New Ontario ODSP Payment Coming On October 30

Ontario Disability Support Program recipients will receive their next ODSP payment on Friday, October 30, 2026, the last business day of the month.

The October 30 deposit continues to reflect the 1.9% inflation adjustment that Ontario applied to core ODSP rates on July 1, 2026, marking the fourth consecutive monthly payment at the higher amount.

A single recipient collecting the maximum ODSP income support will receive up to $1,436, while couples and families with dependants qualify for higher amounts under the program’s tiered rate structure.

Ontario Works recipients will also receive their payment on October 30, covering November 2026 living expenses under the standard provincial schedule that issues payments on the last business day of the prior month.

5 Consecutive Inflation Increases Since 2022

ODSP is tied to annual inflation adjustments since September 2022, and the province has delivered five consecutive increases since then.

The cumulative rise since September 2022 now exceeds 22%, according to the Ontario government’s ODSP program page.

The 2026 provincial Budget confirmed that ODSP will continue to be indexed going forward, providing recipients with some certainty that their payments will keep pace with rising costs.

Before the inflation indexing began, ODSP rates had remained largely stagnant for years despite significant increases in rent, food, and energy prices across Ontario.

Effective Date	Increase	New Single Maximum
September 2022	5.0%	$1,228
July 2023	6.5%	$1,308
July 2024	4.5%	$1,368
July 2025	2.8%	$1,408
July 2026	1.9%	$1,436

Source: Official ODSP program page.

Current ODSP Rates After the Mid-2026 Adjustment

The ODSP payment is divided into two core components: basic needs and a shelter allowance capped at the maximum for each family type.

Actual payments may be lower when verified shelter expenses fall below the applicable maximum.

Family Situation	Basic Needs	Max Shelter	Maximum Monthly Total (ODSP + OCB Where Applicable)
Single person	$825	$611	$1,436
Couple, one disabled (no dependants)	$1,189	$959	$2,148
Couple, both disabled (no dependants)	Varies	Varies	$2,416 (capped)
Sole-support parent, 1 child	$968	$959	$1,927
Single parent, 1 child (ODSP + OCB)	Varies	Varies	$2,073.66
Single parent, 2 children (ODSP + OCB)	Varies	Varies	$2,299.32
Couple, 1 child (ODSP + OCB)	Varies	Varies	$2,373.66
Couple, 2 children (ODSP + OCB)	Varies	Varies	$2,608.32

Source: ODSP program page (updated June 30, 2026). Family rows that include the Ontario Child Benefit are labeled “ODSP + OCB” because the OCB is not part of the ODSP rate itself.

The combined family totals assume eligibility for the maximum Ontario Child Benefit of $146.66 per child per month, which is paid separately through the Canada Child Benefit system and may be lower depending on family income.

Several supplementary ODSP allowances, including the Special Diet Allowance and the pregnancy nutritional allowance, remain frozen at previous levels and did not receive the 1.9% adjustment.

How Ontario Works Connects to ODSP

Ontario Works and ODSP are both administered under Ontario’s social assistance framework, but they serve different populations and carry substantially different payment levels.

Ontario Works provides temporary financial assistance to residents in financial need who are actively pursuing employment or participating in job-readiness activities.

The maximum Ontario Works payment for a single person has been frozen at $733 per month since 2018 with no inflation adjustment, creating a growing gap between the two programs.

A single person on ODSP receives $703 more per month than someone on Ontario Works, and that gap widens with each annual ODSP inflation increase.

Ontario Works is often the entry point into the social assistance system, even for individuals who may ultimately qualify for ODSP.

Recipients on Ontario Works who have a qualifying disability can apply for ODSP while still receiving their OW payments.

The online application system also allows applicants to apply for both Ontario Works and ODSP at the same time.

The Disability Adjudication Unit issues its decision within 90 business days after receiving a completed Disability Determination Package, and OW payments continue uninterrupted during that waiting period.

If ODSP is approved, the recipient’s file transfers and assistance is recalculated under ODSP rates and rules.

Feature	Ontario Works	ODSP
Purpose	Temporary aid and employment support	Longer-term support for persons with disabilities
Single person maximum	$733/month	$1,436/month
Inflation indexed	No (frozen since 2018)	Yes (annual CPI adjustment)
Earnings exemption	$200/month; 50% clawback above	$1,000/month; 75% clawback above
Non-exempt asset limit (single)	$10,000	$40,000
Non-exempt asset limit (couple)	$15,000	$50,000

The $1,000 Monthly Earnings Exemption

ODSP recipients can earn up to $1,000 per month from employment without any reduction to their income support payment.

