Last Updated On 15 September 2026, 4:22 PM EDT (Toronto Time)
The Canada Revenue Agency is scheduled to deposit the next Canada Child Benefit payment earlier on Friday, September 18, 2026, delivering tax-free monthly support to millions of families across the country.
This is the third CCB payment under the 2026 to 2027 benefit year, which launched on July 20 with higher indexed amounts tied to a confirmed 2% inflation adjustment.
Families collecting the full maximum can receive up to $679.75 per month for each child under six and up to $573.58 per month for each child aged six to 17.
The September date falls two days earlier than the usual 20th because September 20 lands on a Sunday, and the CRA always issues deposits on the last business day before a weekend date.
All amounts for the current benefit year are calculated using each family’s 2025 adjusted family net income reported on their most recently filed tax return.
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Maximum CCB and CDB Amounts for 2026 to 2027
The CRA applied a 2% Consumer Price Index indexation to all CCB amounts starting with the July 2026 deposit, raising both the maximum benefits and the income thresholds where reductions begin.
The maximum annual CCB for children under six rose from $7,997 to $8,157, an increase of $160 per year.
For children aged six to 17, the maximum climbed from $6,748 to $6,883, a gain of $135 annually.
Families with a child approved for the Disability Tax Credit through Form T2201 receive the Child Disability Benefit on top of the base CCB amount automatically.
The CDB maximum for the 2026 to 2027 benefit year is $3,480 per eligible child, working out to $290 per month.
| Benefit | Age Group | Annual Maximum | Monthly Maximum |
| CCB | Under 6 | $8,157 | $679.75 |
| CCB | 6 to 17 | $6,883 | $573.58 |
| CDB | Under 18 (DTC) | $3,480 | $290.00 |
These increased benefit amounts apply to every monthly deposit from July 2026 through June 2027.
Who Is Eligible for the Canada Child Benefit
The CCB is not automatically assessed when you file a tax return, and eligible families must apply through one of the CRA’s application methods before payments can begin.
To qualify, you must live with a child under 18 and be primarily responsible for that child’s care and upbringing.
You must be a resident of Canada for tax purposes.
You or your spouse or common-law partner must hold one of the following statuses: Canadian citizen, permanent resident, protected person, temporary resident who has lived in Canada for the previous 18 consecutive months with a valid permit in the 19th month, or an individual registered or entitled to be registered under the Indian Act.
Both you and your spouse or common-law partner must file a tax return every year, even if one of you earned no income, because the CRA uses the prior year’s return to calculate payments.
The full list of eligibility criteria can be found on the CRA’s CCB program page.
Income Thresholds and Reduction Rates
The CCB uses a two-tier reduction system that gradually lowers payments as adjusted family net income rises above the first threshold.
Families with AFNI below $38,237 receive the full maximum for each eligible child with no reduction applied.
Between $38,237 and $82,847, the CRA applies Phase 1 reduction rates that vary by the number of children in the household.
Above $82,847, Phase 2 applies with lower marginal percentages plus a fixed base reduction amount, following a structure similar to other federal benefit clawbacks that use income-tested reduction formulas.
| Number of Children | Phase 1 Rate ($38,237 to $82,847) | Phase 2 Rate (Above $82,847) |
| 1 child | 7% | 3.2% |
| 2 children | 13.5% | 5.7% |
| 3 children | 19% | 8% |
| 4 or more | 23% | 9.5% |
The Phase 2 marginal rates are lower than Phase 1, meaning the pace of reduction slows once income crosses $82,847.
This allows most families to keep receiving meaningful CCB payments well above $100,000 in household income, particularly those with multiple children.
The CRA publishes an official CCB calculator that provides a personalized estimate based on your specific situation.
How Family Size Affects Your Payment
A family with one child under six and AFNI of $35,000 receives the full annual maximum of $8,157, or $679.75 per month.
That same family at $65,000 AFNI would see a Phase 1 reduction of 7% applied to the $26,763 above the $38,237 threshold, lowering the annual CCB to roughly $6,284.
A two-child family with both children under six and AFNI below $38,237 receives the combined maximum of $16,314 per year, approximately $1,359.50 per month.
At $65,000 AFNI, the 13.5% Phase 1 rate reduces that two-child total to approximately $12,701 annually, still delivering over $1,058 per month.
