Last Updated On 30 July 2026, 2:25 PM EDT (Toronto Time)
The next Ontario Disability Support Program – ODSP payment is confirmed for Friday, July 31, 2026.
This deposit is the first ODSP payment to carry the full 1.9% inflation increase that took effect on July 1, 2026.
A single recipient can now receive up to $1,436 per month for basic needs and shelter combined under the updated provincial rates.
That is a $28 monthly increase over the previous maximum of $1,408 that had been in place since July 2025.
The increase is automatic for all existing recipients and does not require any application, form, or contact with your caseworker.
It marks the fifth consecutive ODSP rate increase since September 2022. Across those five increases, the maximum for a single recipient has risen by approximately 22%, from the pre-increase rate of $1,169 to $1,436.
Not every component of ODSP rose equally, however, and several flat-rate supplements, including the Special Diet Allowance, remain frozen at their previous levels.
Here is everything Ontario residents need to know about the July 31 ODSP payment, including the new rates for every family type, the full 2026 payment schedule, the $1,000 earnings exemption, asset limits, and eligibility rules.
Table of Contents
ODSP Payment Changes on July 1, 2026
Ontario applies an inflation-based adjustment to core ODSP rates every July, and the 2026 adjustment was 1.9%.
This is the fifth consecutive annual increase since the province tied ODSP to inflation in September 2022.
The cumulative rise since September 2022 now exceeds 22%, according to the Ontario government’s ODSP program page.
Before the inflation indexing began, ODSP rates had remained largely stagnant for years despite rising living costs.
The Income Security Advocacy Centre confirmed the updated figures in its July 2026 rates sheet, cross-referenced against the provincial ODSP income support directives.
Unlike ODSP, Ontario Works rates have been frozen at $733 per month for a single adult since 2018 with no inflation adjustment.
New ODSP Rates for July 2026
The ODSP payment is split into two separate components that behave differently in practice.
Basic Needs covers food, clothing, and everyday essentials and is paid as a flat amount regardless of actual spending.
Maximum Shelter covers rent, mortgage, utilities, and housing costs up to a capped limit based on actual expenses.
For a single person, basic needs rose from $809 to $825 per month and maximum shelter increased from $599 to $611.
If your actual housing costs are below the $611 shelter cap, you receive only what you pay rather than the full maximum.
The following table shows the maximum ODSP income-support amounts for common family types effective July 2026.
Actual payments may be lower when verified shelter expenses are below the applicable maximum.
| Family situation | Maximum 2026 ODSP amount |
|---|---|
| Single recipient | $1,436 |
| Couple, one person with a disability | $2,148 |
| Couple, both with disabilities | Up to $2,416 |
| Single parent with one child under eighteen | Up to $1,927 |
| Single parent with two children under eighteen | Up to $2,006 |
What Increased and What Stayed Frozen
The 1.9% adjustment does not apply equally across every ODSP supplement and allowance.
Several flat-rate supports remain frozen at their existing levels despite rising costs for the items they are designed to cover.
The Special Diet Allowance is one of the most significant frozen components, affecting recipients who require medically prescribed diets.
| Component | Increased | Component | Increased |
| Basic Needs (all family types) | Yes | Special Diet Allowance | No |
| Maximum Shelter allowance | Yes | Pregnancy/breast-feeding Nutritional Allowance | No |
| Board and lodging amounts | Yes | Special Boarder Allowance | No |
| Long-term care/specialized residence amounts | Yes | Personal needs allowance | No |
| Double-disabled couple cap | Yes | Remote Communities Allowance | No |
| ACSD (now $678/month) | Yes | Work-related expenses | No |
Recipients who rely on frozen supplements should not expect their total payment to reflect the full 1.9% increase.
All The 2026 ODSP Payment Dates
ODSP deposits land on the last business day of each month throughout the calendar year.
When the last day of the month falls on a weekend or statutory holiday, the payment moves to the preceding business day.
The September 29 date reflects a shift because September 30 is the National Day for Truth and Reconciliation, a federal statutory holiday recognized in Ontario.
| Payment Date |
| January 30, 2026 |
| February 27, 2026 |
| March 31, 2026 |
| April 30, 2026 |
| May 29, 2026 |
| June 30, 2026 |
| July 31, 2026 |
| August 31, 2026 |
| September 29, 2026 |
| October 30, 2026 |
| November 30, 2026 |
| To be confirmed |
The December payment date has not been confirmed yet, but Ontario typically issues it earlier in the month to accommodate year-end banking schedules.