Net earnings above $1,000 are reduced at 75%, meaning the program deducts 75 cents for every additional dollar earned beyond the exemption threshold.

Full-time students receiving ODSP are exempt from the earnings clawback entirely, regardless of how much they earn.

All employment earnings must be reported to your ODSP caseworker each month, and recipients with earned income may also qualify for the Advanced Canada Workers Benefit through the CRA.

Ontario Works and ODSP both explicitly exempt CWB payments from income calculations, so collecting the federal working benefit does not reduce your provincial disability payment.

Monthly Net Earnings	ODSP Deduction	Net Gain From Working Before Additional Benefits
$800	$0	Full earnings + full ODSP
$1,000	$0	Full earnings + full ODSP
$1,200	$150 (75% of $200)	$1,050 + reduced ODSP
$1,500	$375 (75% of $500)	$1,125 + reduced ODSP
$2,000	$750 (75% of $1,000)	$1,250 + reduced ODSP
Full-time student (any amount)	$0	Full earnings + full ODSP

ODSP recipients retain their employment earnings, but their income support is reduced according to the earnings exemption rules.

Eligible recipients may also receive a $100 monthly Work-Related Benefit, while approved child care and disability-related employment expenses can further reduce the amount deducted from ODSP.

Ontario Works applies a more restrictive earnings rule, exempting only the first $200 per month after the recipient has received Ontario Works for three consecutive months, with 50% of net earnings above $200 exempt thereafter.

Non-Exempt Asset Limits for 2026

The non-exempt asset limit for a single ODSP applicant or recipient is $40,000.

For a couple, the limit is $50,000 with an additional $500 for each dependent child in the benefit unit.

One primary motor vehicle per benefit unit is exempt, along with a principal residence, a Registered Disability Savings Plan of any value, prepaid funeral arrangements with no dollar cap, and certain trust assets depending on how they are structured and held.

Ontario Works limits are substantially lower at $10,000 for a single person and $15,000 for a couple, giving ODSP recipients considerably more financial flexibility.

Canada Disability Benefit Stacks With ODSP

Ontario has formally confirmed that the federal Canada Disability Benefit is fully exempt as income for ODSP calculations.

Eligible ODSP recipients who also receive the CDB can collect both payments simultaneously with no reduction to their provincial support.

The maximum CDB payment is $204.20 per month following a 2.1% indexation that took effect in July 2026, and the next CDB deposit was issued on October 15.

A one-time $150 supplemental CDB payment was also introduced in fall 2026 to help offset the cost of obtaining the Disability Tax Credit certification required for the benefit.

A single ODSP recipient collecting the maximum from both programs could receive combined monthly income support of up to $1,640.20 before factoring in the Ontario Trillium Benefit and other provincial credits.

Holding an approved Disability Tax Credit certificate does not automatically enrol someone in the CDB.

You must submit a separate Canada Disability Benefit application through the official application on Canada.ca, by phone at 1-833-486-3007, in person at a Service Canada office, or by paper application.

Benefit Program	Maximum Monthly Amount
ODSP basic needs + shelter (single)	Up to $1,436
Canada Disability Benefit (CDB)	Up to $204.20
Combined ODSP + CDB	Up to $1,640.20
Ontario Trillium Benefit	Varies by income and credits

Who Qualifies for ODSP

To qualify for the Ontario Disability Support Program, an applicant must have a substantial physical or mental impairment that is continuous or recurrent, expected to last at least one year, and causes substantial restrictions in personal care, community functioning, or workplace functioning.

Applicants must also be Ontario residents aged 18 or older with non-exempt assets within the prescribed limits.

Ontario amended ODSP eligibility regulations on August 13, 2026, restricting access for persons without legal status in Canada.

Under the August 13, 2026 amendments, individuals authorized to remain in Canada only temporarily, including many work permit holders, study permit holders and visitors, are generally ineligible for Ontario Works and ODSP unless they have made a refugee protection claim or applied for permanent residence, subject to the applicable regulatory conditions.

Exceptions can apply for refugee claimants and individuals with pending permanent residence applications, so the exclusion is not absolute.

The application process involves both a financial eligibility assessment and a disability determination handled by the Disability Adjudication Unit.

You can apply online at ontario.ca/odsp or by calling 1-888-789-4199.

Remaining ODSP Payment Dates for 2026

After the October 30 deposit, the November 30 date for ODSP payments has been confirmed, while the December 2026 payment date has not yet been announced.

