
    Federal Skilled Worker Program (FSWP)~53,800 (+1,400)7 months+1 month
    Federal Skilled Trades Program (FSTP)Not availableNot enough dataNo change
    PNP (Express Entry)~12,800 (+1,000)7 monthsNo change
    Non-Express Entry PNP~101,500 (-900)13 monthsNo change
    Quebec Skilled Worker (QSW)~20,400 (-800)11 monthsNo change
    Quebec Business Class~3,700 (No change)75 monthsNo change
    Federal Self-Employed**~8,000 (No change)More than 10 yearsNo change
    Atlantic Immigration Program (AIP)~11,800 (-300)26 monthsNo change
    Start-Up Visa**~47,500 (-100)More than 10 yearsNo change
    ** These programs are paused. Applicants already in the queue continue to be processed.

    The FSWP reversal to seven months, adding one month after reaching six months for the first time in 2026 in August, is a setback for applicants who saw the improvement as a sign of sustained momentum.

    The queue also grew by 1,400 applicants to approximately 53,800.

    Caregiver Processing Times (Updated Monthly)

    IRCC publishes a single consolidated processing time for all caregiver permanent residence programs.

    This covers the Home Care Worker Immigration Pilots, the Home Child Care Provider Pilot, the Home Support Worker Pilot, the Interim Pathway for Caregivers, the Caring for Children Pilot, and the Live-in Caregiver Program. This is the first time our monthly processing times roundup includes this category.

    CategoryPeople WaitingProcessing Time (Sept 3, 2026)Notes
    Caregivers: All programs~36,90076 monthsFirst time in our roundup

    The 76-month timeline and a queue of approximately 36,900 applicants underscore the depth of the backlog in caregiver permanent residence programs.

    Temporary Visa Processing Times (Updated Weekly)

    IRCC updates temporary residence processing times on a weekly basis, and the figures below reflect data as of September 9, 2026.

    We will update this section as soon as IRCC publishes new weekly data, so check back regularly for the latest numbers.

    Visitor Visas From Outside Canada

    CountryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    India31 daysNo change-51 days
    United States18 days-2 days-7 days
    Nigeria84 days+4 days+44 days
    Pakistan73 days-5 days+17 days
    Philippines19 days+1 day+3 days

    Visitor Visa and Extensions From Inside Canada

    CategoryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    Visitor visa (from inside Canada)11 daysNo change-10 days
    Visitor record extension403 days-7 days+242 days

    Visitor record extensions eased to 403 days from 410 last week, but the figure remains 242 days above the January 28 level and nearly double the reading recorded on July 22, highlighting how sharply this category deteriorated over the summer months.

    Super Visa Processing Times

    CountryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    India69 days+3 days-181 days
    United States66 days-50 days-121 days
    Nigeria44 days-8 days+6 days
    Pakistan132 days-7 days-6 days
    Philippines64 days-29 days-52 days

    The United States super visa plunged by 50 days in a single week, from 116 to 66 days, the largest one-week improvement recorded in any temporary category across the weekly September release.

    Study Permit Processing Times From Outside Canada

    CountryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    India5 weeksNo changeNo change
    United States6 weeks+1 week+1 week
    Nigeria9 weeksNo change+4 weeks
    Pakistan7 weeksNo change+3 weeks
    Philippines5 weeks+1 weekNo change

    Study Permit From Inside Canada and Extensions

    CategoryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    Study permit (from inside Canada)7 weeks-1 weekNo change
    Study permit extension64 daysNo change-40 days

    The inland study permit decreased by one week to 7 weeks.

    New study permit proof of funds requirements took effect on September 1, which may affect upcoming application volumes.

    Work Permit Processing Times From Outside Canada

    CountryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    India10 weeksNo change+1 week
    United States2 weeksNo change-1 week
    Nigeria10 weeks+1 week+3 weeks
    Pakistan8 weeks+1 week-12 weeks
    Philippines7 weeksNo change+1 week

    India work permit processing stays at 10 weeks, the highest level for Indian applicants in this category since the March 2026 data.

    Work Permit From Inside Canada and Other Categories

    CategoryProcessing Time (Sept 9, 2026)Change Since Last WeekChange Since January 28, 2026
    Work permit from inside Canada (initial and extension)110 days-3 days-131 days
    Seasonal Agricultural Worker Program (SAWP)102 days+1 day+95 days
    International Experience Canada (IEC)6 weeksNo change-2 weeks
    Electronic Travel Authorization (eTA)5 minutesNo changeNo change

    Inland work permits continued their sustained decline at 110 days, now 131 days below the January 28, 2026 level and two days lower than the August 26 update.

    The sustained improvement in this category remains one of the most significant positive trends across the entire 2026 processing dataset.

    Most eTA applications show a processing time of about 5 minutes. Some applications require additional processing, in which case IRCC says applicants will receive an email within 72 hours with next steps.

    The September 2026 IRCC processing times reveal a system delivering targeted improvements in some categories while the citizenship certificate crisis accelerates beyond any prior benchmark.

    Inland work permits at 110 days, CEC holding steady at six months, parents and grandparents sponsorship declining for the fifth consecutive month, and the super visa processing improvement are all positive indicators that IRCC is clearing backlogs in targeted streams.

    However, the 33-month citizenship certificate timeline, the FSWP reversal to seven months, the 403-day visitor record extension, and spousal sponsorship outside Canada adding 4,600 applicants to its queue suggest that capacity constraints are deepening in several high-volume categories, a pattern that has intensified across every monthly release since May.

    Applicants should file early, submit complete documentation, and check their IRCC portals regularly to stay ahead of any requests that could extend their wait.

    For the latest developments on Canadian immigration news, evolving policy landscapes, and IRCC processing times, save this page and return regularly as new weekly and monthly data drops throughout 2026.

    Frequently Asked Questions (FAQs)

    Why has citizenship certificate processing surged to 33 months when it was 10 months in March 2026?

    Citizenship certificate processing climbed by eight months in a single reporting cycle to reach 33 months, up from 25 months in August and 10 months in March 2026. Over the same six-month period, the queue grew by approximately 85,100 applicants, from about 50,900 in March to 136,000 in September. The sustained acceleration is largely tied to the volume of applications under the Bill C-3 citizenship-by-descent provisions, which removed the first-generation limit in December 2025 and triggered an unprecedented surge in certificate applications from abroad.

    Why did the Federal Skilled Worker Program go back up to 7 months after improving to 6 months in August?

    The FSWP processing time returned to seven months in September after briefly dropping to six months in August for the first time in 2026. The queue also grew by 1,400 applicants to approximately 53,800, reversing the August decline of 3,400. This suggests the one-month improvement in August may have reflected a temporary clearing burst rather than a sustained capacity shift, and applicants should expect seven months as the more stable baseline for this stream heading into fall 2026.

    What is the caregiver processing time and why is it included in this roundup for the first time?

    IRCC publishes a single consolidated processing time for all caregiver permanent residence programs, covering the Home Care Worker Immigration Pilots, the Home Child Care Provider Pilot, the Home Support Worker Pilot, the Interim Pathway for Caregivers, the Caring for Children Pilot, and the Live-in Caregiver Program. The combined estimate is 76 months with approximately 36,900 applicants in the queue. This is the first time our monthly processing times roundup includes this category, which is why no month-over-month comparison appears in the table above.

    Are visitor record extensions actually starting to come down?

    Visitor record extensions dropped to 403 days in the September 9 update, 7 days lower than the September 2 reading of 410 days. While the weekly decline is the largest in recent updates, the figure remains 242 days above the January 28, 2026, level and nearly double the reading from July 22. The modest decline suggests IRCC is beginning to chip away at the extension backlog, but a sustained return below 300 days would require multiple consecutive weeks of similar reductions, which has not yet materialized in the 2026 data.

    How often does IRCC update processing times and when will the next refresh happen?

    IRCC updates temporary residence processing times on a weekly basis, typically releasing new data on Tuesdays or Wednesdays. The figures in this article reflect the September 2 weekly data and the September 3 monthly data. Weekly updates cover visitor visas, study permits, work permits, super visas, electronic travel authorizations, PR cards, and all related subcategories like inland applications and extensions. Monthly categories like citizenship, family sponsorship, humanitarian and compassionate claims, and permanent residency through economic programs are updated once per month and will next be refreshed in October 2026. Save this page and check back regularly to see the latest weekly numbers as they become available.

    Fact-checked: All processing times, queue figures, and comparison data in this article are sourced directly from the official IRCC processing time tool updated on September 3, 2026 (monthly categories) and September 9, 2026 (weekly categories).

    Disclaimer: This article is for informational purposes only and does not constitute legal or immigration advice. Consult a regulated immigration professional for guidance on your specific case.


    Kamal Deep Singh, RCIC Avatar

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  • 4 New Canada EI Rules Now In Effect Amid U.S. Tariffs

    4 temporary Employment Insurance measures designed to support Canadian workers affected by U.S. tariffs and economic disruption are now in effect across Canada.

    These measures change how quickly workers can start receiving EI, how severance and other separation payments interact with benefits, how many weeks of benefits certain long-tenured workers can collect, and how employers can use an expanded Work-Sharing program to avoid layoffs altogether.

    Not all four measures started at the same time, and they do not all share the same expiry date.

    The waiting-period waiver and separation-earnings measure have applied since March 30, 2025, while the long-tenured-worker measure applies to qualifying claims starting June 15, 2025.

    All three currently run through October 10, 2026. The measures were extended once to April 2026 and then extended again through October 10, 2026.

    The Work-Sharing tariff special measures operate on a separate timeline and currently run through March 31, 2028.

    Here is what each measure does, who qualifies, and what workers and employers need to know right now.

    Measure 1: Temporary Waiver Of The EI Waiting Period

    Under normal Employment Insurance rules, new claimants must serve a one-week unpaid waiting period before benefits become payable.

    The government describes this waiting period as comparable to a deductible on other types of insurance.

    Under the temporary measure, the waiting period is waived for all new EI claims that start between March 30, 2025, and October 10, 2026.

    In practical terms, a worker who loses their job and files an EI claim within this window may begin receiving payable benefits sooner rather than forfeiting the first otherwise-payable week to the waiting period.

    There is one exception: a claimant may still choose to serve the waiting period if doing so is to their advantage because of a top-up from a Supplemental Unemployment Benefit plan provided by their employer.

    Measure 2: Temporary Suspension Of Separation Earnings Allocation

    When an employee is permanently or temporarily separated from employment, the employer may pay out various amounts related to the end of the working relationship.

    Under normal EI rules, these separation earnings are allocated starting from the week of separation, which can delay or reduce the start of EI benefit payments.

    What Counts As Separation Earnings

    The temporary measure covers the following types of separation earnings: severance pay, vacation pay, pay in lieu of notice, closure bonuses, and sick leave credits.

    What The Temporary Rule Does

    For claims or allocations that start between March 30, 2025, and October 10, 2026, earnings from separation are not deducted from EI benefits.

    This is a significant change for workers who receive a lump-sum severance package or accumulated vacation payout at the time of layoff.

    Under the normal rules, such payments could push the start of EI benefits out by several weeks, since the separation earnings would be allocated to cover the weeks immediately following the job loss.

    Under the temporary measure, those same payments do not create a delay or reduction in EI benefit payments for qualifying claims within the eligible window.

    Workers should not assume that receiving a severance package prevents them from applying for EI during this period.

    Measure 3: Up To 20 Extra EI Weeks For Long-Tenured Workers

    The third temporary measure provides qualifying long-tenured workers with up to 20 additional weeks of EI regular benefits, potentially increasing the maximum entitlement from the standard 45 weeks to 65 weeks.

    Who Qualifies

    To receive the additional weeks, a worker must meet all three conditions.

    • Condition 1: The EI claim must start between June 15, 2025, and October 10, 2026.
    • Condition 2: The claimant must have received at least one week of EI regular benefits on their claim.
    • Condition 3: The claimant must meet the definition of a long-tenured worker.

    Long-Tenured Worker Definition

    Service Canada considers a claimant a long-tenured worker if they received fewer than 36 weeks of EI regular or fishing benefits in the three years before the start of their current claim and paid at least 30% of the annual maximum EI premiums for at least 7 of the 10 years before the year their claim starts.

    This definition targets workers with a long, consistent history of EI contributions who have not relied heavily on EI benefits in recent years.

    How The Extra Weeks Work

    The 20 additional weeks are not automatically given to every EI claimant.

    Only workers who meet all three qualifying conditions receive the extension.

    If a worker qualifies, Service Canada adds the extra weeks automatically and extends the period during which benefits can be received by 20 weeks as well.

    Regional unemployment-rate requirements and insurable-hours thresholds continue to apply for the initial EI claim eligibility determination.

    The extra weeks add to whatever entitlement the claimant already qualified for under the standard rules.

    Measure 4: Expanded Work-Sharing For Tariff-Affected Businesses

    The fourth measure is fundamentally different from the first three because it is not a standard EI regular-benefit claim.

    Work-Sharing is an EI-supported program that helps employers and employees avoid layoffs when a business experiences a temporary decrease in its normal level of activity that is beyond the employer’s control.

    Instead of laying off workers, the employer temporarily reduces working hours for a group of employees, and EI provides income support for the hours those employees are not working.

    How Work-Sharing Differs From A Regular EI Claim

    In a standard layoff scenario, the worker files an individual EI claim and receives benefits while looking for new employment.

    In a Work-Sharing arrangement, the worker remains employed at the same business, works reduced hours, and receives EI benefits to partially replace the lost income from those reduced hours.

    All employees participating in the agreement must experience a minimum 10% reduction to their normal weekly earnings.

    What The Tariff Special Measures Changed

    The tariff-related special measures, originally implemented in response to the U.S. tariff situation, have been extended and now remain in effect through March 31, 2028.

    Under the normal Work-Sharing rules, agreements can last up to 26 weeks with a possible 12-week extension, for a maximum of 38 weeks.

    Under the tariff special measures, agreements can be extended to a maximum total of 152 weeks.

    The minimum agreement duration has been shortened from 6 weeks to 4 weeks.

    Mandatory cooling-off periods between successive Work-Sharing agreements are waived while the special measures remain in place.

    Expanded Employer Eligibility

    Under the tariff special measures, businesses that have been operating in Canada for one year can qualify, compared with the normal Work-Sharing requirement for a year-round business to have operated in Canada for at least two years.

    Non-profit and charitable organizations experiencing a reduction in revenue as a direct or indirect result of the tariffs are now included.

    Cyclical and seasonal employers are eligible.

    Employers experiencing a decrease in work activity over the past six months of less than 10% may qualify, and utilization of Work-Sharing may exceed 60% in those circumstances.

    Expanded Employee Eligibility

    Seasonal and cyclical employees who are not year-round permanent staff can now participate in Work-Sharing agreements under the tariff special measures.

    Employees assisting the employer’s recovery efforts are also eligible.

    All participating employees must still be eligible for EI benefits, and the employer needs a minimum of two EI-eligible employees who agree to reduced hours.

    Why These Measures Matter Now

    Canada’s ongoing trade dispute with the United States has affected multiple sectors of the Canadian economy, including steel, aluminium, automotive, lumber, agriculture, and consumer goods.

    The latest round of Canadian counter-tariffs took effect in September 2026, adding further uncertainty to supply chains and businesses on both sides of the border.

    Payroll employment data from Statistics Canada showed a combined decline of nearly 70,000 payroll jobs in February and March 2026, with notable losses in accommodation, food services, construction, and retail.

    The federal government has extended these temporary EI measures as part of its response to economic uncertainty and tariff-related disruption.

    Working in a tariff-exposed sector does not by itself make a worker eligible for EI benefits; standard EI eligibility requirements, including insurable hours and the circumstances of job loss, continue to apply.

    Another New EI Support Measure Is Coming

    The federal government has announced the Workforce Retention and Retraining Program, which will combine the Work-Sharing Program and the existing Worker Retention Grant into a single program.

    Under the proposed WRRP, participating EI-eligible workers whose hours are reduced will receive income support equivalent to 70% of their lost earnings, compared with the standard calculation under current Work-Sharing.

    Participating employers may receive up to $1,000 per worker for eligible training and administrative costs.

    The WRRP page on canada.ca, published September 4, 2026, uses future-tense language throughout, indicating the program has not yet officially launched.

    Until the WRRP comes into effect, the existing Work-Sharing Program and Worker Retention Grant will continue to operate with additional flexibilities, including eligibility for employers that need to transform, retool, or diversify.

    The WRRP is not counted among the four measures currently in effect because it has not yet been implemented as of this article’s publication date.

    What Canadian Workers Should Do If Their Hours Are Cut Or They Lose Their Job

    Apply for EI as soon as employment stops.  Do not wait for your Record of Employment; Service Canada says you can apply even if you have not yet received it.

    Do not assume severance prevents you from applying.  Under the temporary separation-earnings measure, severance pay, vacation pay, and other qualifying separation payments are not deducted from EI benefits for claims within the eligible window.

    Check whether your employer participates in Work-Sharing.  If your hours are being reduced rather than eliminated, Work-Sharing may allow you to keep your job while receiving EI support for the hours you are not working.

    Determine whether you qualify as a long-tenured worker.  If you have paid at least 30% of the annual maximum EI premiums for at least 7 of the 10 years before the year your claim starts, received fewer than 36 weeks of EI regular or fishing benefits in the 3 years before your claim, and meet the other conditions, you may receive up to 20 additional weeks of regular benefits.

    Complete biweekly reports on time.  Missing a report can interrupt or delay your benefit payments regardless of whether you qualified under a temporary measure.

    Gather documentation.  Have your Social Insurance Number, banking details, and information about any severance or separation payments ready before you apply.