Direct-deposit posting times vary by financial institution, and Ontario does not guarantee that every payment will appear within a specific overnight window.
Recipients receiving payments by cheque should allow for Canada Post delivery time and contact their caseworker if the payment does not arrive within a reasonable period.
The $1,000 Earnings Exemption Explained
One of the most common misconceptions about ODSP is that any employment income immediately reduces your payment.
The first $1,000 of net monthly employment income is fully exempt and does not reduce your ODSP payment at all.
Above the $1,000 threshold, ODSP deducts 75% of each additional dollar earned while you keep the remaining 25 cents.
A single recipient receiving the maximum ODSP amount and earning $1,000 in net employment income would generally face no earnings deduction.
They may also receive the $100 Work-Related Benefit, bringing their ODSP payment to as much as $1,536 and their combined monthly income to as much as $2,536, subject to their individual entitlement and actual shelter costs.
Students attending high school or an approved post-secondary institution have their earnings fully exempt regardless of the amount earned.
The earnings exemption makes ODSP one of the most work-friendly disability programs among all Canadian provinces.
For comparison, Ontario Works only exempts the first $200 per month with a 50% clawback above that threshold.
ODSP Compared to Ontario Works
The gap between ODSP and Ontario Works has widened significantly because only ODSP receives annual inflation adjustments.
Ontario Works has been frozen at $733 per month for a single adult since 2018, covering the eighth consecutive year without any increase.
Since 2018, prices in Ontario have risen by approximately 25%, meaning Ontario Works purchasing power has fallen dramatically.
| Feature | ODSP | Ontario Works |
| Maximum (single) | $1,436/month | $733/month |
| Earnings exemption | $1,000/month fully exempt | $200/month; 50% clawback above |
| Asset limit (single) | $40,000 | $10,000 |
| Inflation indexed | Yes (annually in July) | No (frozen since 2018) |
| Disability requirement | Yes | No |
The Income Security Advocacy Centre estimates that a single adult on Ontario Works has effectively lost nearly $140 per month in real purchasing power since 2018.
ODSP Rate Increase History Since 2022
Ontario increased core ODSP rates by 5% in September 2022, raising the maximum for a single recipient from $1,169 to $1,228.
The province then began applying annual inflation-based adjustments every July.
Across the five increases, the single-person maximum has risen by approximately 22.8% from the pre-September 2022 rate of $1,169 to the July 2026 maximum of $1,436.
| Effective Date | Increase | New Single Max |
| September 2022 | 5.0% | $1,228 |
| July 2023 | 6.5% | $1,308 |
| July 2024 | 4.5% (approx.) | $1,368 |
| July 2025 | 2.8% | $1,408 |
| July 2026 | 1.9% | $1,436 |
The 1.9% adjustment in July 2026 is the lowest single increase in the series so far, reflecting moderating inflation in Ontario throughout 2025.
Canada Disability Benefit Stacks on Top of ODSP
Ontario has formally exempted the federal Canada Disability Benefit from counting as income for ODSP purposes.
This means eligible recipients can collect both ODSP and the CDB in full without one payment reducing the other.
The CDB maximum increased from $200 to $204.20 per month under a 2.1% CPI indexation effective with the July 16, 2026 deposit.
A single ODSP recipient also qualifying for the maximum CDB can receive up to $1,640.20 per month in combined support.
To qualify for the CDB, you must hold a valid Disability Tax Credit certificate from the Canada Revenue Agency and be aged 18 to 64.
The CDB is not taxable, does not need to be reported on your annual return, and is administered by Service Canada.
ODSP Asset Limits for 2026
The liquid asset limit for a single ODSP applicant or recipient is $40,000.
For a couple, the limit is $50,000 with an additional allowance for each dependent child in the household.
These limits are significantly higher than the $10,000 single-person cap under Ontario Works.
Several major assets are fully exempt from the calculation, including your primary residence, one vehicle, and all RDSP holdings.
Prepaid funeral arrangements are exempt from the ODSP asset calculation, with no prescribed maximum, provided the funds remain committed to the prepaid funeral.
An inheritance or lump-sum payment received without advance planning can push assets above the $40,000 threshold and suspend benefits.
Anyone expecting a substantial inheritance or lump-sum payment should obtain advice from a qualified lawyer familiar with ODSP rules before receiving the money.
Depending on how the funds are structured, held and used, trust and other asset exemptions may be available.