Benefit Month	Payment Date
October 2026	Friday, October 30, 2026
November 2026	Monday, November 30, 2026
December 2026	To be confirmed (typically issued earlier for the holidays)

Both programs generally issue payments near the end of each month, but ODSP payments cover the current benefit month, while Ontario Works payments cover the following month. For example, payments issued October 30 cover October for ODSP recipients and November for Ontario Works recipients.

The next annual inflation adjustment to ODSP rates will take effect in July 2027, and the specific percentage will be determined by the provincial Consumer Price Index.

The October 30 ODSP deposit marks the fourth payment at the higher July 2026 rates, with the 1.9% inflation adjustment now fully embedded in every payment going forward until the next annual recalculation.

Recipients who also qualify for the Canada Disability Benefit should verify that their CDB application is active, since Ontario fully exempts the federal payment from ODSP income calculations.

The Ontario Trillium Benefit provides additional tax-free provincial credits for eligible low-income Ontarians, and the next OTB payment is scheduled for November 10, 2026.

Anyone currently on Ontario Works who believes they may have a qualifying disability should explore applying for ODSP to access higher payment rates, broader health benefits, and the more generous $1,000 monthly earnings exemption.

The provincial government has committed to maintaining annual ODSP inflation indexation, with future July adjustments depending on the applicable inflation calculation rather than a guaranteed increase of a fixed amount every year.

Frequently Asked Questions (FAQs)

Will the October 30 ODSP payment be higher than the September 29 deposit?

No, the October 30 deposit will be the same amount as the September 29 payment because both fall within the same rate period that began on July 1, 2026.
Ontario adjusts ODSP rates once per year every July based on the provincial inflation rate, and the 1.9% increase that took effect in July 2026 applies to all payments through June 2027.
The next potential change to your ODSP amount will come in July 2027 when Ontario applies the next annual inflation adjustment.

Can I receive both the Ontario ODSP payment and the federal Canada Disability Benefit at the same time?

Yes, Ontario has formally confirmed that the Canada Disability Benefit is fully exempt as income for ODSP purposes, which means your CDB payment of up to $204.20 per month will not reduce your ODSP amount by a single dollar.
The CDB is administered by Service Canada and requires a separate application even if you already hold an approved Disability Tax Credit certificate.
Your combined monthly income from ODSP and CDB as a single recipient could reach up to $1,640.20, and additional provincial credits may further increase your total support.

What happens to my ODSP if I start working and earn more than $1,000 per month?

The first $1,000 per month in net employment earnings is fully exempt and will not reduce your ODSP income support at all.
Every dollar earned above $1,000 is subject to a 75% reduction, meaning ODSP deducts 75 cents from your payment for each additional dollar.
Full-time students on ODSP are exempt from earnings deductions entirely, regardless of how much they earn during the academic period.
You must report all employment earnings to your caseworker monthly, and failure to report can result in an overpayment that the province may recover.

Can I apply for ODSP while I am currently receiving Ontario Works payments?

Yes, Ontario Works recipients who believe they meet the ODSP disability criteria can submit an ODSP application while continuing to collect their OW payments.
The province’s online application system allows you to apply for both programs simultaneously.
Your Ontario Works payments will continue without interruption during the application process, which includes a 90-business-day disability determination window from the Disability Adjudication Unit after it receives your completed Disability Determination Package.
If ODSP is approved, your file transfers and your assistance is recalculated under ODSP rates and rules, which currently provide a single person with up to $703 more per month than Ontario Works.

Do I need to file my taxes every year to keep receiving ODSP?

Tax filing is not a general annual requirement for receiving the regular ODSP payment itself.
Your ODSP income support continues based on your ongoing eligibility and information reported to your caseworker.
However, filing your annual tax return is essential for receiving CRA-administered benefits that many ODSP recipients also depend on, including the Canada Disability Benefit, the Ontario Trillium Benefit, and the Canada Workers Benefit.
Failing to file means the CRA cannot calculate those entitlements, which could result in missed payments from separate programs that supplement your ODSP income.

Fact-Checked: All ODSP payment dates, rates, asset limits, earnings exemptions and eligibility requirements were verified against the official Ontario Disability Support Program, the Ontario Disability Support Program policy directives, and the Government of Canada benefits payment calendar for federal disability benefit payment dates.

Disclaimer: This article is for general informational purposes only and does not constitute legal or financial advice. Consult a qualified professional or review the official ODSP income support policy directives for guidance on your specific situation.

Sidak Singh Dhanoa

I am a born Canadian citizen and growing daily with my content on INC – Immigration News Canada, developing into an empathetic person and knowing the other side of the story. Born in Toronto, exploring Canada from coast to coast, embracing the nomadic lifestyle.