    Remember that eligibility is case-specific.  Service Canada makes all EI entitlement decisions based on the individual facts of each claim, including regional unemployment rates, insurable hours, and the circumstances of the job loss.

    Summary Of The 4 Temporary EI Measures

    EI MeasureWhat ChangedWho May BenefitCurrent Effective Period
    Waiting period waiverThe normal 1-week unpaid waiting period is waived.Claimants establishing a new EI claim within the eligible windowClaims starting March 30, 2025, to October 10, 2026
    Separation earnings suspensionSeverance, vacation pay, pay in lieu of notice, closure bonuses, and sick leave credits are not deducted from EI benefits.Workers receiving qualifying separation paymentsClaims or allocation starting March 30, 2025, to October 10, 2026
    Extra weeks for long-tenured workersUp to 20 additional weeks of regular benefits, to a maximum of 65 weeks totalLong-tenured workers meeting contribution and claim-history requirementsClaims starting June 15, 2025, to October 10, 2026
    Work-Sharing tariff special measuresAgreements up to 152 weeks; expanded employer and employee eligibility; cooling-off periods waivedEmployers and EI-eligible employees in tariff-affected businessesMarch 7, 2025, to March 31, 2028
    Source: Temporary Employment Insurance measures and Work-Sharing Program, Government of Canada.

    As Canada continues responding to tariff-related economic uncertainty, these temporary EI measures can provide important income support for workers facing layoffs, reduced hours, or employment disruption.

    Workers should check which measure applies to their situation, apply for EI promptly when eligible, and confirm whether their employer is using Work-Sharing before assuming reduced hours automatically qualify for regular benefits.

    With several temporary EI measures currently scheduled to end on October 10, 2026, affected workers should stay informed about any further federal extensions or changes.

    Frequently Asked Questions (FAQs)

    Do I still have to wait one week before receiving EI in Canada?

    Not if your claim starts between March 30, 2025, and October 10, 2026. The temporary measure waives the normal one-week waiting period for all new EI claims within this window, meaning you may start receiving payable benefits sooner.
    The one exception is if you have a Supplemental Unemployment Benefit plan from your employer that makes it advantageous to serve the waiting period.

    Will severance pay delay my EI benefits under the temporary rules?

    For claims or allocations starting between March 30, 2025, and October 10, 2026, separation earnings, including severance pay, vacation pay, pay in lieu of notice, closure bonuses, and sick leave credits, are not deducted from your EI benefits.
    Under normal rules, these payments are allocated from the week of separation and can push back the start of EI.
    Under the temporary measure, that allocation is suspended, so these payments should not delay or reduce your benefits for qualifying claims within the eligible period.

    Who can receive the additional 20 weeks of EI?

    The extra 20 weeks are available to long-tenured workers whose claims start between June 15, 2025, and October 10, 2026, who have received at least one week of EI regular benefits, who used fewer than 36 weeks of EI regular or fishing benefits in the three years before the claim, and who paid at least 30% of the annual maximum EI premiums in at least 7 of the 10 years before the claim year.
    Not every EI claimant qualifies; the measure targets workers with a long, consistent contribution history and limited recent EI use.

    Can I receive EI if my employer reduces my hours because of tariffs?

    If your employer has entered into a Work-Sharing agreement with Service Canada, you can remain employed at reduced hours while receiving EI benefits for the hours you are not working.
    Your employer must apply and have the agreement approved by Service Canada, and all participating employees must agree to the reduced schedule and share the available work.
    If your employer simply reduces your hours without an approved Work-Sharing agreement, that reduction alone does not necessarily make you eligible for EI regular benefits.
    Under the general EI rules, a claimant normally needs an interruption of earnings, which generally requires at least seven consecutive days with no work and no earnings from that employer, along with the other eligibility requirements.

    How long will Canada’s temporary EI tariff measures remain in effect?

    The waiting-period waiver applies to new claims starting between March 30, 2025, and October 10, 2026.
    The separation-earnings measure applies if the claim or the allocation starts within that period, while the extra-week measure applies to qualifying long-tenured-worker claims starting between June 15, 2025, and October 10, 2026.
    The Work-Sharing tariff special measures run on a separate, longer timeline and are currently in effect through March 31, 2028.
    No further extension beyond these currently published end dates has been announced as of publication.

    Fact-checked against the Government of Canada’s Temporary Employment Insurance measures page (updated April 9, 2026), the Work-Sharing Program page (updated September 4, 2026), and the Workforce Retention and Retraining Program page (published September 4, 2026).

    Disclaimer: This article is for informational purposes only and does not constitute legal, employment, or financial advice. EI eligibility is determined by Service Canada on a case-by-case basis. Contact Service Canada directly for assistance with your specific claim.


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  • These International Students In Canada Set To Face Increased Scrutiny

    Immigration, Refugees and Citizenship Canada is increasing scrutiny on study permit extension applications filed by international students whose original permits were processed through the now-cancelled Student Direct Stream.

    The shift follows a 2026 Auditor General performance audit that uncovered significant integrity gaps in how SDS applications were originally screened and how extension requests from those applicants were later handled.

    IRCC has agreed to review former SDS extension applicants with what the department describes as a renewed risk lens, using an advanced analytics model to triage cases by risk and complexity.

    IRCC’s action plan scheduled the launch of compliance investigations into higher-risk SDS-linked study permit extension cases by September 2026, while several other enforcement measures are scheduled through fall 2026

    This article explains who is affected, what the audit found, what IRCC plans to do, and what current international students should do to protect their status.

    What Was The Student Direct Stream

    The Student Direct Stream was an expedited study permit processing pathway launched in 2018 and eventually made available to legal residents living in 14 designated countries.

    Eligible applicants who met the stream’s documentary and eligibility requirements were processed under a 20-calendar-day service standard.

    IRCC cancelled the Student Direct Stream on November 8, 2024, citing integrity concerns and the goal of ensuring all applicants are assessed on an equal footing.

    Countries That Were Eligible Under SDS

    The 14 countries whose legal residents could apply through the Student Direct Stream were Antigua and Barbuda, Brazil, China, Colombia, Costa Rica, India, Morocco, Pakistan, Peru, the Philippines, Senegal, St. Vincent and the Grenadines, Trinidad and Tobago, and Vietnam.

    However, the distribution of approved SDS applications was heavily concentrated in one country.

    Metric20222023
    Indian nationals as share of SDS approvals96%96%
    Total SDS applications approved152,706232,764
    Indian nationals as share in 202487% (of 46,848 total SDS approvals in 2024)
    Source: Auditor General of Canada, International Student Program Reforms report, Exhibit 9.

    The figures make clear that while 14 countries were technically eligible, Indian nationals overwhelmingly dominated the SDS in every year it operated.

    Why Former SDS Approvals Are Receiving Attention Now

    The Auditor General’s performance audit of International Student Program reforms identified specific integrity problems tied to how SDS applications were originally processed.

    The Light-Touch Problem

    Applications processed under the Student Direct Stream received what the audit described as a light-touch eligibility review by processing officers.

    In the case of applicants from India, this light-touch approach did not match the high-risk profile that IRCC’s own risk assessment units had assigned to the country.

    IRCC identified integrity risks in the Student Direct Stream as early as 2022 and by August 2023 had flagged that the stream was being targeted by non-genuine students.

    Despite these internal warnings, no corrective action was taken during that period.

    Approval rates for Indian nationals processed through SDS rose from 61% in 2022 to 98% in 2024, even as the country remained classified as high risk.

    Key Auditor General Findings On Fraud And Extensions

    The audit produced several findings that explain why IRCC is now tightening its approach to former SDS extension applications.

    • Finding 1: In three separate investigations, IRCC identified 800 approved study permits issued between 2018 and 2023 where applicants had used fraudulent documentation or misrepresented information to gain entry to Canada.
    • Finding 2: Of those 800 confirmed fraud cases, 541 permits (68%) had originally been approved through the Student Direct Stream.
    • Finding 3: Former SDS applicants represented 56% of the 43 sampled extension applications involving students starting new programs.
    • Finding 4: They accounted for 17 of 19 approved extensions in the audit sample where indicators of potential ineligibility were present, such as insufficient financial documentation.
    • Finding 5: Of the 800 individuals identified as having used fraudulent documents, 92% had applied for or received other immigration permits after arriving in Canada, including 124 permanent residence applications (105 approved) and 110 asylum claims.

    The department did not consider acting in any of the 800 cases at the time, and no alerts were placed on these individuals’ immigration files for future applications.

    Important Context

    These findings do not mean that every student who received a study permit through the Student Direct Stream committed fraud or misrepresentation.

    Hundreds of thousands of students were approved through SDS over several years, and the confirmed fraud cases represent a subset of those approvals.

    The audit findings do, however, explain why IRCC has concluded that its previous approach to screening extension applications from this group was insufficient.

    What IRCC Is Doing About It

    IRCC’s management action plan, presented to the Standing Committee on Citizenship and Immigration, lays out specific timelines and measures.

    Renewed Risk Lens For Former SDS Extension Applicants

    IRCC agreed to assess extension applications from former Student Direct Stream applicants with a renewed risk lens and ensure assessment is based on study permit requirements.

    This means former SDS extension applications will be assessed using a renewed risk lens, while applications identified as higher risk or more complex will be routed to officers assigned to process those cases.

    Advanced Analytics Model For Triage

    IRCC launched an advanced analytics model in November 2025 that triages study permit extension applications based on risk and complexity.

    The model assigns higher-risk or more complex applications to officers with the corresponding level of expertise, rather than routing all extension requests through the same generalized review.

    Model updates were scheduled for implementation in summer 2026, with a quality assurance exercise to validate outcomes planned for fall 2026.

    Compliance Investigations Launching By September 2026

    IRCC’s action plan scheduled the identification of volumes and scope for higher-risk compliance investigations by June 2026.

    The launch of study permit compliance investigations targeting higher-risk SDS-linked extension cases was scheduled for September 2026.

    Separately, IRCC committed to completing reviews of cases identified in the audit and adding information alerts to the files where applicable by September 30, 2026.

    New Program Delivery Instructions on misrepresentation were also scheduled for publication by September 2026.

    IRCC is centralizing the function responsible for pursuing potential misrepresentation related to letters of acceptance, with full implementation targeted for September 30, 2026.

    The department is also working with the Canada Border Services Agency to develop a strategy for increasing enforcement action on non-compliance in the student stream, with implementation planned for December 2026.

    Who Is Most Directly Affected

    The students most directly affected by these changes are those currently in Canada on study permits that were originally issued through the Student Direct Stream and who need to apply for a study permit extension.

    This includes students extending their current program because they need more time to complete it and students starting a new program after finishing an initial one.

    Given that 96% of SDS approvals in 2022 and 2023 were Indian nationals, this group will be disproportionately represented among those subject to the renewed risk lens.

    However, the policy change applies to all former SDS applicants regardless of nationality, covering all 14 eligible countries.

    As of September 2025, an estimated 675,070 international students with post-secondary study permits remained in Canada, according to IRCC data cited in the audit.

    What Higher-Risk Triage Does And Does Not Mean

    The advanced analytics model triages extension applications by risk and complexity to determine the level of officer review each case receives.

    This is a risk-sorting mechanism, not an automatic refusal system.

    What It Means

    Applications identified as higher risk will be assigned to officers with expertise in reviewing complex or potentially non-compliant cases.

    These officers may conduct a more thorough review of financial documentation, enrollment history, academic progress, and compliance with study permit conditions.

    Officers may request additional information or documentation before making a decision.

    What It Does Not Mean

    IRCC has not announced automatic refusals for former SDS applicants. There is no published policy requiring mandatory interviews for all former SDS extension applicants.

    A blanket document request to every former SDS student has not been described in any official IRCC communication reviewed for this article.

    Being flagged as higher risk through the triage model means the application receives a more detailed review, not that it will be refused.

    Does An SDS Approval Automatically Create a Problem?

    A big NO!

    Having originally been approved through the Student Direct Stream does not, by itself, mean a student committed fraud, misrepresented information, or failed to comply with study permit conditions.

    The audit identified systemic weaknesses in how the stream was administered, particularly the mismatch between the light-touch processing approach and the high-risk profile of the primary source country.

    The renewed risk lens is intended to apply the scrutiny that should have been applied during the original processing stage, not to presume guilt on the part of every former SDS student.

    Students who have genuinely pursued their studies, maintained enrollment at a designated learning institution, and met all permit conditions can demonstrate compliance through their records.

    Will Every Study Permit Extension Receive Additional Scrutiny

    Not necessarily, the advanced analytics model triages extension applications by risk and complexity so they can be assigned to officers with the corresponding level of expertise.

    Separately, IRCC has committed to assessing extension applications from former SDS applicants with a renewed risk lens.

    Students whose original permits were not processed through the SDS are not the primary target of this particular measure, though IRCC’s broader integrity reforms affect the entire international student population.

    What Current Students Should Do

    Current international students in Canada should take three practical steps in response to these developments.

    First, confirm your compliance status by verifying that you are actively pursuing studies at the designated learning institution listed on your study permit, that your enrollment is current, and that you are meeting the conditions of your permit.

    Second, organize your records now rather than waiting until IRCC contacts you, because producing records on demand is far easier when they have been maintained in an orderly way throughout your studies.

    Third, if you are planning to apply for a study permit extension, prepare a complete application with strong supporting documentation showing that you meet all eligibility requirements, including the financial threshold.

    If you have already received a procedural fairness letter or a request for information from IRCC, respond carefully within the stated deadline and consider obtaining professional immigration advice.

    Helpful Tips For International Students In Canada

    The following guidance applies to all international students, not only those who entered through the Student Direct Stream.

    In an environment of increased compliance enforcement, maintaining organized and truthful records is one of the most practical ways to demonstrate that you have complied with your study permit conditions.

    Why Record-Keeping Matters More Than You Think

    Even a completely genuine international student should maintain organized, contemporaneous records showing compliance with study permit conditions.

    Simply stating that you are a genuine student may not be sufficient if IRCC later asks for evidence of your academic activity, financial situation, or program history.

    Genuine students can still be caught off guard if they assume their compliance will be self-evident and therefore do not keep records readily available.

    The safest approach is to maintain truthful, contemporaneous records as events occur so you can demonstrate compliance if IRCC asks for evidence.

    Never create, alter or backdate documents simply to make a file appear stronger.

    Records You Should Retain

    Keep copies of these documents throughout your stay in Canada, organized by date and category.

    • Letters of acceptance and enrollment confirmations from your designated learning institution.
    • Transcripts and academic records for every term of study.
    • Attendance records where your institution makes them available.
    • Tuition payment receipts showing amounts paid, dates, and the institution name.
    • Course registration records and proof of full-time or authorized part-time status each semester.
    • Emails or correspondence with your school regarding academic matters, program changes, or leaves of absence.
    • Records explaining authorized leaves, program changes, or gaps in studies, including any written approval from your institution.
    • Study permit copies, extension submissions, and IRCC confirmation receipts.
    • Proof of address and residence history in Canada, such as lease agreements or utility bills.
    • Genuine financial records used for your applications, including bank statements and GIC documentation.
    • Co-op or work authorization records where applicable, including employer letters and pay stubs.
    • Records relating to school transfers or changes of program, including new letters of acceptance and any communications with IRCC about the change.
    • Copies of every document you have submitted to IRCC and any correspondence received from IRCC, including acknowledgement letters and requests for additional information.

    What You Should Never Do

    Never create, alter, backdate, or manufacture evidence to support an immigration application or respond to an IRCC inquiry.

    Submitting fraudulent or misrepresented documents can result in a finding of misrepresentation under the Immigration and Refugee Protection Act, a five-year ban from applying to Canada, refusal of the current application, and potential removal from Canada.

    If you realize that a previous application contained an error or omission, consult a Regulated Canadian Immigration Consultant or immigration lawyer about how to address it rather than attempting to correct it on your own in a way that could be interpreted as further misrepresentation.

    If IRCC Contacts You

    If IRCC issues a request for information, a procedural fairness letter, or raises any concern about your eligibility, compliance, or potential misrepresentation, take the communication seriously.

    Read the letter carefully and identify exactly what IRCC is asking or alleging. Note the deadline for your response and do not miss it.

    Gather the specific documents and evidence that address the concern raised.

    Consider obtaining professional immigration advice from a Regulated Canadian Immigration Consultant or an immigration lawyer before submitting your response.

    Respond within the deadline with organized, truthful documentation that directly addresses the points raised by IRCC.

    With IRCC’s new risk-based approach and compliance investigations scheduled for September 2026, former SDS students applying to extend their study permits should be prepared for closer review of their eligibility and compliance history.

    The key takeaway is simple: genuine students should not panic, but they should keep clear, truthful records and be ready to demonstrate that they have followed their study permit conditions if IRCC asks for evidence.

    As Canada continues tightening integrity controls across the international student program, staying compliant, organized, and informed will become increasingly important.

    Frequently Asked Questions (FAQs)

    Can IRCC refuse my study permit extension solely because my original permit was issued through SDS?

    IRCC has not announced a policy of automatic refusals for former SDS applicants. Having an SDS-issued permit means your extension may receive a more detailed review under the renewed risk lens, but the decision still depends on whether you meet the eligibility requirements for an extension, including financial capacity and active pursuit of studies.
    A refusal would need to be based on specific grounds under the Immigration and Refugee Protection Act, not simply on the stream through which the original permit was processed.

    I entered Canada through SDS and have followed all the rules. Should I be worried?