Who Qualifies for ODSP
To qualify for ODSP income support, you must be an Ontario resident aged 18 or older and meet the financial need criteria.
You must have a substantial physical or mental disability that is expected to last one year or more.
The disability must create a significant barrier to employment, daily living activities, or community participation.
The application involves two parts: a financial eligibility review handled by your local ODSP office and a disability determination assessed provincially.
The application does not have a single 90-day timeline from initial contact to final approval.
If no additional information is required, ODSP says the initial financial-eligibility decision may be made within 15 business days.
Applicants then have 90 calendar days to submit their completed Disability Determination Package, and the Disability Adjudication Unit says it will normally issue its decision letter within 90 business days after receiving the completed package.
Applicants can receive Ontario Works payments as interim financial support while waiting for the ODSP decision.
CPP Disability recipients, people aged 65 or older without OAS, and those with qualifying letters from Developmental Services Ontario can bypass the disability adjudication step.
What to Do if Your ODSP Payment Does Not Arrive on Time
If your payment does not appear in your bank account on the scheduled date, wait a few business days before taking action.
Bank posting times can vary depending on your financial institution, especially around weekends and statutory holidays.
Log into your MyBenefits account to check whether a payment was issued and look for any holds or changes on your file.
Delays or holds may result from banking-information changes, unresolved eligibility verification, unreported changes in circumstances, income-reporting issues or an administrative hold on the recipient’s file.
If the payment still has not arrived after several business days, contact your ODSP caseworker directly for a status update.
Setting up direct deposit through your caseworker or MyBenefits account is the fastest way to receive ODSP payments and avoid mail delays.
The July 31, 2026 ODSP deposit delivers the first payment at the new 1.9% indexed rate for more than 500,000 Ontario recipients.
Combined with the federal Canada Disability Benefit and other income-tested supports, total monthly income for eligible recipients is now higher than at any point since ODSP began.
Set up direct deposit, keep your MyBenefits profile updated, and file your income tax return every year to protect your eligibility.
Frequently Asked Questions (FAQs)
Can a person receiving ODSP also apply for subsidized housing through municipal waitlists in Ontario?
Yes, ODSP recipients are eligible to apply for subsidized housing through their local service manager or housing authority. Receiving ODSP does not disqualify you from municipal housing waitlists, and a subsidized unit can significantly reduce your shelter costs. However, waitlists in major Ontario cities often span several years. Your ODSP shelter allowance is adjusted to reflect your actual housing costs once you move into subsidized housing, which means the shelter portion of your payment may decrease to match the lower rent.
Does receiving a financial gift from a family member affect ODSP eligibility?
ODSP generally exempts up to $10,000 in gifts and voluntary payments during any 12-month period for each member of the benefit unit. Amounts above that limit are not automatically deducted in every situation. Additional exemptions may apply when money is used for approved disability-related items or services, an RDSP or RESP contribution, a principal residence, an exempt vehicle, or first and last month’s rent. Gifts should be reported promptly because any non-exempt amount may be treated as income or an asset.
What happens to ODSP health benefits if a recipient starts working full-time and earns too much to qualify for income support?
An ODSP recipient who becomes financially ineligible for income support because of employment, paid training or self-employment may qualify for the Transitional Health Benefit if comparable employer coverage is unavailable. There is no fixed 36-month limit. Eligible recipients may continue receiving the benefit until comparable health coverage becomes available through their employer, subject to continued eligibility and annual verification.
Are Registered Disability Savings Plan withdrawals counted as income that reduces ODSP payments?
No, RDSP assets and withdrawals are fully exempt from the ODSP income and asset tests. This makes the RDSP one of the most valuable long-term savings tools for ODSP recipients, because contributions, government grants, bonds, and investment growth can all accumulate without affecting your monthly payment or eligibility. The federal government also contributes matching Canada Disability Savings Grants and Canada Disability Savings Bonds into eligible RDSPs, further increasing the benefit of having one while on ODSP.
How does the ODSP medical review process work, and how often does it happen?
ODSP may assign a medical review date when the Disability Adjudication Unit determines that a person’s condition may improve. There is no universal two-to-five-year review schedule, and some recipients are approved without a future medical review date. When a Medical Review Package is issued, the recipient generally has 90 calendar days to submit it or request an extension. Financial eligibility is reviewed separately as circumstances change or when ODSP requests updated information; there is no standard 24-month financial-review rule applying to every ODSP recipient.
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