3 New CRA Benefit Payments Coming In September 2026

Last Updated On 30 August 2026, 10:50 AM EDT (Toronto Time)

September 2026 brings three CRA-administered benefit payments to Canadian households on three separate dates throughout the month.

The Ontario Trillium Benefit arrives on September 10, the Canada Child Benefit is scheduled for September 18, and the Newfoundland and Labrador Disability Benefit will be paid on September 25.

September falls within the new 2026–27 benefit period that began in July with a wave of CRA benefit increases.

Canada Child Benefit and Ontario Trillium Benefit amounts increased beginning in July, while the Newfoundland and Labrador Disability Benefit remains capped at $400 per month.

Income-tested amounts are generally calculated using 2025 tax-return information.

This guide covers every CRA-administered benefit arriving this month, including updated maximum amounts, eligibility requirements, how each payment is calculated, and confirmed payment dates through June 2027.

All The CRA Benefit Payments In September 2026

The following table summarizes the three CRA-administered benefits being paid in September, as confirmed on the official Government of Canada benefits payment calendar.

CRA Benefit Program	September 2026 Payment Date	Maximum Amount (Annual)	Frequency
Canada Child Benefit (CCB)	September 18, 2026	$8,157 (under 6) / $6,883 (6-17)	Monthly
Ontario Trillium Benefit (OTB)	September 10, 2026	Up to $1,488 combined	Monthly
NL Disability Benefit (NLDB)	September 25, 2026	$400/month ($4,800/yr) per qualifying person	Monthly
Canada Groceries and Essentials Benefit (CGEB)	No September payment. Next: October 5	$679 single / $890 couple	Quarterly
Advanced Canada Workers Benefit (ACWB)	No September payment. Next: October 9	$1,633 single / $2,813 family	3x per year
Alberta Child and Family Benefit (ACFB)	No September payment. Next: November 27	Up to $5,882	Quarterly

Ontario Trillium Benefit

The Ontario Trillium Benefit payment for September lands on Thursday, September 10, 2026.

The OTB is a tax-free monthly payment that the federal revenue agency administers on behalf of the Province of Ontario to help eligible low- and moderate-income residents manage energy, property tax, and sales tax costs.

It combines three separate provincial tax credits into a single deposit: the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit.

Component amounts increased for the July 2026 to June 2027 benefit year, and all September OTB payments are calculated using 2025 tax-return data, as covered in our July 2026 OTB payment guide.

Maximum OTB Credit Amounts for 2026–27

OTB Component	Maximum Annual Amount	Key Eligibility Detail
Ontario Sales Tax Credit (OSTC)	Up to $378 per adult and child	Automatic when you file your tax return
Ontario Energy and Property Tax Credit (OEPTC)	Up to $1,307 (non-seniors) Up to $1,488 (seniors)	Must have paid rent, property tax, or energy costs in Ontario
Northern Ontario Energy Credit (NOEC)	Up to $189 single / $290 family	Must reside in Northern Ontario

A qualifying single senior living in Northern Ontario who receives the maximum of all three components could receive up to $2,055 annually.

That combined figure does not apply to every household and depends on age, location, and qualifying expenses.

Your total OTB equals the sum of whichever credits you qualify for, and each component has its own income phase-out threshold.

The Ontario Sales Tax Credit starts to reduce once adjusted income exceeds approximately $29,047 for a single person with no children or $36,309 for single parents and married or common-law families.

A special seniors’ threshold of $37,273 may apply in qualifying circumstances.

OTB Payment Rules

If your annual OTB entitlement exceeds $500, the CRA divides it by 12 and issues monthly payments on the 10th of each month.

If your annual entitlement is $500 or less, you receive the entire amount as a single lump-sum payment in July.

You can also choose to defer your full annual OTB to a single payment in June 2027 by selecting box 61060 on Form ON‑BEN when filing your 2025 tax return.

OTB Eligibility

OTB eligibility depends on the component.

The Ontario Energy and Property Tax Credit and Northern Ontario Energy Credit use prior-year Ontario or Northern Ontario residency and qualifying housing or energy costs.