    Students who have maintained the enrollment required by their permit, actively pursued their studies, documented any authorized leave or permitted gap, complied with applicable work limits, and met the requirements for their extension are in the strongest position to demonstrate compliance.
    The renewed risk lens means your application may be reviewed more carefully, but meeting all eligibility requirements remains the standard for approval.
    The most important step you can take now is to organize your records so that you can readily demonstrate compliance if asked.

    Does the Auditor General’s 68% fraud finding mean most SDS students used fraudulent documents?

    No, The 68% figure means that of 800 specific confirmed fraud cases identified through three IRCC investigations, 541 of those 800 cases involved permits originally approved under the Student Direct Stream. It does not mean that 68% of all SDS students committed fraud.
    Hundreds of thousands of study permits were approved through SDS between 2018 and 2024, and the 800 confirmed cases represent a small fraction of total SDS approvals.

    When will IRCC’s compliance investigations into SDS-linked extensions actually begin?

    According to IRCC’s management action plan, the department was scheduled to identify the volume and scope of investigations by June 2026 and launch study permit compliance investigations in September 2026.
    The quality assurance exercise to validate the advanced analytics model outcomes is planned for fall 2026.
    The advanced analytics model has been in use since November 2025. Separately, IRCC’s action plan scheduled SDS-linked compliance investigations to launch by September 2026 and a quality-assurance exercise on the model for fall 2026.

    Should I hire an immigration consultant or lawyer right now?

    If you have no outstanding compliance concerns, have maintained your records, and are meeting all permit conditions, you may not need professional assistance immediately. However, if you have received any communication from IRCC raising concerns about your eligibility or compliance, if you are aware of any discrepancies in your file, or if you are uncertain about whether your situation could be flagged as higher risk, obtaining professional advice is strongly recommended. You can verify that a consultant is authorized through the College of Immigration and Citizenship Consultants registry.

    Fact-checked against the Auditor General’s International Student Program Reforms report, IRCC’s management action plan presented to the Standing Committee on Citizenship and Immigration on May 4, 2026, and IRCC’s management response and action plan overview from April 20, 2026.

    Disclaimer: This article is for informational purposes only and does not constitute legal or immigration advice. Consult a Regulated Canadian Immigration Consultant or immigration lawyer for advice specific to your situation.


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  • New Ontario Trillium Benefit Payment Coming On September 10

    Ontario residents who qualify for monthly provincial tax relief will see their next Ontario Trillium Benefit payment on Thursday, September 10, 2026.

    The September OTB payment is the third installment of the 2026–27 benefit year, which started in July with higher indexed amounts tied to your 2025 income tax return.

    This deposit covers the same three bundled provincial credits included since the benefit year began, with no scheduled program-wide rate change before the October payment.

    Most monthly recipients should receive the same amount as in July and August unless the CRA recalculates their entitlement because of a change in personal or eligibility information.

    Recipients whose annual entitlement is $500 or less receive it as one lump sum in their first payment month.

    For people assessed in time for the July cycle, that payment was issued in July and no September deposit is expected.

    Below is a full breakdown of what the September payment includes, updated maximum amounts for each credit, income thresholds that shrink your monthly deposit, every remaining date through June 2027, and how to confirm your payment status before Thursday.

    What the September 10 OTB Payment Covers

    The OTB is a tax-free provincial benefit funded entirely by the Ontario government but delivered through the Canada Revenue Agency on a monthly schedule.

    Rather than issuing three separate credits at different times of the year, the CRA rolls them into one deposit that lands on the 10th of each month.

    Your September payment draws from the same 2025 tax return data that determined your July and August amounts under the 2026–27 benefit cycle.

    The three provincial credits inside every OTB deposit serve distinct purposes, and qualifying for even one of them entitles you to receive the combined payment.

    3 Credits Inside Your OTB Payment

    Ontario Sales Tax Credit

    The OSTC offsets part of the provincial sales tax burden for lower-income Ontario residents and is the only OTB component that requires no separate application.

    The CRA calculates your entitlement automatically when it processes your tax return, using your reported income, marital status, and number of dependents.

    For the current benefit year, the maximum OSTC is $378 per eligible person, covering each qualifying adult and each dependent child under 19 in the household.

    A family of four where both parents and both children qualify could receive up to $1,512 annually from the OSTC alone.

    The credit starts to decrease at 4% of adjusted family net income above $29,047 for single individuals with no children and above $36,309 for couples and single parents.

    Ontario Energy and Property Tax Credit

    The OEPTC delivers the largest potential annual amount among the three credits, but it will only appear in your OTB if you completed Form ON-BEN alongside your 2025 tax return.

    Filing a return without ON-BEN means the CRA cannot calculate your OEPTC or NOEC, and you will only receive the OSTC portion of the benefit.

    The 2026–27 maximum OEPTC is $1,307 per year for non-senior adults between 18 and 64 and $1,488 per year for seniors aged 65 and older.

    Residents of a public or nonprofit long-term care home or living on a reserve can receive up to $290, while students in a designated Ontario post-secondary residence qualify for a $25 property tax component.

    Your actual OEPTC depends on your housing costs, whether you rent or own, and your adjusted family net income.

    The OEPTC phases out at 2% of income above thresholds that vary by household type, with the reduction starting at $29,047 for single non-seniors, $36,309 for married non-seniors, and $43,571 for married seniors.

    Northern Ontario Energy Credit

    The NOEC exists solely for residents of Ontario’s northern districts, where home energy costs run significantly higher than in southern parts of the province.

    For the 2026–27 benefit year, the maximum NOEC is $189 for single individuals without children and $290 for couples and single parents.

    Eligible districts include Algoma, Cochrane, Kenora, Manitoulin, Nipissing, Parry Sound, Rainy River, Sudbury, Thunder Bay, and Timiskaming.

    The CRA checks your residence on the first day of each payment month, so moving from a northern district to southern Ontario before September 1 would remove the NOEC from your September deposit while your OSTC and OEPTC continue.

    The NOEC reduces at 1% of adjusted family net income above $50,833 for single individuals and above $65,356 for couples and single parents, a considerably slower reduction rate than either the OSTC or OEPTC.

    Updated OTB Maximum Amounts for the 2026–27 Benefit Year

    The current benefit year brought a 1.9% inflation indexation that raised all three credit maximums compared to the previous cycle.

    CreditCategoryAnnual Maximum
    OSTCPer eligible person$378
    OEPTC (non-senior)Ages 18–64$1,307
    OEPTC (senior)Ages 65+$1,488
    OEPTC (reserve/LTC)All ages$290
    NOEC (single, no children)Northern Ontario$189
    NOEC (couple/single parent)Northern Ontario$290

    The OSTC maximum rose from $371 in the prior year to $378, and the OEPTC and NOEC thresholds shifted upward under the same indexation formula.

    Who Qualifies for the September Payment

    Each credit has its own eligibility criteria, and the CRA evaluates them independently when determining your total OTB entitlement.

    OSTC Eligibility

    You must be a resident of Ontario at the start of the payment month and meet at least one of these conditions: you are 19 or older, you have or had a spouse or common-law partner, or you are a parent who lives or previously lived with your child.

    OEPTC Eligibility

    You must have been an Ontario resident on December 31, 2025, and paid at least one qualifying housing cost during the tax year, whether rent for a principal residence, property tax on an Ontario home, accommodation in a long-term care facility, or energy costs on a reserve.

    Completing Form ON-BEN with your return is required for the CRA to assess this credit.

    NOEC Eligibility

    You must have lived in a qualifying northern Ontario district on December 31, 2025, and paid rent, property tax, or home energy costs for a principal residence in that district.

    Form ON-BEN is required for the NOEC as well.

    ODSP and Ontario Works Recipients

    Recipients of Ontario’s disability support program may qualify for one or more OTB credits if they meet the specific eligibility conditions for each component.

    OTB payments are exempt as income when determining ODSP and Ontario Works assistance.

    For Ontario Works, amounts retained after the month received may subsequently be treated as assets under the program’s asset rules.

    The same exemption applies to Ontario Works recipients who meet the separate eligibility conditions for any of the three credits.

    Income Thresholds That Determine Your Reduction

    The three credits phase out at different rates and different income levels, which means a household can lose one credit entirely while still receiving the full amount of another.

    CreditHousehold TypePhase-Out BeginsReduction Rate
    OSTCSingle, no children$29,0474%
    OSTCCouple or single parent$36,3094%
    OEPTCSingle non-senior$29,0472%
    OEPTCMarried non-senior$36,3092%
    OEPTCMarried senior$43,5712%
    NOECSingle, no children$50,8331%
    NOECCouple or single parent$65,3561%

    These thresholds mean a single non-senior earning $35,000 would still receive a partial OEPTC, while their OSTC has already been reduced more aggressively at the 4% rate.

    The NOEC thresholds are the most generous of the three, giving northern Ontario households significantly more room before their credit begins to shrink.

    Monthly Instalment vs. Lump Sum Recipients

    The CRA divides OTB recipients into two groups based on their total annual entitlement for the benefit year.

    If your calculated annual OTB is above $500, the CRA splits it into 12 equal monthly deposits from July through June.

    If your annual OTB is $500 or less, the CRA pays the entire entitlement as a single lump sum in your first payment month. For recipients assessed in time for the July payment cycle, that amount was paid in July.

    Recipients with annual OTB entitlement above $500 who elected the delayed single-payment option on Form ON-BEN will receive their full entitlement on June 10, 2027, instead of monthly payments

    If you received a deposit in July and August, you should expect the same amount on September 10 unless the CRA processed a change to your file between payments.

    OTB Payment Dates 2026-2027

    The CRA issues OTB deposits on the 10th of each month, shifting to the last business day before the 10th when it falls on a weekend or statutory holiday.

    Confirmed 2026 Dates

    • September 10, 2026 (Thursday)
    • October 9, 2026 (Friday, moved from Saturday the 10th)
    • November 10, 2026 (Tuesday)
    • December 10, 2026 (Thursday)
    • January 8, 2027 (Friday, January 10 falls on Sunday)
    • February 10, 2027 (Wednesday)
    • March 10, 2027 (Wednesday)
    • April 9, 2027 (Friday, April 10 falls on Saturday)
    • May 10, 2027 (Monday)
    • June 10, 2027 (Thursday, final payment of the 2026–27 benefit year)

    October’s deposit arrives one day early because October 10 falls on a Saturday, making Friday the 9th the last working day before the scheduled date.

    Why Your September OTB Might Differ From Previous Months

    Most recipients will see the same amount they received in July and August, but several situations can cause a change.

    Recently Assessed 2025 Tax Returns

    Ontario residents who filed their 2025 return after the April 30 deadline and had it assessed after June 19 may still be waiting for the CRA to issue their first OTB payment.

    The CRA’s stated timeline for these cases is four to eight weeks after assessment, and the first deposit will include any accumulated entitlement from prior months in the benefit year.

    T1 Adjustments Adding Form ON-BEN

    Residents who originally filed without ON-BEN and later submitted a T1 adjustment to add it may see a corrected amount in September that includes the OEPTC and NOEC components for the first time.

    Routine digital T1 adjustment requests have a two-week CRA service standard, while routine paper or telephone adjustments have an eight-week standard. Complex adjustments can take substantially longer

    Address or Marital Status Updates

    A change in marital status, the addition or removal of a dependent, or a move between Ontario regions can all trigger a recalculation of your OTB.

    Relocating from a northern district to southern Ontario before September 1 would remove the NOEC from this month’s payment while leaving the other two credits intact.

    How to Verify Your September Payment

    Log into CRA. My Account before Thursday to confirm your expected OTB amount and verify that your direct deposit details are current.

    Check whether OEPTC and NOEC amounts appear in your benefit calculation, since their absence indicates that Form ON-BEN was not included with your filed return.

    If your total annual entitlement shows $500 or less and you were assessed in time for the July payment cycle, the CRA should have paid the full amount as a lump sum in July, so no September deposit is expected.

    Direct deposit recipients typically see funds on the morning of the scheduled date, while cheque recipients should allow additional time for mail delivery.

    The CRA recommends waiting 10 business days after the scheduled payment date before calling the benefits inquiry line at 1-800-387-1193.

    Ontario residents with provincial policy questions can reach the Province of Ontario at 1-866-ONT-TAXS.

    Ontario residents who also receive the Canada Disability Benefit will see that deposit on September 17, separate from the OTB.

    Households receiving ODSP should note that their provincial payment schedule operates on a different calendar from CRA-administered benefits.

    The CRA benefit payments landing in Ontario this month arrive on three separate dates, so budgeting around each one individually will prevent any gaps between deposits.

    Thursday’s deposit continues the 2026–27 Ontario Trillium Benefit cycle with no changes to the indexed rates calculated from your 2025 tax return.

    Ontario residents who filed on time and included Form ON-BEN will see their regular monthly amount arrive automatically on September 10.

    Those still waiting for a first payment after a late filing should expect their deposit, with accumulated prior-month entitlement, within four to eight weeks of their assessment date.

    Frequently Asked Questions (FAQs)

    Why would my September OTB amount be different from what I received in August?

    The most common trigger is a CRA reassessment or a change to your household information between payment cycles. If you submitted a T1 adjustment to add Form ON-BEN after your original filing, the CRA may have recalculated your entitlement to include the OEPTC and NOEC credits that were previously missing. A reported change of address, marital status update, or revised income figure from a reassessment can also shift your monthly amount in either direction. Checking your benefit details through CRA My Account will show exactly which component changed and by how much.

    I received a single OTB deposit in July and nothing since then. Should I be concerned?

    No, this is the expected outcome if your total annual OTB entitlement was $500 or less and you were assessed in time for the July payment cycle. The CRA pays entitlements of $500 or less as a single lump sum in the recipient’s first payment month rather than splitting them into monthly installments. You can confirm your annual OTB amount through CRA My Account to verify that the lump sum you received matches your calculated entitlement.

    Can newcomers to Ontario qualify for the Ontario Trillium Benefit?

    Eligibility depends on meeting the specific residency and age conditions for each of the three credits, and immigration status does not automatically disqualify you. For the OSTC, you need to be an Ontario resident at the start of the payment month and meet at least one qualifying condition, such as being 19 or older. The OEPTC requires Ontario residency on December 31, 2025, and documented housing costs reported through Form ON-BEN. Filing a 2025 tax return is essential because the CRA cannot calculate your entitlement without it, regardless of how long you have lived in the province.

    What happens to my OTB if I move from Northern Ontario to Southern Ontario during the benefit year?

    Your NOEC payments will stop for months following the move because the CRA verifies your residence in a qualifying northern district on the first day of each payment month. If you relocate to Southern Ontario before September 1, your September deposit will no longer include the NOEC component. However, your OSTC and OEPTC credits will continue as long as you remain an Ontario resident and meet their respective eligibility conditions. You should update your address with the CRA as soon as you move and provide the exact date of the move so your benefit eligibility is calculated correctly.

    Is it too late to claim the Ontario Trillium Benefit for the 2026–27 benefit year?

    No, you can still file your 2025 income tax return at any point and the CRA will process your OTB entitlement once the assessment is complete, typically within four to eight weeks for returns assessed after June 19. Your first payment will include retroactive amounts for every month that has already passed in the benefit year. You can also recover unclaimed OEPTC and NOEC credits from previous years by submitting T1 adjustment requests for any year going back up to a decade, which could result in a substantial retroactive deposit covering multiple years of missed benefits.

    Fact-Checked: All payment dates, benefit maximums, income thresholds, phase-out rates, eligibility conditions, and application procedures in this article are verified against official Ontario government, Canada Revenue Agency, and Government of Canada sources current as of September 8, 2026. January through June 2027 payment dates are expected dates based on the CRA’s published payment rules and have not yet been individually confirmed on the CRA’s 2027 calendar.

    Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Individual benefit amounts depend on personal circumstances, including income, marital status, housing costs, and location within Ontario. Always verify your specific entitlement through CRA. My Account. Consult a qualified professional for advice on your individual situation.


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  • 7 Big Express Entry Draw Changes Proposed In New Report

    Canada’s flagship immigration selection system is under pressure, and one of the country’s largest banks is calling for a dramatic overhaul.

    The Royal Bank of Canada published a sweeping report on September 1, 2026, titled “A Smarter Immigration Strategy,” arguing that Express Entry is no longer working as originally intended.

    The central finding is stark: category-based selection rounds are allowing lower-scoring candidates to leapfrog higher-ranking applicants who have been waiting in the EE pool.

    RBC found that admission through the Canadian Experience Class requires more than 100 CRS points higher on average than admission through some category-based selections.

    The report calls for restoring the original points-based model, prioritizing the highest-scoring Express Entry candidates, and potentially reversing the 2022 legislative changes that first opened the door to additional category-based draws.

    We (Immigration News Canada) have grouped the report’s major Express Entry-related proposals into 7 potential changes and explain what each could mean for candidates.

    1. Restore the Points-Based System by Admitting the Highest-Ranking Candidates First

    RBC’s first and most direct recommendation is to return Express Entry to its founding purpose: selecting applicants with the highest projected earning potential.

    The Comprehensive Ranking System was designed to score candidates on factors including education, language ability, work experience and age, then invite the top scorers first.

    RBC’s report notes that Express Entry has delivered strong results when it operates this way.

    According to IRCC data cited in the report, immigrants arriving through the Canadian Experience Class earned median incomes of $92,100 after 10 years, compared with $67,400 for the broader economic immigrant group and $47,600 for Canadians overall.

    Those outcomes are driven by the points system selecting applicants most likely to thrive economically.

    RBC argues that the introduction of category-based draws has eroded this advantage by creating parallel streams where candidates with lower CRS scores receive invitations ahead of higher-scoring applicants.