Families with three or four children face higher Phase 1 rates, but their combined maximums are proportionally larger, so monthly payments remain substantial at moderate income levels.
If the annual CCB totals less than $240, the CRA issues the full amount as a single lump sum with the July payment rather than sending monthly deposits.
How To Apply for the Canada Child Benefit
New parents and newcomers to Canada must submit an application to begin receiving CCB payments.
The first option is through the Automated Benefits Application when you register the birth of your newborn with your province or territory.
The second option is through CRA My Account, where you can apply directly using the online child benefits application feature.
The third option is to complete and mail Form RC66, the Canada Child Benefits Application, to your local tax centre.
Newcomers should also complete Form RC66SCH, the Status in Canada and Income Information form, alongside their RC66 submission.
Processing times vary by method, and applicants can track the status of their application through CRA My Account using the progress tracker feature.
CCB Payment Dates 2026-2027
The CRA has published all 12 CCB payment dates for 2026 on the official benefits payment calendar.
Dates for January through June 2027 have not yet been individually published and are projected below using the CRA’s standard payment rules.
2026-2027 CCB Payment Dates
- September 18, 2026
- October 20, 2026
- November 20, 2026
- December 11, 2026
- January 20, 2027
- February 19, 2027
- March 19, 2027
- April 20, 2027
- May 20, 2027
- June 18, 2027
- July 20, 2027
The 2027 to 2028 benefit year begins in July 2027 and will use 2026 tax returns along with a new indexation rate that has not yet been announced.
Filing your 2025 income tax return on time was the most important step for maintaining uninterrupted CCB payments throughout this benefit year.
Families who have experienced changes in marital status, address, custody arrangements, or the number of children should update their CRA information promptly through My Account to prevent overpayments or missed deposits.
The September 18 deposit continues the higher 2026 to 2027 rates, and eligible families can verify their exact payment amount by logging into CRA My Account before the deposit date.
Direct deposit remains the fastest and most secure way to receive your CCB on the scheduled payment date, and the CRA recommends waiting five business days after the expected date before calling to report a missing payment.
Frequently Asked Questions (FAQs)
What happens to my Canada Child Benefit if I file my tax return late?
The CRA calculates CCB using your most recent assessed tax return, and a late filing can delay the assessment of your 2025 return. Delayed processing may result in paused or reduced monthly CCB deposits until the CRA has your updated information. Both you and your spouse or common-law partner must file every year, even with zero income, to maintain uninterrupted payments.
Can I receive the Canada Child Benefit if I share custody of my children?
Shared custody parents each receive 50% of the payment they would have collected under full custody. The CRA bases each parent’s calculation on their own adjusted family net income, which means two parents with different incomes will receive different CCB amounts for the same child. Both parents must independently meet eligibility requirements and file their own tax returns annually.
Does the Child Disability Benefit reduce my regular CCB amount?
The CDB is paid on top of the regular Canada Child Benefit and does not reduce it. Families with a child approved for the Disability Tax Credit through Form T2201 can collect up to $290 per month per eligible child in addition to the base CCB. A medical diagnosis alone does not qualify a child for the DTC, as the CRA must approve the application after a qualified practitioner certifies the impairment.
Why did my CCB payment change in July even though my family situation stayed the same?
Every July, the CRA recalculates CCB using your most recent tax return and applies a new inflation indexation rate to maximum amounts. The July 2026 payment switched from 2024 return data to 2025 return data while applying a 2% increase to both benefits and income thresholds. Even a modest difference in household income between those two years can shift your monthly payment noticeably in either direction.
At what family income does the Canada Child Benefit stop completely?
The exact income where CCB reaches zero depends on the number and ages of your children. For a family with one child under six, the CCB phases out entirely at approximately $240,000 in adjusted family net income under the 2026–2027 rates. For one child aged six to 17, the benefit reaches zero at approximately $200,000. The exact cutoff varies with the number and ages of eligible children
Fact-Checked: All payment dates, benefit amounts, income thresholds, and eligibility requirements in this article have been verified against the official Government of Canada benefits payment calendar and the CRA’s published CCB program pages as of September 2026.
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Benefit amounts shown represent published maximums for recipients who meet full eligibility requirements. Your actual payment may differ based on your adjusted family net income, number of children, custody status, and filing history.
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