The Ontario Sales Tax Credit is based on Ontario residency and applicable age or family conditions.

Ontario residents do not need to submit a separate application, but you must complete Form ON‑BEN as part of your annual tax return to claim the energy and property tax credit components.

OTB Payment Dates 2026–2027

September 2026: September 10, 2026
October 2026: October 9, 2026
November 2026: November 10, 2026
December 2026: December 10, 2026
January 2027: January 8, 2027
February 2027: February 10, 2027
March 2027: March 10, 2027
April 2027: April 9, 2027
May 2027: May 10, 2027
June 2027: June 10, 2027

Canada Child Benefit

The next Canada Child Benefit deposit is scheduled for Friday, September 18, 2026, marking the third CCB payment of the 2026–27 benefit year.

This is a tax-free monthly payment from the federal revenue agency designed to help eligible families cover the cost of raising children under 18 years of age.

The CRA confirmed a 2% inflation indexation that raised maximum CCB amounts starting with the July 20 deposit, and September payments continue at these higher rates.

Amounts for the current benefit year are calculated using your 2025 adjusted family net income.

Maximum CCB Amounts for July 2026 to June 2027

Child’s Age	Maximum Per Year	Maximum Per Month
Under 6 years	$8,157	$679.75
6 to 17 years	$6,883	$573.58
Child Disability Benefit (per DTC-eligible child)	$3,480	$290.00

The maximum base Canada Child Benefit generally applies where adjusted family net income is $38,237 or less.

The Child Disability Benefit uses a different threshold, with the maximum generally available up to adjusted family net income of $82,847 for 2026–27.

Families with a child approved for the Disability Tax Credit receive the Child Disability Benefit automatically on top of the base CCB amount.

How the CCB Is Calculated

The CRA uses a two-tier reduction formula once your adjusted family net income exceeds $38,237.

The first tier applies a percentage reduction on income between $38,237 and $82,847.

Number of Children	Reduction Rate ($38,237–$82,847)
1 child	7%
2 children	13.5%
3 children	19%
4 or more children	23%

For adjusted family net income above $82,847, the reduction is a fixed base amount plus a percentage of income above $82,847.

Number of Children	Base Reduction	Plus Rate on Income Above $82,847
1 child	$3,123	3.2%
2 children	$6,022	5.7%
3 children	$8,476	8%
4 or more children	$10,260	9.5%

There is no single CCB income cutoff because the point at which payments reach zero depends on the number and ages of eligible children.

For example, a family with one child under six and an adjusted family net income of $60,000 would see their annual CCB reduced by 7% of $21,763 (the gap between $60,000 and $38,237), as explained in our CCB increase guide.

Who Is Eligible for the Canada Child Benefit

You must live with the child and be the parent or guardian primarily responsible for their care and upbringing.
You must be a Canadian resident for tax purposes.
You or your spouse or common-law partner must be a Canadian citizen, permanent resident, protected person, or an individual registered under the Indian Act.

Temporary residents can generally qualify after living in Canada for the previous 18 consecutive months and holding a qualifying valid permit in the nineteenth month.

The valid permit must not state “does not confer status” or “does not confer temporary resident status.”

You and your spouse or common-law partner, if applicable, must file annual income tax returns so the revenue agency can continue calculating the benefit.

Parents in shared custody arrangements generally each receive 50% of the CCB calculated at their respective household income levels.

How to Apply for the CCB

New parents can apply through the automated birth registration process in participating provinces when registering the birth of a child.

Alternatively, you can apply online through CRA My Account or by completing Form RC66, Canada Child Benefits Application, and mailing it to your regional tax centre.

Newcomers to Canada can use the online application tool for benefit and credit payments, which allows new residents to apply for the CCB and related provincial programs in a single submission.

CCB Payment Dates 2026-2027

September 2026: September 18, 2026
October 2026: October 20, 2026
November 2026: November 20, 2026
December 2026: December 11, 2026
January 2027: January 20, 2027
February 2027: February 19, 2027
March 2027: March 19, 2027
April 2027: April 20, 2027
May 2027: May 20, 2027
June 2027: June 18, 2027

Newfoundland and Labrador Disability Benefit

The next Newfoundland and Labrador Disability Benefit payment is scheduled for Friday, September 25, 2026.