    Under the report’s proposed framework, Express Entry draws would consistently prioritize the highest-ranking candidates in the pool regardless of occupation or category eligibility.

    If adopted, this would move federal selection closer to a model in which candidates are primarily prioritized by CRS ranking rather than occupation-specific federal category eligibility.

    2. Rein In or Remove Federal Category-Based Express Entry Draws

    The second recommendation directly targets the category-based selection framework that IRCC introduced in 2023.

    RBC argues that sub-categories within Express Entry are undermining the program by creating lower entry thresholds for specific occupation groups.

    The report illustrates this with a concrete example: a teaching assistant selected through the educational occupations category may receive an invitation ahead of an engineer or nurse practitioner with a significantly higher CRS score in the general pool.

    This dynamic has played out throughout 2026, with French-language proficiency draws inviting candidates at CRS scores as low as 382, while Canadian Experience Class draws have required scores above 500.

    Healthcare and trades occupation draws have similarly invited candidates at CRS cutoffs well below the CEC threshold.

    RBC recommends that Canada “refrain from leveraging the Express Entry program to advance short-term aims by adding sub-categories within it or other federal economic immigration categories alongside it.”

    IRCC’s spring 2026 consultations separately explored merging the three federal high-skilled programs into a single Federal High Skilled program.

    Those consultations explicitly excluded category-based selection, which IRCC reviews through a separate process.

    RBC suggests going further by eliminating the category-based draw structure entirely at the federal level.

    This is RBC’s recommendation, not an IRCC policy decision.

    3. Reverse the 2022 Legislation That Enabled Additional Category-Based Draws

    RBC goes beyond recommending administrative changes and suggests that Parliament may need to reverse the legislation itself.

    In 2022, the federal government introduced legislative amendments that gave the immigration minister authority to create EE categories beyond the original three programs: the Canadian Experience Class, Federal Skilled Worker Program, and Federal Skilled Trades Program.

    That legislative change is what enabled IRCC to conduct category-based draws targeting healthcare workers, French-language speakers, STEM professionals, trades workers, transport occupations and education professionals.

    RBC notes that the list of the categories has already changed multiple times since 2022 and argues this illustrates “how quickly skill demands change and the futility of designing permanent immigration around them at a national level.”

    The 2026 category restructuring announced by Immigration Minister Lena Metlege Diab in February added five new occupation categories, including physicians, senior managers and military recruits, while modifying work experience requirements for existing categories.

    RBC argues that reversing the 2022 authority could end federal category-based draws and return federal Express Entry selection to a much stronger points-based focus, while targeted labour-market selection would largely shift to provinces and territories.

    This is the most aggressive of the seven potential changes outlined here and would require Parliamentary action, not simply a ministerial instruction change.

    4. Set a Minimum Proportion of Economic Immigration Through Express Entry

    RBC recommends that policymakers consider whether guaranteeing a minimum share of permanent economic immigration through Express Entry would strengthen both economic outcomes and public confidence in the system.

    The report highlights a striking long-term trend: in 2000, nearly 80% of economic immigrants were admitted through federally managed points-based selection, but that share has dropped to roughly 30% in recent years.

    This decline reflects the growth of the Provincial Nominee Program, which now accounts for a significant portion of economic admissions, along with the introduction of other non-points-based federal pathways.

    Under the 2026–2028 Immigration Levels Plan, Canada has set a 2026 target of 109,000 admissions under Federal High Skilled programs, which include the federal programs managed through Express Entry, within an overall economic immigration target of 239,800.

    IRCC separately describes Federal High Skilled admissions as accounting for roughly 45% of economic immigration admissions.

    RBC is proposing that policymakers consider establishing a minimum share for the admissions so that points-based federal selection retains a significant role in economic immigration.

    5. Re-Introduce a Minimum Core CRS Score for Express Entry

    One of the less-discussed recommendations in the report is reintroducing a minimum CRS threshold for Express Entry draws based on core selection factors.

    RBC notes that CRS cut-off scores dropped from the mid-400s before the pandemic to as low as 75 in 2021 when Canada sought to meet permanent residency targets during travel restrictions.

    Although scores have recovered significantly since then, with CEC draws in 2026 consistently requiring scores above 500 and French-language draws reaching as low as 382, the original points system was built with a formal minimum threshold that had to be met for any admission.

    RBC recommends considering a minimum cut-off based on core selection factors, explicitly excluding points awarded for a provincial nomination.

    The distinction matters because provincial nominees receive an automatic 600-point CRS boost, which pushes PNP draw cutoffs into the 700-plus range regardless of a candidate’s underlying human capital score.

    This change would affect candidates at the lower end of the CRS score distribution and could permanently close the door on the ultra-low cutoffs seen during the pandemic years.

    6. Shift Category-Based Selection to Provinces and Territories

    Rather than eliminating category-based immigration entirely, RBC recommends relocating it from the federal level to the provincial and territorial level.

    The logic is that talent shortages in healthcare, skilled trades and other sectors vary dramatically by region, making provinces better positioned to identify and recruit for specific occupations.

    RBC points to the Provincial Nominee Program’s track record of distributing immigration benefits across Canada as evidence that this approach works.

    When the PNP launched in 1998, only 11% of economic immigrants settled outside Ontario, Quebec and British Columbia, but by 2024 that proportion had risen to 37%.

    However, RBC also flags serious problems with the current PNP landscape, including roughly 80 provincial pathways that vary significantly across provinces despite addressing similar needs.

    The report recommends that provinces coordinate to reduce system complexity by moving toward fewer, more stable categories with adjustable criteria.

    RBC also notes that provincial nominees selected from the Express Entry pool tend to earn about 30% more after three years than nominees selected through non-EE streams, suggesting provinces should lean more heavily on the pool for their nominations.

    Under this model, the federal government would focus on high-CRS selection through Express Entry, while provinces handle occupation-specific recruitment through their own nominee programs.

    7. Commit to Regular CRS Recalibration Reviews

    The final recommendation addresses the scoring formula itself.

    RBC argues that Canada should commit to regular reviews of the Comprehensive Ranking System to ensure it reflects changing labour market dynamics, particularly as artificial intelligence reshapes which skills remain valuable.

    This recommendation aligns in part with IRCC’s own spring 2026 consultations, which proposed overhauling the CRS to give more weight to factors most strongly associated with economic success.

    IRCC identified strong official-language skills and high temporary-resident earnings as the strongest predictors, while Canadian work experience, job offers, university education and younger age were classified as moderate predictors.

    Spousal, sibling, French bonus and Canadian-study points were identified as relatively weaker predictors.

    IRCC is considering additional CRS points for Canadian work experience or valid job offers in high-wage occupations.

    RBC separately suggests incorporating temporary-worker earnings data directly into Canada’s immigration scoring mechanism, which would strengthen the two-step immigration pipeline by rewarding candidates who have already demonstrated high earning potential in the Canadian labour market.

    RBC’s recommendation goes beyond a one-time update by calling for a recurring recalibration process that would keep the CRS formula current as the Canadian economy evolves.

    If implemented alongside the other changes discussed above, this would create a system where Express Entry is governed by a regularly updated, evidence-based points formula, with no parallel category-based streams at the federal level.

    What the 100-Point CRS Gap Means for Current Candidates

    The most striking data point in the entire RBC report is the CRS score gap between different Express Entry pathways.

    Canadian Experience Class cutoffs have remained above 500 throughout 2026, ranging from a low of 507 to a high of 523 through September 1.

    By contrast, category-based draws have operated at significantly lower thresholds, with the physicians category recording a CRS cutoff of just 169 in February 2026, the lowest category-based cutoff since category-based selection began in 2023.

    French-language draws have consistently invited candidates around 382 to 420 throughout the year.

    RBC’s finding that CEC admission requires “over 100 points more, on average” than category-based admission quantifies what many Express Entry candidates have observed throughout the 2026 draw cycle.

    A candidate with a CRS score of 495 who qualifies only for CEC draws has not received an invitation in 2026, while a candidate at CRS 400 who met the French-language category requirements could have received an invitation in several 2026 French-language rounds.

    This gap has created a two-tier dynamic within Express Entry where category eligibility often matters more than overall human capital score.

    What Ending Category-Based Draws Could Mean for Specific Groups

    If RBC’s recommendations were adopted, the effects would ripple across every candidate profile in the Express Entry pool.

    CEC candidates with high CRS scores could be among the biggest beneficiaries if a larger share of federal invitations were issued through CRS-driven selection instead of being allocated to category-based rounds.

    French-language candidates currently benefit from dedicated draws that account for a large share of all category-based invitations and offer cutoffs roughly 100 points below CEC thresholds.

    Under current CRS rules, French-speaking candidates can receive up to 50 additional CRS points for French proficiency, depending on their English-language results.

    If dedicated French-language category draws were eliminated, those candidates would lose that separate selection pathway, while any future treatment of French bonus points would depend on accompanying CRS reforms.

    Healthcare workers, skilled trades professionals, education workers and transport occupation candidates who currently qualify for the lower-cutoff category draw would similarly need to compete on overall CRS score alone.

    RBC acknowledges this tension directly, noting that “one could argue that all of Canada’s economic immigration should come through Express Entry,” but that doing so “would ignore talent shortages in communities across the country.”

    That is precisely why the report proposes shifting category-based selection to the provincial level rather than eliminating it entirely.

    Provinces would continue running targeted draws for healthcare, trades and other shortage occupations through their own nominee programs, while the federal EE system would focus on top CRS scorers.

    IRCC Has Not Announced These Changes

    It is essential that Express Entry candidates understand the distinction between a policy recommendation from a private-sector institution and an official government announcement.

    RBC is Canada’s largest bank and its thought leadership reports carry significant weight in public policy discussions.

    However, IRCC continues to operate category-based Express Entry draws as of September 2026.

    IRCC continues to operate category-based selection in 2026 and has conducted rounds for French-language proficiency, healthcare and social services, trades, physicians, senior managers, transport and skilled military recruits, among others.

    The Immigration Levels Plan itself does not publish separate admission targets for each Express Entry category.

    IRCC’s own spring 2026 public consultations on Express Entry reform explored significant changes to the CRS formula and program structure, but no final regulations have been published.

    The 2027–2029 Immigration Levels Plan consultations closed in June 2026, and the new plan is expected to be tabled by November 2026.

    Implementation would depend on the change.

    Some reforms could be made through Ministerial Instructions, regulatory amendments would be published through the Canada Gazette process, and reversing the 2022 statutory authority for category-based selection would require Parliament.

    What Candidates Should Watch Next

    The RBC report arrives at a moment when Express Entry is already in the middle of its most significant policy discussion in years.

    IRCC’s own consultations have proposed merging the three existing programs into a single Federal High Skilled program and overhauling the CRS formula, signalling that the department recognizes some of the same structural problems RBC has identified.

    The question now is how far the government is willing to go. Candidates should monitor three developments closely in the months ahead.

    The first is the 2027–2029 Immigration Levels Plan, expected in fall 2026, which will reveal whether Ottawa changes the overall Federal High Skilled allocation and broader economic immigration priorities.

    The second is the outcome of IRCC’s Express Entry consultations, which are expected to inform future amendments to the Immigration and Refugee Protection Regulations and Ministerial Instructions.

    IRCC has not announced a final implementation timeline.

    The third is whether any political momentum builds around reversing the 2022 legislation, which would be the most consequential structural change to Express Entry since the program launched in 2015.

    Until official changes are announced, category-based Express Entry draws remain active, and candidates should continue building their profiles accordingly.

    RBC’s ‘A Smarter Immigration Strategy’ report makes a detailed private-sector case for fundamentally restructuring how Canada selects economic immigrants through Express Entry.

    Whether Ottawa acts on any of these proposals will depend on political will, the upcoming 2027–2029 Levels Plan, and the outcome of IRCC’s own ongoing consultations.

    For now, Express Entry candidates should focus on maximizing their CRS scores, exploring provincial nomination pathways and monitoring official IRCC announcements for any confirmed policy changes.

    Follow Immigration News Canada for complete coverage of every Express Entry draw result, IRCC policy announcement and immigration reform development as it happens.

    Frequently Asked Questions (FAQs)

    Is Canada ending category-based Express Entry draws?

    No, RBC’s September 2026 report recommends removing federal category-based draws and restoring a stronger points-based system, but these are recommendations from a private-sector institution. IRCC continues to conduct category-based draws across healthcare, trades, French-language proficiency, physicians, senior managers and other occupation categories throughout 2026. The Immigration Levels Plan does not publish separate admission targets for each Express Entry category, and IRCC has not announced plans to end them.

    How many more CRS points does the Canadian Experience Class require compared to category-based draws?

    RBC found that CEC admission requires more than 100 CRS points higher on average than some category-based selections. In 2026, CEC cutoffs have ranged from 507 to 523, while French-language draws invited candidates at CRS scores as low as 382, and the physicians category recorded a cutoff of 169, the lowest category-based cutoff since that type of selection began in 2023.

    What would happen to French-language Express Entry draws if RBC’s recommendations were adopted?

    Dedicated French-language Express Entry rounds would no longer exist at the federal level. French-speaking candidates can currently receive up to 50 additional CRS points for French proficiency, depending on their English-language results, and provinces could continue targeting Francophone candidates through their own Provincial Nominee Programs. However, the significantly lower CRS cutoffs that French-language draws currently offer would disappear from federal Express Entry.

    What 2022 legislation does RBC want reversed for Express Entry?

    In 2022, amendments to the Immigration and Refugee Protection Act gave the immigration minister authority to create Express Entry categories beyond the original three programs. RBC recommends potentially reversing this authority, which would end federal category-based draws and return federal Express Entry selection to a much stronger points-based focus. Reversing a statutory provision would require Parliamentary action.

    When could these Express Entry changes actually take effect?

    No timeline exists because these are RBC recommendations, not government proposals. Implementation would depend on the type of change: some reforms could be made through Ministerial Instructions, regulatory amendments would go through the Canada Gazette process, and reversing the 2022 statutory authority would require Parliament. IRCC has not announced a final implementation timeline for its own Express Entry consultation outcomes.

    Fact-Checked: All data and recommendations attributed to RBC in this article are drawn directly from the “A Smarter Immigration Strategy” report published on September 1, 2026, by RBC Thought Leadership. CRS cutoff scores and Express Entry draw data referenced throughout are based on official IRCC rounds of invitation results as published through September 2026. This article has been reviewed to ensure no government policy decisions, official quotes, dates or statistics have been fabricated or misrepresented.

    Disclaimer: This article is published by Immigration News Canada for informational purposes only and does not constitute immigration advice. RBC’s recommendations have not been adopted by the federal government, and IRCC has not announced any plans to end category-based Express Entry draws. Candidates should consult a Regulated Canadian Immigration Consultant (RCIC) or licensed immigration lawyer before making decisions based on potential future policy changes.


    Kamal Deep Singh, RCIC Avatar

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  • New Canada Tariffs To Make These 629 Items More Expensive Effective September 8

    Effective September 8, 2026, Canada is imposing new counter-tariffs on hundreds of U.S.-origin products that touch nearly every aisle of Canadian retail.

    The Department of Finance Canada initially published the tariff schedule on August 25 and revised it on August 26.

    The current list contains 629 tariff items covering $27.6 billion in annual imports from the United States, down from 874 tariff items in the original version after 254 fish and seafood classifications were removed and nine other items were added.

    The number 629 refers to customs tariff items or classifications, not necessarily 629 individual retail products.

    The new tariff rates are 15%, 25%, and 50%, depending on the product, and each rate matches the corresponding duty the United States placed on the same Canadian goods.

    Canadian shoppers could eventually notice price increases on everything from cheese and clothing to refrigerators, smartphones, plywood, and toilet paper if retailers pass the added import costs through to store shelves.

    This article breaks down the full list of affected products by category, explains which tariff rate applies to each group, and identifies the items most likely to affect everyday household spending in Canada.

    What Changes On September 8, 2026?

    The counter-tariffs take legal effect at 12:01 a.m. on Tuesday, September 8, 2026, as confirmed in the official government backgrounder.

    The tariffs cover $27.6 billion in U.S. goods entering Canada and apply at three distinct rates.

    Products in the 50% band include steel, aluminum, furniture, clothing and apparel, concentrated dairy products, plastics, paper and pulp products, cosmetics, smartphones, and several sporting and recreational goods.

    The 25% band covers cheese, major household appliances such as refrigerators and washing machines, softwood lumber, certain steel and aluminum derivative products, insulated wiring, toilet paper, kitchen furniture, and certain dishwasher parts.

    Products at the 15% rate include certain dies and moulds, HVAC equipment, forklifts, agricultural machinery, and some electronics.

    Ottawa framed the action as a dollar-for-dollar response to Washington’s August 22 decision to impose 50% Section 338 tariffs on $27.6 billion of Canadian exports.

    For steel and aluminum specifically, existing Canadian counter-tariffs that have been in place since March 2025 will increase from 25% to 50% to match the higher American rate.

    Existing counter-tariffs on U.S. automobiles remain separately in effect and are not part of the September 8 list.

    U.S. goods that are already in transit to Canada when the tariffs take effect are exempt from the new duties.

    Full List Of Items To Become More Expensive In Canada

    The following categories are drawn from the revised August 26 tariff schedule published by the Department of Finance Canada, reorganized into consumer-friendly groupings.

    Clothing And Apparel

    Tariff rate: 50%

    The September 8 list includes cotton T-shirts, knitted pullovers and cardigans made from cotton or synthetic fibres, women’s dresses and trousers of synthetic materials, men’s suits and blazers of wool, men’s and women’s overcoats and jackets of man-made fibres, synthetic gloves and mittens, and garments made from coated or laminated fabrics.

    At a 50% tariff, covered U.S.-origin apparel faces the steepest new duty of any consumer category, which could put upward pressure on retail prices for affected clothing imported into Canada.

    Beauty And Personal Care Products

    Tariff rate: 50%

    Perfumes and toilet waters, lip makeup products, eye makeup preparations, manicure and pedicure products, and certain hair preparations all appear on the September 8 list at the highest rate.

    American-made cosmetics brands that ship U.S.-origin products to Canadian retailers could see meaningful cost increases at the border, though brands sourcing from manufacturing facilities outside the United States would not be affected by these specific duties.

    Refrigerators And Freezers

    Tariff rate: 25%

    Household refrigerators and freezers of various sizes and configurations are included at a 25% counter-tariff under HS heading 8418.

    Major kitchen appliance purchases are among the clearest areas where Canadians could see price movement, since many popular refrigerator brands manufacture in the United States.

    Cooking And Kitchen Appliances

    Tariff rate: 25%

    Electric stoves, ranges, ovens, cookers, rice cookers, bread makers, grills, and cooking plates are included at 25%.

    Certain household dishwasher parts, including water-containment chambers and door assemblies, are also subject to a 25% tariff, though the finished household dishwasher itself does not appear on the revised list.

    For families shopping for new kitchen equipment, the tariff could add a notable premium to covered U.S.-origin appliances, particularly in categories where a handful of American manufacturers dominate the Canadian market.

    Household Products

    Tariff rates: 25% to 50%

    Toilet paper and paper towels are on the list at 25%, while disposable paper tablecloths, serviettes, and other paper-based household items appear at 50%.

    Plastic tableware, kitchenware, and other household articles made from plastics carry a 50% tariff.

    Household washing machines and clothes dryers are listed at 25%.

    Chandeliers, pendant lights, and other light fixtures appear in the 50% bracket.

    Carpets, rugs, and textile floor coverings of nearly all materials and construction methods are subject to tariffs ranging from 25% to 50%.

    Food And Dairy Products

    Tariff rates: 25% to 50%

    Concentrated milk and cream in powder or granule form, whey protein concentrates, powdered whey, milk albumin, and casein products all carry a 50% counter-tariff.

    Every variety of cheese on the list, including cheddar, mozzarella, brie, gouda, provolone, Swiss, parmesan, havarti, romano, blue-veined cheese, and processed cheese, is subject to a 25% tariff.

    Natural honey imported from the United States faces a 50% duty, and molasses carries the same rate.

    Baking mixes and prepared doughs containing butterfat are also listed at 50%.

    Canadians who regularly purchase U.S.-origin specialty cheeses or dairy ingredients could see some of the most visible grocery price pressures from this category.

    Plastics And Packaging

    Tariff rate: 50%

    Plastic floor coverings and wall coverings made from vinyl chloride polymers, self-adhesive plastic film and tape, polyethylene bags and packaging, and disposable plastic plates, cups, and trays are all included at 50%.

    Businesses that rely on U.S.-sourced plastic packaging for food service or shipping could face higher input costs, potentially flowing through to consumers.

    Home Renovation And Construction Materials

    Tariff rates: 25% to 50%

    Softwood lumber, including pine, fir, spruce, and hemlock varieties, is subject to a 25% counter-tariff.

    Plywood and veneered panels of all types, including bamboo, hardwood, and coniferous plywood, carry a 50% rate.

    Gypsum drywall boards faced with paper are listed at 50%.

    Glass containers and jars used in construction and packaging are subject to a 50% tariff.

    Copper wire, added to the list on August 26, also faces a 50% duty.

    Anyone planning a home renovation using U.S.-sourced lumber, plywood, or drywall should be aware that these materials may cost considerably more after September 8.

    Furniture

    Tariff rates: 25% to 50%

    Wooden household furniture is subject to a 50% counter-tariff, while kitchen furniture items such as cabinets are listed at 25%.

    Seating with wooden or metal frames appears at rates between 25% and 50% depending on the specific tariff classification.

    Steel And Aluminum Products

    Tariff rate: 50% (increased from existing 25%)

    Steel ingots, semi-finished steel, flat-rolled steel products in every width and coating type, steel bars, rods, wire, angles, shapes, sections, structural steel, pipes, tubes, and fittings all move to 50%.

    Aluminum bars, rods, wire, foil, plates, and structural profiles also face the 50% rate.

    Prefabricated steel structures such as bridges, towers, scaffolding, and door and window frames are included.

    Steel, aluminum, and other metal products make up a substantial share of the revised 629-item schedule, making metals the largest overall group covered by the September 8 measures.

    The cost increase could ripple through Canadian construction and manufacturing sectors over the coming months.

    Tools And Equipment

    Tariff rates: 15% to 50%

    Tool rates vary substantially by classification. Certain powered hand tools, including saws and chain saws, carry a 25% tariff, while several hand-tool classifications reach 50%. Some specialized dies, moulds, and machinery-related tools fall within the 15% band.

    Tradespeople and contractors who depend on specific American tool brands could feel the cost difference on large orders, particularly for items in the higher tariff brackets.

    Agricultural Equipment

    Tariff rates: 15% to 25%

    Rider-type counterbalanced forklifts and certain agricultural mowers are listed at 15%, while powered horizontal-blade lawn mowers carry a 25% rate.

    Forklifts and works trucks also appear at 15% to 25% depending on the specific classification.

    Canadian farmers and landscaping businesses that purchase American-made equipment could see a moderate increase in acquisition costs.

    Paper, Pulp And Packaging Products

    Tariff rates: 25% to 50%

    Chemical wood pulp, tissue stock, coated paper and paperboard, envelopes, notebooks, binders, folders, corrugated cartons, and paper bags are all on the list.

    Many of these products carry a 50% rate, while certain kraft paper and paperboard items fall at 25%.

    Office supply costs and commercial packaging expenses could rise for businesses sourcing these materials from the United States.

    Electronics And Electrical Equipment

    Tariff rates: 15% to 50%

    Smartphones are listed at a 50% counter-tariff, one of the most consumer-visible items on the entire September 8 schedule.

    Video game consoles, including major platforms like PlayStation, Xbox, and Nintendo systems, also face a 50% duty on U.S.-origin units.

    Insulated electric wiring and conductors are listed at 25%, while certain electronic components and telecommunications equipment appear across the 15% to 50% range depending on the specific product.

    Air conditioning units and parts fall at 15% to 25%.

    Sporting And Recreational Goods

    Tariff rate: 50%

    Golf clubs and golf equipment, fishing rods, and exercise equipment are all subject to a 50% counter-tariff.

    Wood charcoal, added to the list on August 26, also faces a 50% rate, which could affect the cost of barbecue supplies sourced from the United States.

    Full List Of All 629 Tariff Items Effective September 8

    The table below summarizes every product group on the revised August 26 schedule by HS chapter, with the number of tariff items in each group, the applicable rates, and common product descriptions.

    For individual tariff-item-level lookup, the complete line-by-line schedule is published on the Department of Finance Canada website.

    HS Ch.Product GroupItemsRateWhat It Covers
    04Dairy: milk, cream, whey1650%Concentrated milk powder, cream, whey protein, powdered whey
    04Cheese and curd3025%Cheddar, mozzarella, brie, gouda, provolone, Swiss, parmesan, havarti, romano, processed cheese, blue-veined cheese, fresh cheese
    04Natural honey150%All natural honey
    17Molasses450%Cane molasses and other molasses in powder or liquid form
    19Baking mixes and doughs1050%Mixes and doughs containing butterfat for bakery preparation
    33Cosmetics and perfumes550%Perfumes, lip makeup, eye makeup, manicure/pedicure products, hair preparations
    35Dairy-derived proteins550%Casein, milk albumin, milk protein substances, peptones
    39Plastics and packaging650%Vinyl floor/wall coverings, self-adhesive film, polyethylene bags, plastic tableware, kitchenware, household articles
    44Wood and lumber525%Softwood lumber: pine, fir, spruce, hemlock, S-P-F
    44Plywood and panels1250%All plywood types: bamboo, tropical, hardwood, coniferous, LVL, blockboard
    44Wood charcoal250%Wood charcoal, agglomerated or not
    47Wood pulp150%Chemical dissolving-grade wood pulp
    48Paper and tissue stock325–50%Tissue/towel stock (50%), kraft paper (25%), coated paper (50%)
    48Household paper products425–50%Toilet paper (25%), facial tissues and towels (25%), paper tablecloths (50%), other paper household items (50%)
    48Packaging and stationery750%Corrugated cartons, paper bags, envelopes, notebooks, binders, folders, paper trays/plates
    49Printed matter150%Printed pictures, designs, photographs
    57Carpets and floor coverings3225–50%Knotted, woven, tufted, and felt carpets in wool, nylon, synthetic, and other materials
    61Knitted apparel650%Cotton T-shirts, cotton/synthetic pullovers and cardigans, synthetic dresses and trousers, synthetic gloves
    62Woven apparel1750%Men’s wool suits/blazers/trousers, women’s synthetic dresses, overcoats, protective garments, cotton and synthetic garments
    68Plaster/drywall150%Gypsum drywall boards reinforced with paper
    70Glass containers150%Glass bottles, jars, and packing containers
    72Iron and non-alloy steel~13450%Steel ingots, semi-finished steel, flat-rolled products (hot/cold, all widths, coated/uncoated), bars, rods, wire, angles, shapes, sections, rails, piles, tubes, pipes, fittings
    73Steel articles and structures~8025–50%Structural steel, bridges, towers, scaffolding, doors, windows, fasteners, springs, stoves, radiators, kitchen sinks, sanitary ware
    74Copper products~650%Copper wire of various cross-sections
    76Aluminum products~4050%Aluminum bars, rods, wire, plates, sheets, foil, tubes, pipes, structures, fittings
    83Base metal fittings~425%Hinges, clasps, mountings, and fittings for furniture, doors, vehicles
    84Machinery and appliances~5015–25%Refrigerators, freezers, air conditioners, dishwasher parts, forklifts, mowers, cranes, jacks, hoists, certain machinery components
    85Electrical equipment~1625–50%Electric ovens/cookers/ranges (25%), insulated wiring (25%), smartphones (50%), electric accumulators, telecom equipment
    87Vehicles~250%Motorcycles, goods/livestock trailers
    94Furniture and lighting~2225–50%Wood/metal household furniture (50%), kitchen cabinets (25%), seating (25–50%), chandeliers and light fixtures (50%)
    95Sporting goods and consoles~550%Video game consoles, golf clubs, fishing rods, exercise equipment

    Note: Item counts marked with “~” are approximate for chapters with large numbers of closely related sub-classifications. The definitive line-by-line reference is the revised August 26 Finance Canada schedule linked above.

    September 8 Canada Tariffs At A Glance

    Product CategoryExamplesNew Tariff RatePotential Consumer Impact
    Steel and aluminumFlat-rolled steel, rebar, aluminum foil, structural steel50%Higher construction, manufacturing, and renovation costs
    Clothing and apparelT-shirts, sweaters, overcoats, suits, gloves50%Pricier U.S.-origin clothing at retail
    FurnitureWood household furniture, cabinets, seating25% to 50%Costlier home furnishing purchases
    Dairy productsCheddar, mozzarella, brie, milk powder, whey25% to 50%Higher cheese and dairy ingredient prices
    Beauty and cosmeticsPerfumes, lipstick, eye makeup, nail products50%More expensive U.S. beauty brands
    AppliancesRefrigerators, washing machines, dryers, stoves, cooking appliances, certain dishwasher parts25%Increased cost for major kitchen and laundry purchases
    Smartphones and consolesU.S.-origin smartphones, gaming consoles50%Potential price hikes on consumer electronics
    Plastics and packagingPlastic bags, tableware, film, packaging50%Higher costs for food service and shipping supplies
    Paper and pulpToilet paper, tissues, envelopes, notebooks25% to 50%Gradual increase in paper product prices
    Construction materialsLumber, plywood, drywall, copper wire25% to 50%More expensive renovation and building projects
    ToolsPowered hand tools, saws, dies, moulds15% to 50%Varies by classification, significant for some items
    Agricultural equipmentMowers, forklifts, farm machinery15% to 25%Higher equipment costs for farmers
    Sporting goodsGolf clubs, fishing rods, exercise equipment50%Pricier recreational gear from U.S. brands
    Honey and sweetenersNatural honey, molasses50%Costlier imported honey at grocery stores

    Does A 25% Tariff Mean Prices Will Rise 25%?

    No, and this is one of the most common misconceptions in tariff coverage.

    A 25% counter-tariff is charged on the declared customs value of the imported goods at the Canadian border, not on the final retail price a consumer pays.

    The retail price of any product includes the original import cost, shipping, warehousing, distributor markups, retailer margins, and applicable sales taxes.

    As a simplified illustration, consider a U.S.-made kitchen appliance that costs $400 at the border before any tariff.

    A 25% counter-tariff adds $100 to the landed cost, bringing it to $500.

    If the retailer previously sold that appliance for $600, the tariff-adjusted cost could push the shelf price to roughly $650 to $700, depending on how much of the increase the retailer absorbs and how competition affects pricing decisions.

    In practice, the actual retail increase depends on several factors: how much inventory was imported before September 8, whether the retailer can switch to a non-U.S. supplier, how aggressively competitors price the same category, and what margins the business can afford to compress.

    This example is an illustration and not a prediction of any specific product’s price trajectory.

    Will Canadian-Made Products Get More Expensive Too?

    The September 8 counter-tariffs apply exclusively to goods originating in the United States, so a product manufactured entirely in Canada from Canadian-sourced materials is not directly subject to these duties.

    However, Canadian manufacturers that rely on U.S.-sourced raw materials or components listed on the tariff schedule could face higher production costs.

    A Canadian furniture maker that imports U.S.-origin plywood, a bakery that uses U.S. milk powder, or a contractor that buys American steel could all see input prices rise, and some of that cost increase may eventually reach the consumer.

    Companies that source domestically or from non-U.S. trading partners may be less directly affected, though competitive pricing dynamics in a given market can still cause broader price movement.

    The federal government’s $7.5 billion support package for affected workers and businesses, announced alongside the counter-tariffs, includes financing through regional development agencies and the Business Development Bank of Canada to help companies manage the transition.

    What Canadians Should Know Beginning September 8

    Products that were already imported into Canada and sitting in retail or warehouse inventory before September 8 will not be retroactively tariffed, so price changes on store shelves may not appear immediately.

    Retailers have the option to absorb some or all of the tariff cost rather than passing it to consumers, particularly in competitive categories where rival brands are sourced from non-U.S. countries.

    The tariffs apply only to goods that qualify as U.S.-origin under the CUSMA country-of-origin marking regulations, meaning not every product of a given type sold in Canada is affected.

    Simply shipping a product through a U.S. warehouse does not automatically make it subject to the tariff. What matters is whether the product qualifies as U.S.-origin under the applicable marking rules.

    Some businesses may accelerate sourcing from alternative countries such as Mexico, the European Union, or Asia-Pacific trading partners to reduce exposure.

    Price effects are expected to emerge gradually rather than overnight, as existing inventory cycles through and new import costs begin to flow into the supply chain.

    The September 8 counter-tariffs represent the latest major expansion of Canadian trade measures against the United States in the current dispute.

    Consumers should expect gradual rather than overnight changes, and the degree of price impact will vary sharply by product category, by retailer, and by how quickly supply chains adjust.

    Watching for shifts in pricing on high-visibility items such as appliances, cheese, clothing, and construction materials over the next several weeks will provide the clearest early signal of how deeply these tariffs are reaching Canadian households.

    The Department of Finance product list remains the definitive reference, as the government has already revised the schedule once since the initial announcement.

    Frequently Asked Questions (FAQs)

    What new Canada tariffs take effect September 8, 2026?

    Canada is imposing counter-tariffs of 15%, 25%, and 50% on 629 U.S. tariff items totalling $27.6 billion in annual imports, effective 12:01 a.m. on Tuesday, September 8, 2026. The rates match the corresponding U.S. duties on equivalent Canadian goods, targeting sectors including steel, dairy, appliances, agricultural equipment, pulp and paper, furniture, clothing, cosmetics, and electronics.

    Which products could become more expensive in Canada?

    Products on the September 8 tariff list that could see price increases include cheese, milk powder, refrigerators, washing machines, stoves, smartphones, video game consoles, clothing, furniture, plywood, drywall, steel, aluminum, toilet paper, cosmetics, honey, plastic packaging, office supplies, and tools. The actual price change depends on whether retailers pass the added import cost through to consumers.

    Will prices rise by the full tariff amount?

    Not necessarily. Tariffs are applied to the customs value of imported goods, not to the final retail price. The amount consumers ultimately pay depends on retailer decisions, available inventory, the ability to source from non-U.S. suppliers, competitive pressure, and exchange rate conditions. A 25% tariff does not automatically translate to a 25% retail price increase.

    Do the tariffs apply to Canadian-made products?

    No, the September 8 counter-tariffs apply only to goods that originate in the United States under the CUSMA country-of-origin marking regulations. Products manufactured in Canada are not subject to these duties. However, Canadian producers that use U.S.-origin raw materials or components from the tariff list may face higher production costs.

    Are all U.S. products subject to the new tariffs?

    No, the counter-tariffs cover a specific list of 629 tariff items published by the Department of Finance Canada. Many U.S. products are not on the list. U.S. automobiles are covered by separate existing counter-tariffs and are not part of the September 8 measures. Energy products are also excluded.