The NLDB is a provincial benefit administered by the CRA on behalf of the Newfoundland and Labrador government, providing up to $400 per month to eligible residents with disabilities.

It was launched in July 2025 as one of the first provincial disability benefits delivered through the CRA’s existing payment infrastructure.

The NLDB did not receive an increase for the 2026–27 benefit year and remains capped at $400 per month per qualifying individual.

Maximum NLDB Amounts

Recipient Type	Maximum Per Month	Maximum Per Year
Single individual with DTC	$400	$4,800
Couple (one spouse with DTC)	$400 for qualifying spouse	$4,800
Couple (both spouses with DTC)	Up to $400 each ($800 household)	Up to $9,600

The full $400 monthly benefit is paid to individuals and families with an adjusted family net income at or below $29,402.

The benefit gradually reduces for those with income between $29,402 and $42,404, where one individual qualifies for the DTC.

For couples where both spouses or common-law partners qualify for the Disability Tax Credit, the upper income threshold extends to $55,404.

If both spouses or common-law partners qualify for the Disability Tax Credit, each may receive their own NLDB payment.

A household can therefore receive up to $800 per month when both individuals qualify for the maximum amount.

NLDB Eligibility

You must be a resident of Newfoundland and Labrador and between 18 and 64 years of age.

You must hold a valid Disability Tax Credit certificate on file with the Canada Revenue Agency.

You must have filed your federal income tax return for the applicable tax year.

The NLDB requires Newfoundland and Labrador residency, a valid Disability Tax Credit certificate, qualifying income, and annual tax filing.

No separate application is required beyond meeting these criteria.

The NLDB is available to eligible residents aged 18 through 64, and eligibility ends once the recipient reaches age 65.

NLDB Payment Dates 2026-2027

September 2026: September 25, 2026
October 2026: October 23, 2026
November 2026: November 25, 2026
December 2026: December 24, 2026
January 2027: January 25, 2027
February 2027: February 25, 2027
March 2027: March 25, 2027
April 2027: April 23, 2027
May 2027: May 25, 2027
June 2027: June 25, 2027

How to Check Your CRA Benefit Payments

CRA My Account allows recipients to review personalized benefit information and expected payment details.

CRA also offers a separate benefit and credit payment reminder subscription that can send an email approximately one week before scheduled payments.

Direct deposit is the fastest way to receive your benefit payments, and you can set it up or update your banking information directly through CRA My Account.

CRA’s recommended waiting period depends on the benefit.

CCB recipients should generally wait five working days after the scheduled payment date, while OTB and NLDB recipients should wait ten working days before contacting the CRA.

Why Your September Payment May Be Different Than Expected

September falls within the 2026–27 benefit year, and the CRA recalculated all income-tested benefits in July using your 2025 tax return, as outlined in our July 2026 CRA benefit payments guide.

If your household income changed between 2024 and 2025, your current payments could be noticeably higher or lower than what you received before July.

A change in marital status, the birth of a child, a child turning 6 or 18, or an updated custody arrangement can all trigger a recalculation mid-year.

If one spouse or common-law partner has not yet filed their 2025 tax return, the CRA may reduce or pause benefit payments until both returns are assessed.

Reassessments by the CRA that change your reported net income on line 23600 will also result in adjusted benefit amounts going forward.

Eligibility for Newcomers to Canada

Newcomers who meet the applicable eligibility requirements can apply for certain CRA benefits before filing their first Canadian income tax return.

New permanent residents may apply for the CCB after establishing Canadian tax residency and providing CRA with the required family and income information through the official online benefit application tool for newcomers.

Temporary residents generally need to have lived in Canada for the previous 18 consecutive months and hold a qualifying valid permit in the nineteenth month.

Annual tax returns are subsequently necessary for CRA to continue calculating income-tested benefits each year.

OTB eligibility depends on the component, with each credit using its own Ontario residency and qualifying expense requirements from the prior tax year.

The NLDB requires Newfoundland and Labrador residency, a valid Disability Tax Credit certificate, qualifying income, and annual tax filing.

Filing your Canadian tax return every year remains essential for maintaining eligibility and calculating amounts for many income-tested CRA-administered federal and provincial benefits.

Frequently Asked Questions (FAQs)

What happens to my CRA benefit payments if I move to a different province during the benefit year?

Moving to a different province can affect province-specific benefits like the Ontario Trillium Benefit and the Newfoundland and Labrador Disability Benefit.
If you move out of Ontario, your OTB payments will stop once CRA updates your province of residence, because the benefit requires Ontario residency under the applicable component rules, as covered in our OTB payment guide.
Similarly, NLDB payments stop if you leave Newfoundland and Labrador, since provincial residency is a core eligibility requirement.
The Canada Child Benefit is a federal program, so the base CCB continues when you move between provinces as long as you remain eligible.
However, related provincial or territorial child benefits may change after CRA updates your province of residence.
You must notify the CRA of your new address as soon as possible after moving to avoid payment interruptions or overpayments that would need to be repaid.

Can I receive the Ontario Trillium Benefit and the Newfoundland and Labrador Disability Benefit at the same time?

No, because each benefit requires residency in a different province.
The OTB is available only to Ontario residents, while the NLDB is available only to residents of Newfoundland and Labrador.
Since you can only be a resident of one province at a time for tax purposes, you cannot receive both benefits simultaneously.
If you move from one province to the other during a benefit year, you would stop receiving the benefit tied to your former province and may become eligible for the benefit in your new province once CRA processes the change.

Will my Canada Child Benefit payment change if I have a new baby after July 2026?

Yes, having a new child during the benefit year will increase your CCB payment once the CRA processes the application or birth registration.
The additional amount is calculated based on the child’s age category and your existing adjusted family net income on file with the CRA.
In most provinces, registering the birth through the provincial vital statistics office automatically triggers a CCB application, but parents can also apply directly through CRA My Account or by submitting Form RC66.
When parents apply through the Automated Benefits Application while registering a birth, CRA generally sends a notice or payment within eight weeks.
Processing times for other CCB application methods can vary.

How do I set up or change my direct deposit information with the CRA?

You can set up or update CRA direct deposit through CRA My Account or through a participating Canadian bank or credit union.
If you cannot use an online method, you can submit the Canada direct deposit enrolment form by mail.
Keeping your banking details up to date helps prevent payment delays caused by outdated account information.
If you close a bank account before updating your CRA records, your payment may be returned to the CRA and reissued by cheque, which can add several weeks to the delivery time.

What is the difference between the Canada Disability Benefit and the Newfoundland and Labrador Disability Benefit?

The Canada Disability Benefit is a federal program administered by Service Canada that pays up to $204.20 per month to eligible Canadians with disabilities aged 18 to 64 in every province and territory.
The Newfoundland and Labrador Disability Benefit is a provincial program administered by the CRA that pays up to $400 per month exclusively to qualifying residents of Newfoundland and Labrador.
The two programs are separate and have different income thresholds, payment schedules, and administering agencies.
Eligible residents of Newfoundland and Labrador may potentially receive both benefits if they meet the requirements of each program, as the CDB and NLDB are calculated independently.

Fact-Checked: All payment dates, maximum benefit amounts, income thresholds, and eligibility requirements in this article have been verified against official Government of Canada sources, including the CRA benefits payment calendar and the canada.ca program pages for each benefit, as of the date of publication.

Disclaimer: This article is for informational purposes only and does not constitute financial or legal advice. Actual payment amounts vary based on individual circumstances, and readers should consult the CRA or a qualified professional for personalized guidance.

Gagandeep Kaur Sekhon

Gagandeep Kaur Sekhon moved to Canada in 2010 on a study visa. She navigated through the ups and downs of her student life and gained her permanent residency in 2015. Today, she is a proud Canadian citizen residing in Calgary, Alberta. She is mother of 2 beautiful daughters and making her difference through writing and guidance at INC – Immigration News Canada.