    Fact-Checked: This article was fact-checked against the revised August 26, 2026, Department of Finance Canada product list, the government backgrounder on Canada’s targeted countermeasures, and supplementary reporting from the Canadian Press. All tariff rates, effective dates, and product classifications cited in this article are sourced from Canada.ca or verified secondary reporting that references the official schedule. The original August 25 list contained 874 tariff items; the revised August 26 list contains 629 tariff items after the removal of 254 fish and seafood classifications and the addition of nine other items. Reviewed and published on September 7, 2026.

    Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or trade compliance advice. Tariff classifications are determined at the individual product level and importers should consult a licensed customs broker for specific guidance. Retail price impacts described in this article reflect potential outcomes and are not guarantees of specific price changes. Immigration News Canada is not affiliated with the Government of Canada.


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  • New Service Canada Benefit Payments Coming In September 2026

    Service Canada sits at the centre of the Canadian social network, administering monthly pension payments, disability income support, and employment insurance deposits that collectively deliver billions of dollars to residents in every province and territory.

    For newcomers still building their financial footing in Canada, understanding these programs early can make a meaningful difference in long-term financial stability.

    September 2026 brings a fresh round of deposits across six major Service Canada benefit programs, including the Canada Disability Benefit, the Canada Pension Plan, Old Age Security, the Guaranteed Income Supplement, the Allowance and Allowance for the Survivor, and Employment Insurance.

    Several of these programs are currently paying updated amounts following recent inflation adjustments, with CPP reflecting a 2.0% annual increase from January 2026 and OAS carrying a 1.2% quarterly bump that took effect in July 2026.

    The Canada Disability Benefit is also now paying its first-ever indexed amount of $204.20 per month after a 2.1% adjustment in July 2026.

    This guide covers every Service Canada benefit payment scheduled for September 2026, along with current maximum amounts, eligibility rules, income thresholds, payment dates from September 2026 through June 2027, and step-by-step application instructions for each program.

    Canada Disability Benefit (CDB)

    The Canada Disability Benefit is a monthly income support payment for working-age Canadians aged 18 to 64 who hold a valid Disability Tax Credit certificate from the Canada Revenue Agency.

    Service Canada administers the CDB, which was introduced in July 2025 as a new addition to Canada’s social safety net for persons with disabilities.

    The CDB received its first annual inflation adjustment in July 2026 based on a 2.1% Consumer Price Index indexation factor.

    The September 17 CDB deposit is the first Service Canada payment of the month, arriving more than a week before CPP and OAS land on September 25.

    CDB Eligibility

    You must be between 18 and 64 years of age and hold a valid Disability Tax Credit (DTC) certificate approved by the CRA.

    You must have filed a Canadian income tax return for the previous year, as the CDB is income-tested and your benefit amount depends on your reported income.

    You must also fall into one of the following status-in-Canada categories: Canadian citizen, permanent resident, protected person, person registered or entitled to be registered under the Indian Act, or a temporary resident who has lived in Canada throughout the previous 18 months.

    If you have a spouse or common-law partner, that person must generally also have filed the 2025 federal income tax return, subject to limited waiver provisions.

    CDB eligibility ends the month after you turn 65, at which point you would transition to OAS and potentially GIS.

    CDB Maximum Amounts (July 2026 to June 2027)

    DetailAmount
    Maximum monthly benefit$204.20
    Maximum annual benefit$2,450.40
    Indexation rate (July 2026)2.1%
    Single income threshold (full benefit)$23,483
    Couple income threshold (full benefit)$33,182.50
    Working income exemption (single)$10,210
    Working income exemption (couple)$14,294

    The CDB is a non-taxable benefit that does not need to be reported as income on your annual tax return and does not generate a tax slip.

    CDB recipients who also receive CPP disability benefits should note that CPP disability income counts toward the income calculation that determines the CDB amount.

    The CDB benefit year runs from July through June, and updated amounts take effect each July based on annual indexation.

    CDB Payment Dates: September 2026 to June 2027

    Service Canada issues CDB payments on the third Thursday of every month, as published on the official Government of Canada benefits calendar:

    • September 17, 2026 (Thursday)
    • October 15, 2026 (Thursday)
    • November 19, 2026 (Thursday)
    • December 17, 2026 (Thursday)
    • January 21, 2027 (Thursday)
    • February 18, 2027 (Thursday)
    • March 18, 2027 (Thursday)
    • April 15, 2027 (Thursday)
    • May 20, 2027 (Thursday)
    • June 17, 2027 (Thursday)

    New regulations effective September 1, 2026, authorize a separate one-time $150 CDB supplemental payment to help offset the cost of obtaining the Disability Tax Credit.

    Service Canada says eligible recipients may receive the supplement starting in fall 2026, and no separate application is required.

    How to Apply for the CDB

    The first step is to obtain a valid Disability Tax Credit certificate by having your medical practitioner complete CRA Form T2201 and submit it to the CRA for approval.

    Once your DTC certificate is approved, you can apply for the CDB through your My Service Canada Account online, by calling Service Canada at 1-833-486-3007, or by mailing the completed Canada Disability Benefit application form.

    You can also apply in person at a Service Canada Centre.

    Holding an approved Disability Tax Credit certificate does not automatically enrol you in the Canada Disability Benefit.

    You must submit a CDB application to Service Canada.

    Canada Pension Plan (CPP)

    The Canada Pension Plan is a contributory social insurance program that provides monthly retirement income, disability benefits, survivor pensions, and children’s benefits to eligible contributors and their families.

    Most workers in Canada outside Quebec who are over 18 and earn above the CPP exemption threshold contribute to the Canada Pension Plan through payroll deductions.

    Quebec workers generally contribute to the Quebec Pension Plan instead, which operates as a parallel program with comparable benefits.

    CPP Eligibility

    You must be at least 60 years old and have made at least one valid contribution to the Canada Pension Plan to qualify for a CPP retirement pension.

    You do not need to stop working to start receiving CPP, and you can choose to begin your pension as early as age 60 or defer it until age 70.

    CPP disability benefits require that you are under 65, have a severe and prolonged disability, and have contributed to CPP in four of the last six years or three of the last six years if you have contributed for at least 25 years.

    Survivor pensions are available to the spouse or common-law partner of a deceased CPP contributor, and children’s benefits support dependent children of disabled or deceased contributors.

    CPP Maximum Amounts (2026)

    Benefit TypeAverage Monthly (Jul–Sep 2026)Maximum Monthly (2026)
    Retirement pension (at age 65)$877.01$1,507.65
    Disability benefit$1,234.68$1,741.20
    Survivor’s pension (under 65)$549.62$803.54
    Survivor’s pension (65 and older)$339.36$904.59
    Combined survivor + retirement (at 65)$1,103.97$1,531.56
    Children’s benefit (under 18)$307.81$307.81
    Death benefit (one-time)$2,606.18$2,500.00
    Post-retirement benefit (at 65)$25.76$54.69

    The maximum CPP retirement pension for someone starting at age 65 in 2026 is $1,507.65 per month, as published on the official Government of Canada CPP payment amounts page.

    Actual payments vary substantially based on contribution history, pensionable earnings, and the age at which the pension begins.

    The average retirement pension for new beneficiaries starting at age 65 during the July-to-September 2026 period is $877.01 per month.

    Starting CPP at age 60 locks in a permanent 36% reduction (0.6% per month for 60 months), while deferring to age 70 provides a permanent 42% increase (0.7% per month for 60 months) over the age-65 amount.

    CPP benefits in pay increased by 2.0% in January 2026, calculated using the Consumer Price Index for the 12 months ending October 2025 compared to the same period one year earlier.

    CPP Payment Dates: September 2026 to June 2027

    • September 25, 2026 (Friday)
    • October 28, 2026 (Wednesday)
    • November 26, 2026 (Thursday)
    • December 22, 2026 (Tuesday)
    • January 27, 2027 (Wednesday)
    • February 24, 2027 (Wednesday)
    • March 29, 2027 (Monday)
    • April 28, 2027 (Wednesday)
    • May 27, 2027 (Thursday)
    • June 28, 2027 (Monday)

    The December payment is scheduled earlier than most other months, on December 22, 2026.

    There is no extra or 13th payment in December, and the gap between the December 22 deposit and the late-January 2027 payment is the longest stretch between payments in the entire calendar.

    How to Apply for CPP

    You can apply for a CPP retirement pension online through your My Service Canada Account, by mailing a completed Application for a Canada Pension Plan Retirement Pension form (ISP-1000), or in person at a Service Canada Centre.

    Service Canada recommends applying six to twelve months before you want your pension to begin.

    For CPP disability benefits, submit the Application for a CPP Disability Benefit form (ISP-1151) along with supporting medical documentation from your healthcare provider.

    Survivor pension applications are made using Form ISP-1300 and must include proof of the contributor’s death and proof of your relationship.

    Old Age Security (OAS)

    Old Age Security is a non-contributory pension available to most Canadians aged 65 and older who meet the residency requirements, regardless of whether they ever worked or contributed to any pension plan.

    Unlike CPP, OAS is funded from general tax revenues and does not depend on your employment history.

    OAS Eligibility

    You must be 65 years of age or older and a Canadian citizen or legal resident at the time your OAS application is approved.

    If you live in Canada, you need at least 10 years of residence in Canada after age 18 to qualify for a partial pension.

    A full OAS pension requires 40 years of Canadian residence after age 18.

    If you live outside Canada, you need at least 20 years of Canadian residence after age 18 to receive OAS payments abroad.

    Newcomers to Canada should be aware that years of residence begin accumulating from the date of their arrival, and international social security agreements with certain countries may help meet the minimum residency threshold.

    OAS Maximum Amounts (July to September 2026)

    QuarterAges 65–74Ages 75+Quarterly Increase
    January – March 2026$742.31$816.540.3%
    April – June 2026$743.05$817.360.1%
    July – September 2026$751.97$827.171.2%
    October – December 2026TBD (CPI dependent)TBD (CPI dependent)TBD

    OAS adjusts four times per year in January, April, July, and October based on changes in the Consumer Price Index, as detailed on the official OAS payment amounts page.

    Under the Old Age Security Act, published OAS rates do not decrease solely because CPI falls, providing a one-way floor that protects purchasing power.

    Seniors aged 75 and older continue to receive the permanent 10% enhancement that was introduced in July 2022 on top of all regular quarterly adjustments.

    Seniors who defer OAS past age 65 receive a 0.6% increase for every month of deferral, up to a maximum of 36% at age 70.

    OAS Recovery Tax (Clawback)

    Higher-income seniors may have their OAS reduced through the recovery tax, which begins at a net world income of $93,454 based on your 2025 income for the July 2026 to June 2027 recovery period.

    The recovery rate is 15 cents for every dollar of income above that threshold.

    Full OAS is eliminated at approximately $152,062 for seniors aged 65 to 74 and at approximately $157,923 for seniors aged 75 and older.

    The recovery tax is spread over 12 monthly OAS payments after CRA calculates the amount.

    OAS Payment Dates: September 2026 to June 2027

    OAS deposits on the same dates as CPP each month:

    • September 25, 2026 (Friday)
    • October 28, 2026 (Wednesday)
    • November 26, 2026 (Thursday)
    • December 22, 2026 (Tuesday)
    • January 27, 2027 (Wednesday)
    • February 24, 2027 (Wednesday)
    • March 29, 2027 (Monday)
    • April 28, 2027 (Wednesday)
    • May 27, 2027 (Thursday)
    • June 28, 2027 (Monday)

    How to Apply for OAS

    Many Canadians are automatically enrolled for OAS and receive a notification letter from Service Canada the month after they turn 64.

    If you do not receive an automatic enrollment letter, you can apply online through My Service Canada Account, by mailing the completed Application for the Old Age Security Pension form (ISP-3550), or by visiting a Service Canada Centre.

    Service Canada recommends applying six months before you turn 65 if you have not been automatically enrolled.

    If you want to defer your OAS pension past age 65 for a higher monthly amount, you must either decline the automatic enrollment or notify Service Canada before your first payment is issued.

    Guaranteed Income Supplement (GIS)

    The Guaranteed Income Supplement provides additional non-taxable monthly income to low-income OAS recipients and is designed to ensure that the lowest-income Canadian seniors have a basic standard of living.

    GIS is paid on top of the OAS pension and the two amounts are typically combined into a single deposit on the same date each month.

    GIS Eligibility

    You must be receiving an OAS pension and your annual income (excluding OAS) must fall below the applicable income threshold for your marital situation.

    If you are single, widowed, or divorced, your individual annual income must be below $22,800.

    If your spouse or common-law partner also receives the full OAS pension, your combined annual income must be below $30,096.

    Filing your income tax return by April 30 each year is essential because Service Canada recalculates your GIS eligibility every July using your previous year’s tax return.

    If your return is not filed on time, your GIS payments may be suspended until the return is processed.

    GIS Maximum Amounts (July to September 2026)

    Recipient SituationMaximum Monthly GISIncome Threshold
    Single, widowed, or divorced$1,123.17$22,800
    Spouse/partner receives full OAS$676.09 each$30,096 combined
    Spouse/partner does not receive OAS$1,123.17$54,624 combined
    Spouse/partner receives the Allowance$676.09$42,144 combined

    GIS is income-tested and generally declines as other income rises, but the exact reduction depends on marital status and the type of income received.

    Employment and self-employment income receive special exemptions under the GIS calculation, including an exemption on the first $5,000 of such earnings and a partial exemption on earnings between $5,000 and $15,000.

    A single senior with no other income receives a combined OAS and GIS payment of approximately $1,875 per month starting with the July 2026 quarter.

    GIS adjusts quarterly alongside OAS, and the July to September 2026 quarter reflects a 1.2% increase.

    GIS Payment Dates: September 2026 to June 2027

    GIS deposits on the same schedule as CPP and OAS:

    • September 25, 2026 (Friday)
    • October 28, 2026 (Wednesday)
    • November 26, 2026 (Thursday)
    • December 22, 2026 (Tuesday)
    • January 27, 2027 (Wednesday)
    • February 24, 2027 (Wednesday)
    • March 29, 2027 (Monday)
    • April 28, 2027 (Wednesday)
    • May 27, 2027 (Thursday)
    • June 28, 2027 (Monday)

    How to Apply for GIS

    If you already receive OAS and your tax return indicates that your income falls below the GIS threshold, Service Canada may automatically assess your eligibility.

    If you are not automatically enrolled, you can apply by completing the Application for the Guaranteed Income Supplement form (ISP-3025) and mailing it to Service Canada or by visiting a Service Canada Centre in person.

    You can also call Service Canada at 1-800-277-9914 to request an application form or check your eligibility.

    The Allowance and Allowance for the Survivor

    The Allowance is a monthly benefit for low-income individuals aged 60 to 64 whose spouse or common-law partner receives OAS and GIS.

    The Allowance for the Survivor is a similar monthly benefit for low-income individuals aged 60 to 64 whose spouse or common-law partner has died.

    Both programs bridge the income gap for near-seniors who are not yet old enough to qualify for OAS and GIS on their own.

    Allowance Eligibility and Amounts

    You must be aged 60 to 64, be a Canadian citizen or legal resident, and have lived in Canada for at least 10 years after turning 18.

    The maximum monthly Allowance for the July to September 2026 quarter is $1,428.06, and the combined couple income must be below $42,144 per year.

    The maximum monthly Allowance for the Survivor is $1,702.34, and your individual annual income must be below $30,696.

    Both the Allowance and the Allowance for the Survivor end the month after you turn 65, at which point you transition to OAS and potentially GIS.

    Allowance Payment Dates: September 2026 to June 2027

    Allowance payments follow the same monthly schedule as CPP, OAS, and GIS:

    • September 25, 2026 (Friday)
    • October 28, 2026 (Wednesday)
    • November 26, 2026 (Thursday)
    • December 22, 2026 (Tuesday)
    • January 27, 2027 (Wednesday)
    • February 24, 2027 (Wednesday)
    • March 29, 2027 (Monday)
    • April 28, 2027 (Wednesday)
    • May 27, 2027 (Thursday)
    • June 28, 2027 (Monday)

    How to Apply for the Allowance

    Apply by completing the Application for the Allowance or Application for the Allowance for the Survivor form and submitting it to Service Canada by mail or in person.

    Your spouse or common-law partner must already be receiving OAS and GIS for you to be eligible for the regular Allowance.

    Contact Service Canada at 1-800-277-9914 if you need assistance or want to confirm your eligibility before applying.

    Employment Insurance (EI)

    Employment Insurance provides temporary income support to Canadians who have lost their job through no fault of their own or who need time away from work for specific life events, including illness, pregnancy, caregiving, or the care of a critically ill family member.

    Service Canada administers all EI claims and payments under the Employment Insurance Act.

    EI Eligibility

    To qualify for EI regular benefits, you must have been employed in insurable employment, lost your job through no fault of your own, and accumulated between 420 and 700 hours of insurable employment in the 52 weeks before your claim, depending on the unemployment rate in your region.

    You must be ready, willing, and able to work each day and must be actively looking for work while receiving benefits.

    EI special benefits cover maternity leave (up to 15 weeks), standard parental leave (up to 40 weeks shared, maximum 35 for one parent), extended parental leave (up to 69 weeks shared), sickness benefits (up to 26 weeks), compassionate care (up to 26 weeks), and family caregiver benefits (up to 15 weeks for adults, 35 weeks for children).

    EI Maximum Amounts (2026)

    Detail2026 Amount
    Benefit rate55% of average insurable weekly earnings
    Maximum weekly benefit$729
    Maximum insurable earnings$68,900
    Employee premium rate$1.63 per $100 of insurable earnings
    Maximum annual employee premium$1,123.07
    Benefit duration (regular)14 to 45 weeks
    Waiting period1 week (unpaid)

    Your actual weekly EI benefit is calculated at 55% of your average insurable weekly earnings, up to the $729 maximum.

    Low-income families with children may qualify for the EI Family Supplement, which can increase the benefit rate up to 80% of insurable earnings.

    You can work part-time while on EI and keep 50 cents of your benefit for every dollar you earn, up to 90% of your original weekly earnings.

    EI Payment Schedule in September 2026

    Employment Insurance does not have a single September payment date. Most claimants submit reports every two weeks according to their individual claim schedule.

    After an eligible report is processed, direct-deposit payments generally arrive within two to three business days. Cheques may take five to seven business days to arrive by mail.

    You can check your next reporting date and payment status at any time through your My Service Canada Account.

    How to Apply for EI

    Apply online through the Service Canada website at canada.ca as soon as possible after your last day of work.

    You have four weeks from your last working day to submit your application, but applying early prevents lost benefits.

    You do not need to wait for your Record of Employment (ROE) from your employer, as most employers now submit ROEs electronically to Service Canada.

    After your claim is approved, you must complete biweekly reports online through My Service Canada Account or by calling the automated telephone reporting service at 1-800-531-7555 to continue receiving payments.

    Service Canada administers the largest retirement, disability, and employment support programs in the country, delivering monthly income to millions of Canadians across every province and territory.

    Whether you are a retiree depending on CPP and OAS, a working-age Canadian with a disability receiving the CDB, or someone navigating a job loss through Employment Insurance, knowing your exact payment dates and current maximum amounts helps you budget with confidence.

    September 2026 marks a month where several freshly adjusted benefit amounts are already in effect, making it an ideal time to verify your payment details through your My Service Canada Account and ensure your direct deposit information is up to date.

    Frequently Asked Questions (FAQs)

    Can a newcomer to Canada qualify for Service Canada benefits immediately after landing?

    Eligibility varies by program. Employment Insurance requires insurable hours from Canadian employment, so you must first work in a job that deducts EI premiums. OAS requires a minimum of 10 years of Canadian residence after age 18 for a partial pension, though international social security agreements with certain countries may count foreign residence. CPP requires at least one valid contribution from Canadian employment. CDB eligibility depends on immigration or legal status. Canadian citizens, permanent residents, protected persons, and people registered or entitled to be registered under the Indian Act may qualify if they meet the other requirements. Temporary residents generally must also have lived in Canada throughout the previous 18 months.

    What happens if my Service Canada payment does not arrive on the scheduled date?

    Government payment dates are issue dates, and deposits may take a few days to appear. Posted cheques can take longer.
    Service Canada advises waiting five to ten business days before contacting the program about a missing scheduled payment.
    For CPP, OAS, or GIS payment inquiries, call 1-800-277-9914.
    For Canada Disability Benefit inquiries, call 1-833-486-3007.
    For Employment Insurance inquiries, call 1-800-206-7218.
    Have your Social Insurance Number ready when calling.

    Can I receive both CPP disability benefits and the Canada Disability Benefit at the same time?

    Yes, these are separate programs with different eligibility requirements and payment schedules. However, the CDB is income-tested, and your CPP disability payments count as income in the calculation that determines your CDB amount. A recipient collecting the maximum CPP disability benefit of $1,741.20 per month would likely receive a reduced CDB amount or no CDB at all, depending on their total annual income and marital status.

    Does receiving the OAS recovery tax mean I lose my GIS as well?

    The OAS recovery tax applies to seniors with net world income above $93,454 based on 2025 income, but GIS is income-tested separately using a different income definition that excludes OAS payments themselves. In practice, a senior earning enough to trigger the OAS clawback would almost certainly exceed the GIS income thresholds and would not be receiving GIS. The two programs target very different income levels, with GIS aimed at the lowest-income seniors and the recovery tax affecting the highest earners.

    Why does the December Service Canada payment arrive earlier than usual?

    The December payment is scheduled earlier than most other months, on December 22, 2026. The gap between this deposit and the late-January 2027 payment is the longest stretch between payments in the entire calendar. There is no bonus or 13th payment in December, so recipients should plan their budgets accordingly for this extended gap.

    Fact-Checked: All 2026 payment dates, benefit amounts, indexation rates, and eligibility thresholds referenced in this article are verified against the official Government of Canada CPP payment amounts page, the OAS payment amounts page, the Canada Disability Benefit program and eligibility pages, the Employment Insurance program parameters published by Employment and Social Development Canada, and the Government of Canada benefits payment calendar, as of September 6, 2026.

    Disclaimer: This article provides general information only and does not constitute financial, legal, or tax advice. The September through December 2026 payment dates are from the official Government of Canada benefits payment calendar. The January through June 2027 payment dates are projected using Service Canada’s standard scheduling pattern and are subject to official confirmation when the 2027 calendar is published. Benefit eligibility and amounts depend on individual circumstances including contribution history, residency, income, and marital status. Contact Service Canada or consult a licensed financial or tax professional for advice specific to your circumstances.


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    10 New Ontario Laws and Rules In September 2026

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  • 10 New Ontario Laws and Rules In September 2026

    September 2026 is delivering one of the busiest months for new provincial rules, policy shifts, and program changes Ontario has seen in years.

    Transit fares, rental laws, school grading, university funding, highway speeds, and healthcare access are all changing within the same four-week window.

    Some of these changes took effect on September 1, others land on September 8 or September 21, and a few carry deadlines at the end of the month.

    Whether you rent an apartment, ride the TTC, drive a 400-series highway, or have a child starting high school, at least one of these items will directly affect your daily life.

    Ontario also saw a heavy round of new provincial rules take effect in July 2026, and several new federal laws arrived alongside them in September.

    Here is a full breakdown of 10 major Ontario laws, rules, and changes taking effect this month.

    1. New Ontario School Rules Begin

    Ontario’s Ministry of Education has overhauled secondary school assessment and evaluation practices for the 2026-27 school year, and the changes are among the most substantial in over two decades.

    Most secondary courses will now include a mandatory written final exam as a fixed percentage of the final grade.

    For Grades 9 and 10, the final mark is now composed of 65% classroom work, 20% final evaluation, and 15% attendance and participation.

    For Grades 11 and 12, the breakdown shifts to 65% classroom work, 25% final evaluation, and 10% attendance and participation.

    In core subjects like math, English, and science, the written exam accounts for the full 20% or 25% final-evaluation weight.

    Other courses generally follow a split of 10% exam and 15% culminating task, or a 15% exam and 10% task combination, depending on the subject.

    Exemptions exist for specific course types, including locally developed compulsory credit courses, workplace-preparation and open courses, co-operative education, and interdisciplinary studies.

    The Grade 9 EQAO mathematics assessment will now serve as the written final exam and count for 20% of the final course grade.

    Attendance and participation are graded together on a five-level scale.

    A student who misses more than 10% of classes for unexcused absences falls below level 1, which directly affects their final mark.

    Teachers will assess whether students contribute to discussions, ask relevant questions, and support a positive classroom culture.

    Students who began Grade 9 in 2025-26 or later must complete the new financial literacy graduation requirement, generally through the compulsory Grade 10 Career Studies course.

    Students need a mark of 70% or higher on the financial literacy modules, which make up 5% of their final Career Studies grade.

    Ontario also updated the kindergarten curriculum for the first time in several years as part of the broader education overhaul.

    These education changes arrive alongside new immigration-linked benefit eligibility rules that Ontario introduced in August 2026.

    2. Ontario Tuition And OSAP Rules Change

    Ontario’s seven-year freeze on domestic tuition officially ended this fall.

    Public colleges and universities can now raise tuition by up to 2% annually for the next three years under a new framework announced on February 12, 2026.

    After the initial three-year period, future increases will be capped at 2% or the rate of inflation, whichever is lower.

    Even with these increases, the provincial government says Ontario tuition will remain below 2019 levels until at least 2030.

    The bigger shift for students is the restructuring of the Ontario Student Assistance Program.

    Starting with the 2026-27 academic year, students will receive a maximum of 25% of their provincial OSAP funding as non-repayable grants.

    At least 75% of OSAP funding will now be issued as repayable loans.

    This is a dramatic reversal from the previous structure, where a much larger share of provincial aid could be delivered as grants.

    For eligible study periods beginning on or after August 1, 2026, students at private career colleges are no longer eligible for the Ontario Student Grant, although other OSAP assistance may still depend on individual eligibility.

    Alongside the OSAP restructuring, Ontario committed $6.4 billion in additional funding over four years to public universities, colleges, and Indigenous Institutes.

    Annual operating support is rising to $7 billion, which the province describes as the highest level in its history.

    The province also enhanced the Student Access Guarantee, a needs-based program designed to help low-income students cover tuition, books, and mandatory fees when OSAP falls short.

    Students and families planning for post-secondary education can review the full OSAP eligibility requirements before applying.

    Major New Landlord And Tenant Rules Take Effect

    September 21, 2026, marks the second wave of amendments to Ontario’s Residential Tenancies Act under Bill 60 and Bill 97.

    These changes follow the first wave that took effect on July 1, 2026, which included shortened review deadlines, doubled maximum fines for landlord misconduct, and a mandatory payment agreement form.

    The most significant September 21 change is the reduction of the N4 non-payment notice period from fourteen days to seven days for monthly and yearly tenancies.

    Under the current rules, a tenant who misses rent and receives an N4 has fourteen days to pay before the landlord can file an L1 eviction application with the Landlord and Tenant Board.

    Starting September 21, that window drops to seven days.

    The tenant can still void the notice by paying in full within that seven-day period, but the timeline before a landlord can proceed to the Board is now cut in half.

    Ontario is also introducing a statutory definition of persistent late payment for the first time.

    The new regulation expressly includes situations where a tenant fails to pay rent within seven days of the due date on at least three occasions within any six-month period, subject to limited exceptions.

    A landlord may rely on that pattern in seeking termination through the LTB.

    Renoviction protections are also being strengthened with new written communication requirements.

    Landlords who issue an N13 for renovations must now provide an estimated completion date, notify the tenant of changes, confirm when the unit is ready, and give tenants at least sixty days to exercise their right of first refusal.

    Tenants seeking to raise certain issues during non-payment eviction hearings will now need to pay half of the claimed rent arrears no later than seven days before the hearing.

    A separate change allows landlords who serve an N12 personal-use notice with at least 120 days’ notice to waive the standard one-month compensation requirement.

    Under Ontario Regulation 240/26, the person named in an N12 must move in within sixty days of the tenant vacating, or a rebuttable presumption of bad faith takes effect.

    The 2026 Ontario rent increase guideline remains at 2.1% for units subject to rent control.

    4. Ontario Launches Another Major Family-Doctor Expansion

    Deputy Premier and Minister of Health Sylvia Jones announced on August 18, 2026, that Ontario is opening a new call for proposals in September to create or expand approximately 78 primary care teams.

    The stated goal is connecting another 600,000 people to a family doctor or primary-care provider.

    This $250 million investment is part of the province’s broader $3.4 billion Primary Care Action Plan, which aims to connect every person in Ontario to primary care by 2029.

    Communities across Ontario will be eligible to apply for funding through the September call for proposals.

    All Ontario Health Teams will receive guidance in September before the call officially launches.

    Primary care teams bring together doctors, nurse practitioners, registered and practical nurses, physiotherapists, social workers, dietitians, and other professionals under one roof.

    Separately, 124 successful applicants from the 2026-27 funding round are already receiving funding for new or expanded primary care teams.

    Those teams are expected to connect another 500,000 patients to primary care, including people currently waiting through the Health Care Connect registry.

    The government says more than 20,000 physicians have been added to Ontario’s health-care workforce since 2018, including a 14% increase in the number of family doctors.

    Ontario is also developing a province-wide primary care medical record system intended to integrate patient information and reduce administrative demands on providers.

    The province has been making substantial investments across healthcare and social services in 2026, including changes to ODSP payment schedules and new CRA benefit payment timelines for Ontario residents.

    5. More Ontario Highways Move To 110 km/h

    Ontario is completing the latest phase of its highway speed-limit expansion, with the goal of posting 110 km/h on nearly 89% of the provincial highway network by the end of September 2026.

    The province is raising the limit from 100 km/h to 110 km/h on an additional 938 kilometres of highways, with the rollout occurring in stages from late June through September 30.

    Currently, approximately 873 kilometres of provincial highways carry a posted speed limit of 110 km/h.

    Once all September changes take effect, roughly 89% of the network will operate under the higher limit, up from 43% before the expansion began.

    The sections moving to 110 km/h by September 30 include Highway 403 from QEW to Highway 401, Highway 404 from Highway 401 to Mulock Drive, Highway 406 from Westchester Avenue to Highway 58, Highway 407 from Brock Road to Highway 35/115, Highway 412 from Highway 401 to Highway 407, Highway 418 from Highway 401 to Highway 407, the QEW from Freeman Interchange to Highway 403, and two additional QEW stretches in the Niagara region.

    Transportation Minister Prabmeet Sarkaria said drivers travelling between Sarnia and Toronto could save nearly 20 minutes under the new limits.

    Those driving from Toronto to Ottawa could save close to half an hour.

    The expansion builds on previous speed-limit increases introduced on six highway sections in 2022 and ten sections in 2024.

    All affected highway sections underwent detailed engineering and technical assessments before the increases were approved.

    Newly constructed freeways, including Highways 413 and 425, are being designed with a posted speed limit of 110 km/h from the start.

    The stunt-driving threshold remains unchanged at 40 km/h or more over the posted limit, meaning drivers on an 110 km/h highway who reach 150 km/h face vehicle impoundment and licence suspension.

    Ontario introduced new driving licence rules linked to immigration status verification under the same Bill 60 legislation that also delivered the rental law changes.

    6. Medical Schools Must Reserve At Least 95% Of Seats For Ontario Residents

    Starting with the fall 2026 admissions cycle, all Ontario medical schools must allocate at least 95% of their undergraduate seats to residents of Ontario.

    Under the new framework, the remaining seats are generally limited to eligible applicants from elsewhere in Canada, which effectively eliminates the traditional international-applicant pathway for undergraduate medical-school admission in Ontario, subject to the legislation and any prescribed exceptions.

    The law does provide an exception if there are insufficient qualified Ontario applicants to fill the reserved seats.

    The policy was announced by Premier Doug Ford on October 25, 2024, as part of Ontario’s response to the province’s family-doctor shortage.

    More than 2.5 million Ontarians currently lack a primary care provider, and the province says locally trained graduates are significantly more likely to remain and practice in Ontario.

    Ontario now has seven operating medical schools, with York University expected to bring the total to eight when its program opens by 2028.

    The new legislation formalizes a seat-allocation structure and makes it a binding requirement across all Ontario medical schools.

    The province also expanded the Learn and Stay Grant, investing $88 million to cover tuition and educational costs for 1,360 undergraduate medical students who commit to practicing family medicine in Ontario.

    Ontario’s broader immigration-linked policy changes in 2026 also include a redesigned Ontario Immigrant Nominee Program with new workforce-priority pathways.

    7. Permanent Flashing School-Zone Warning Signs Due

    Ontario municipalities that previously operated automated speed enforcement cameras in school zones must have permanent large warning signs with flashing lights installed by September 2026.

    This deadline stems from Bill 56, the legislation that banned municipal speed cameras across Ontario effective November 14, 2025.

    When the province repealed speed camera authority, it required municipalities to install interim large signs by mid-November 2025 and permanent flashing-light signage by September 2026.

    The replacement signs read “Maximum 40 km/h” and “School Zone” and are meant to serve as the primary visual deterrent for speeding drivers near schools.

    Several municipalities reported logistical issues with the initial signs, with both Toronto and Ottawa noting that the province-supplied signs were physically too large for existing poles.

    The province provided a $210 million fund to help affected municipalities cover the cost of alternative traffic-calming measures, including the flashing signs, speed bumps, raised crosswalks, and curb extensions.

    Safety advocates and multiple municipal councils have criticized the speed camera ban, citing research showing cameras reduced speeding by 45% in Toronto school zones.

    The permanent flashing-light deadline coincides with the start of the new school year across Ontario.

    Parents with school-age children may also want to review Ontario’s 2026 statutory holidays and long weekends to plan around the fall schedule.

    8. Major GO Train And Bus Schedule Changes

    Metrolinx began rolling out service changes across four GO Train lines on September 5, with additional adjustments starting September 8 and September 12.

    The Lakeshore East, Lakeshore West, Barrie, and Stouffville lines are all affected, primarily during off-peak hours.

    Rush-hour rail service remains unchanged, but weekend and evening train frequencies are being reduced on several corridors.

    Weekend service on the Lakeshore East and Lakeshore West lines is returning to 30-minute intervals, down from the 15-minute service that was in place during the summer and the FIFA World Cup period.

    Midday and evening service to and from Niagara Falls on weekdays is also being adjusted.

    On the Barrie line, several weekday evening trains have been removed from the schedule, and weekend train service will run every two hours between 2:00 p.m. and 11:00 p.m.

    The Stouffville line will have no weekend train service until after 3:00 p.m., with replacement buses operating on routes 65, 68, and 71.

    Metrolinx attributed the changes to seasonal demand adjustments, train-crew training and certification needs, and recovery from elevated ridership during the FIFA World Cup.

    The transit agency said the interim measures are expected to remain in place until spring 2027.

    GO bus schedules are also changing, with the return of service to post-secondary campuses on several routes and the addition of a new Route 43 between Mount Pleasant GO Station in Brampton and McMaster University in Hamilton.

    These schedule changes arrive in the same month as several new CRA benefit payments for Ontario families and ongoing provincial benefit payment adjustments.

    9. New TTC Fare-Capping Rules Now In Effect

    As of September 1, 2026, the Toronto Transit Commission has introduced monthly fare capping for all riders who pay electronically.

    Adults, youth, seniors, and Fair Pass customers who consistently use the same PRESTO card, debit or credit card, or mobile-wallet device will ride free after 47 paid trips within the calendar month.

    The trip count resets at the beginning of each new month, and riders do not need to sign up or opt in.

    Only the first tap of each new trip counts toward the 47-fare cap, because additional taps within the existing two-hour transfer window remain free.

    Riders must tap the same card or device every time for their fares to accumulate toward a single cap.

    A physical PRESTO card and the same card loaded into a mobile wallet are treated as separate payment methods.

    If a rider switches between devices mid-month, neither device will reach the cap on its own.

    The TTC simultaneously discontinued several existing fare products on August 31, 2026.

    The adult monthly pass, youth monthly pass, senior monthly pass, Fair Pass monthly pass, youth twelve-month pass, and senior twelve-month pass are no longer available for purchase.

    Adult twelve-month passes and post-secondary student monthly passes remain active and continue to offer the lowest per-ride cost for riders who use them daily.

    Toronto’s 2026 operating budget approved the fare-capping program alongside a third consecutive fare freeze, with current adult pay-as-you-go fares remaining at $3.30 by PRESTO debit or credit and $3.35 by cash.

    The TTC says the monthly cap will drop from 47 paid trips to 40 in 2027.

    The Ontario One Fare Program that launched in 2024 continues to operate alongside the new TTC fare cap for riders connecting between TTC and regional transit agencies.

    10. GO Transit And UP Express Fare-Evasion Fines Increase

    Metrolinx is dramatically increasing fines for fare evasion on GO Transit and the UP Express, effective September 8, 2026.

    A first-time offence will now carry a $200 fine, up from the previous $35 penalty.

    That represents a 471% increase for passengers caught travelling without valid proof of payment.

    Subsequent offences escalate sharply: $300 for a second offence, $400 for a third, and $500 for a fourth.

    A fifth offence will result in a Provincial Offence Notice carrying a $600 set fine, while a sixth or subsequent offence can lead to a court summons and a fine of up to $1,000 upon conviction.

    Metrolinx says fare evasion costs the transit system approximately $21 million in lost revenue each year.

    The agency urged commuters to avoid fines by tapping their PRESTO, debit, or credit card at the start and end of each trip.

    Riders who transfer between GO trains and buses, or between GO Transit and connecting transit agencies, should tap the same card every time.

    Anyone using a discounted fare, including students and veterans, must carry valid identification in case of an inspection.

    The increased fines follow a 2022 graduated-penalty structure that started at just $35 for first offences.

    September 2026 is reshaping daily life for millions of Ontarians across transit, housing, education, healthcare, and transportation.

    Many of these changes carry specific deadlines and compliance requirements that make it essential to understand the exact dates and rules before they take effect.

    Residents should bookmark official provincial and municipal sources and review how each change applies to their specific situation.

    Frequently Asked Questions (FAQs)

    Will TTC fare capping apply to cash-paying riders?

    No, monthly fare capping only applies to electronic payments made with a PRESTO card, debit card, credit card, or mobile wallet. Cash fares are exact-fare, one-way trips that do not count toward the 47-trip cap. Riders who regularly pay with cash and want to benefit from capping will need to switch to one of the accepted electronic payment methods and use the same card or device consistently throughout the month.

    Can a landlord serve a 7-day N4 notice before September 21, 2026?

    No, any N4 notice served before September 21 must use the existing fourteen-day termination period to be legally valid. A landlord who serves a seven-day N4 before the effective date risks having the notice declared void by the Landlord and Tenant Board. The new timeline applies only to notices served on or after September 21, regardless of when the rent arrears originally accrued.

    Do the new OSAP grant-to-loan ratios affect students who are already enrolled and receiving OSAP?

    Yes, the restructured 25% maximum grant and 75% minimum loan ratios apply to all OSAP recipients beginning with the 2026-27 academic year, regardless of whether the student is newly enrolled or continuing. Students who received their OSAP for the 2025-26 year under the old structure will see the new ratios reflected in their next funding cycle. The 2026-27 OSAP application already reflects these changes.

    What happens if a municipality misses the September 2026 deadline for installing flashing school-zone signs?

    The province established the deadline when it banned speed cameras under Bill 56, and municipalities were provided provincial funding through a $210 million traffic-calming fund to help cover installation costs. The Ontario government has not publicly detailed specific enforcement actions for municipalities that miss the deadline, though the requirement is tied to provincial legislation. Affected municipalities have been working with the Ministry of Transportation throughout 2026 to meet the installation schedule.

    Will GO Transit rush-hour service be affected by the September schedule changes?

    No, Metrolinx has confirmed that rush-hour rail service on all affected lines remains unchanged. The September service reductions apply exclusively to off-peak periods, including weekday evenings and weekends on the Lakeshore West, Lakeshore East, Barrie, and Stouffville lines. Replacement GO bus service is available on routes 65, 68, and 71 during periods when trains are not operating, though buses are subject to road traffic conditions.

    Fact-Checked: All information in this article has been verified against official sources as of September 5, 2026, including the TTC’s official September 2026 fare-capping update, Ontario’s Residential Tenancies Act regulations and related Bill 60 and Bill 97 amendments, the Ontario government’s postsecondary funding and OSAP changes, the Ministry of Education’s Growing Success assessment and evaluation framework, the Ontario Newsroom’s highway speed-limit expansion announcement, Ontario’s medical-school admissions legislation, Metrolinx’s September GO rail and bus service changes and new GO Transit and UP Express fare-evasion fine schedule, the Ontario government’s September primary-care expansion, and the province’s school-zone speed-camera replacement framework.

    Disclaimer: This article is published by Immigration News Canada for informational purposes only and does not constitute legal, financial, or professional advice. Policies, programs, and regulations described in this article are subject to change. Readers should consult official Ontario government sources, their local municipality, or a qualified professional for guidance specific to their individual circumstances.


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  • New CRA Benefit Payments For Ontario Residents In September 2026

    2 major Canada Revenue Agency – CRA benefit payments are scheduled for eligible Ontario residents during September 2026.

    The Ontario Trillium Benefit is scheduled for September 10, followed by the Canada Child Benefit on September 18.

    Both payments fall within the 2026–27 benefit year that began in July, and amounts are calculated using your 2025 income tax return data under updated inflation-indexed 2026 amounts.

    There is no Canada Groceries and Essentials Benefit payment or Advanced Canada Workers Benefit payment during September.

    This article covers the verified payment date, eligibility criteria, updated maximum amounts, income thresholds, and all remaining 2026 deposit dates for each of these two CRA-administered benefits.

    Canada Child Benefit

    The next Canada Child Benefit deposit is confirmed for Friday, September 18, 2026, marking the third CCB payment of the 2026–27 benefit year.

    This tax-free monthly payment from the CRA helps eligible families across Ontario cover the cost of raising children under 18 years of age.

    Maximum amounts increased in July under the annual inflation indexation, and the September deposit continues at these higher rates calculated from your 2025 adjusted family net income.

    Who May Qualify for the CCB

    You may qualify for the Canada Child Benefit if you live with a child under 18 and are primarily responsible for that child’s care and upbringing.

    You or your spouse or common-law partner must be a Canadian citizen, permanent resident, protected person, individual registered or entitled to be registered under the Indian Act, or a temporary resident who has lived in Canada for the previous 18 consecutive months and holds a valid permit in the 19th month.

    How to Apply for the CCB

    You must apply for the Canada Child Benefit when you first become eligible.

    Applications can be made through birth registration and the Automated Benefits Application, CRA My Account, or by submitting Form RC66.

    Once enrolled, recipients and their spouse or common-law partner must continue filing income tax returns each year so the CRA can recalculate and maintain their payments.

    Newcomers to Canada should submit Form RC66 along with Schedule RC66SCH to activate their CCB entitlement after arrival, as explained in our CCB newcomer eligibility guide.

    CCB Amounts and Income Thresholds for 2026–27

    The CRA confirmed an inflation indexation that raised maximum CCB amounts starting with the July 2026 payment, and September payments continue at these rates.

    Age GroupMaximum AnnualMaximum Monthly
    Each child under 6$8,157$679.75
    Each child aged 6 to 17$6,883$573.58
    Child Disability Benefit (DTC-eligible child)$3,480$290.00

    These are the maximum entitlements available when your adjusted family net income is below $38,237 for the base CCB, or below $82,847 for the Child Disability Benefit component.

    Your actual payment depends on the number of children in your care, their ages, your family’s adjusted net income, and whether any child qualifies for the Disability Tax Credit.

    For families with adjusted family net income between $38,237 and $82,847, the CRA applies a graduated reduction based on the number of children, at rates ranging from 7% to 23% of income above the threshold.

    A second reduction formula applies when adjusted family net income exceeds $82,847, gradually reducing the benefit further as family income rises.

    If your calculated monthly CCB is less than $20, the CRA normally pays your entitlement as a single lump sum rather than issuing monthly deposits.

    Changes in custody arrangements, marital status, or the number of children must be reported to the CRA through My Account to ensure your payments reflect your current situation.

    Upcoming CCB Payment Dates

    • September 18, 2026
    • October 20, 2026
    • November 20, 2026
    • December 11, 2026

    Ontario Trillium Benefit

    Eligible Ontario residents receiving their OTB in monthly installments are scheduled to receive the next payment on Thursday, September 10, 2026, as confirmed by the CRA Ontario Trillium Benefit program page.

    The OTB is a tax-free payment that the CRA administers on behalf of the Ontario government, combining three separate provincial tax credits into a single deposit that appears in your bank account under the label Canada PRO Deposit.

    September’s payment continues the 2026–27 benefit year that launched with the July 10 deposit.

    Three Credits Inside the OTB

    You only need to qualify for one of the following three credits to receive the Ontario Trillium Benefit.

    Ontario Sales Tax Credit (OSTC)

    The OSTC helps lower-income Ontario residents offset the provincial portion of the HST they pay on everyday purchases.

    For the 2026–27 benefit year, the maximum OSTC is $378 per eligible adult and per child under 19, up from $371 in the previous cycle.

    The OSTC is fully automatic and requires no application beyond filing your tax return, with the credit calculated for each household member.

    This credit begins to reduce at 4% of adjusted family net income above approximately $29,047 for individuals and $36,309 for families.

    Ontario Energy and Property Tax Credit (OEPTC)

    The OEPTC is designed to help Ontario residents with property tax and the sales tax portion of their energy costs.

    For the current benefit year, the maximum OEPTC is $1,307 for non-senior adults aged 18 to 64 and $1,488 for seniors aged 65 and older.

    Residents in public or non-profit long-term care homes can receive up to $290, and students in designated school residences can receive up to $25.

    Unlike the OSTC, the OEPTC requires you to complete Form ON-BEN with your tax return each year, reporting your rent, property tax, or other eligible housing costs.

    The OEPTC is income-tested, and its reduction threshold varies by family situation.

    For 2026, the reduction begins above $29,047 for a single non-senior with no children, $36,309 for married or common-law non-seniors, and $43,571 for married or common-law senior households.

    Without Form ON-BEN, eligible residents will not receive the OEPTC or NOEC components of their Ontario Trillium Benefit.

    Northern Ontario Energy Credit (NOEC)

    The NOEC provides additional support for residents of Northern Ontario who face higher home energy costs than those in the southern part of the province.

    For the 2026–27 benefit year, the maximum NOEC is $189 for single individuals with no children and $290 for couples and single parents.

    Northern Ontario includes the districts of Algoma, Cochrane, Kenora, Manitoulin, Nipissing, Parry Sound, Rainy River, Sudbury, Thunder Bay, and Timiskaming.

    The NOEC uses separate income thresholds from the OEPTC.

    For 2026, the credit begins to reduce above $50,833 for a single person with no children and above $65,356 for couples and single parents, at a rate of 1%.

    OTB Summary for 2026–27

    OTB ComponentMaximum AmountApplication Required
    Ontario Sales Tax Credit$378 per personNo (automatic with tax return)
    OEPTC (ages 18–64)$1,307 per yearYes (Form ON-BEN)
    OEPTC (ages 65+)$1,488 per yearYes (Form ON-BEN)
    NOEC (single, no children)$189 per yearYes (Form ON-BEN)
    NOEC (couple/single parent)$290 per yearYes (Form ON-BEN)

    An eligible family of four in Southern Ontario could receive up to approximately $2,820 per year through the OSTC and OEPTC components alone, while a comparable family in Northern Ontario could receive up to approximately $3,110 when the NOEC is included.

    Lump Sum Payment Rules

    If your total annual OTB entitlement is $500 or less for the 2026–27 benefit year, the CRA will pay your entire annual amount as a single lump sum with the July payment rather than spreading it across 12 monthly instalments.

    This threshold was increased from $360 in the previous benefit year, as announced in the 2026 Ontario Budget.

    Recipients with an annual entitlement above $500 can choose to receive their full benefit as a single payment in June 2027 by ticking box 61060 on Form ON-BEN when filing their 2025 tax return.

    Late-Filed Returns and OTB Payments

    For the OTB specifically, if your 2025 return was assessed after June 19, 2026, the CRA says your first payment will generally be issued within four to eight weeks after assessment and will include any applicable prior-month entitlement.

    Upcoming OTB Payment Dates

    • September 10, 2026
    • October 9, 2026
    • November 10, 2026
    • December 10, 2026

    Why Your Tax Return Determines Both Payments

    Your annual income tax return is the single most important factor connecting both of these September benefit payments.

    The CRA uses your 2025 tax return data to calculate your Canada Child Benefit and Ontario Trillium Benefit amounts directly.

    If you or your spouse or common-law partner have not yet filed a 2025 return, your CCB payments may be delayed, reduced, or stopped entirely until the CRA completes your assessment.

    You can verify your benefit status and expected payment amounts at any time through CRA My Account.

    September 2026 CRA Benefit Payment Dates for Ontario

    BenefitSeptember 2026 DateMaximum Monthly Amount
    Ontario Trillium BenefitSeptember 10Varies by components
    Canada Child BenefitSeptember 18$679.75 per child under 6

    Payments are issued on the scheduled dates, although they may take a few days to appear and mailed cheques can take longer.

    The CRA asks CCB recipients to wait five working days after the payment date before contacting the agency, while OTB recipients should wait ten working days.

    September 2026 delivers two CRA-administered benefit payments to eligible Ontario households on separate dates within the month, continuing the 2026–27 benefit year that began with higher indexed amounts in July.

    October will bring the next round of quarterly payments under the Canada Groceries and Essentials Benefit, alongside the regular monthly CCB and OTB deposits.

    Residents who have recently moved, changed marital status, or experienced changes in custody arrangements should update their information through CRA My Account before the next payment cycle to avoid delays or incorrect amounts.

    Filing your tax return remains the single most important step for maintaining uninterrupted access to both of these benefit programs, and both spouses or common-law partners must file each year even if one has no income.

    Frequently Asked Questions (FAQs)

    Can an Ontario resident receive both the CCB and the OTB in the same month?

    It is possible for an Ontario resident to receive both the Canada Child Benefit and the Ontario Trillium Benefit in the same month, provided they meet the separate eligibility requirements for each program independently. A parent with at least one child under 18 who also files a tax return with Form ON-BEN completed and reports eligible housing costs could qualify for both September deposits. Each benefit is calculated using different criteria and income thresholds, so receiving one does not guarantee eligibility for the other.

    Does the October Canada Groceries and Essentials Benefit payment cover the gap left by having no quarterly payment in September?

    The CGEB follows a fixed quarterly schedule with payments in July, October, January, and April, so September was never a scheduled CGEB month. The October 5, 2026, deposit covers the same quarterly period it would have under the former GST/HST credit structure, and the amount reflects the 25% enhancement that took effect in July 2026.

    What happens to Ontario Trillium Benefit payments if you move out of Ontario partway through the year?

    If you move out of Ontario during the benefit year, your OTB payments will stop for subsequent months because the CRA determines eligibility based on your province of residence at the beginning of each payment month. You may become eligible for equivalent provincial credits in your new province, and you should update your address with the CRA immediately to avoid overpayments that would need to be repaid.

    Will the $150 CDB supplement arrive on the same date as the regular September CDB payment?

    The regulations creating the $150 supplement took effect on September 1, 2026, but Service Canada has not confirmed the exact deposit date for the supplement. The regular monthly CDB payment is scheduled for September 17, but the supplement may be processed separately and could arrive on a different date. Recipients do not need to apply for the supplement, and both the regular CDB and the supplement will be covered in our upcoming Service Canada payments article.

    Can newcomers to Ontario apply for the Ontario Trillium Benefit in their first year in Canada?

    Newcomer eligibility depends on the specific OTB component. For the 2026 OEPTC and NOEC, applicants generally needed to be Ontario residents on December 31, 2025, and meet the applicable housing or energy-cost requirements for 2025. The Ontario Sales Tax Credit has separate eligibility rules. The 18-month temporary-resident requirement applies to the Canada Child Benefit and should not be applied generally to the OTB.

    Fact-Checked: All payment dates, maximum benefit amounts, income thresholds, and eligibility requirements in this article have been verified against official Government of Canada sources, including the CRA benefits payment calendar, the Canada.ca program pages for the Canada Child Benefit and the Ontario Trillium Benefit, and the CRA’s OEPTC and NOEC calculation sheets, as of the date of publication.

    Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Actual payment amounts vary based on individual circumstances, including income, family composition, residency, and filing status, and readers should consult the CRA or a qualified professional for personalized guidance.


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