New Ontario Trillium Benefit Payment Coming On September 10

Last Updated On 8 September 2026, 5:20 PM EDT (Toronto Time)

Ontario residents who qualify for monthly provincial tax relief will see their next Ontario Trillium Benefit payment on Thursday, September 10, 2026.

The September OTB payment is the third installment of the 2026–27 benefit year, which started in July with higher indexed amounts tied to your 2025 income tax return.

This deposit covers the same three bundled provincial credits included since the benefit year began, with no scheduled program-wide rate change before the October payment.

Most monthly recipients should receive the same amount as in July and August unless the CRA recalculates their entitlement because of a change in personal or eligibility information.

Recipients whose annual entitlement is $500 or less receive it as one lump sum in their first payment month.

For people assessed in time for the July cycle, that payment was issued in July and no September deposit is expected.

Below is a full breakdown of what the September payment includes, updated maximum amounts for each credit, income thresholds that shrink your monthly deposit, every remaining date through June 2027, and how to confirm your payment status before Thursday.

What the September 10 OTB Payment Covers

The OTB is a tax-free provincial benefit funded entirely by the Ontario government but delivered through the Canada Revenue Agency on a monthly schedule.

Rather than issuing three separate credits at different times of the year, the CRA rolls them into one deposit that lands on the 10th of each month.

Your September payment draws from the same 2025 tax return data that determined your July and August amounts under the 2026–27 benefit cycle.

The three provincial credits inside every OTB deposit serve distinct purposes, and qualifying for even one of them entitles you to receive the combined payment.

3 Credits Inside Your OTB Payment

Ontario Sales Tax Credit

The OSTC offsets part of the provincial sales tax burden for lower-income Ontario residents and is the only OTB component that requires no separate application.

The CRA calculates your entitlement automatically when it processes your tax return, using your reported income, marital status, and number of dependents.

For the current benefit year, the maximum OSTC is $378 per eligible person, covering each qualifying adult and each dependent child under 19 in the household.

A family of four where both parents and both children qualify could receive up to $1,512 annually from the OSTC alone.

The credit starts to decrease at 4% of adjusted family net income above $29,047 for single individuals with no children and above $36,309 for couples and single parents.

Ontario Energy and Property Tax Credit

The OEPTC delivers the largest potential annual amount among the three credits, but it will only appear in your OTB if you completed Form ON-BEN alongside your 2025 tax return.

Filing a return without ON-BEN means the CRA cannot calculate your OEPTC or NOEC, and you will only receive the OSTC portion of the benefit.

The 2026–27 maximum OEPTC is $1,307 per year for non-senior adults between 18 and 64 and $1,488 per year for seniors aged 65 and older.

Residents of a public or nonprofit long-term care home or living on a reserve can receive up to $290, while students in a designated Ontario post-secondary residence qualify for a $25 property tax component.

Your actual OEPTC depends on your housing costs, whether you rent or own, and your adjusted family net income.

The OEPTC phases out at 2% of income above thresholds that vary by household type, with the reduction starting at $29,047 for single non-seniors, $36,309 for married non-seniors, and $43,571 for married seniors.

Northern Ontario Energy Credit

The NOEC exists solely for residents of Ontario’s northern districts, where home energy costs run significantly higher than in southern parts of the province.

For the 2026–27 benefit year, the maximum NOEC is $189 for single individuals without children and $290 for couples and single parents.

Eligible districts include Algoma, Cochrane, Kenora, Manitoulin, Nipissing, Parry Sound, Rainy River, Sudbury, Thunder Bay, and Timiskaming.

The CRA checks your residence on the first day of each payment month, so moving from a northern district to southern Ontario before September 1 would remove the NOEC from your September deposit while your OSTC and OEPTC continue.

The NOEC reduces at 1% of adjusted family net income above $50,833 for single individuals and above $65,356 for couples and single parents, a considerably slower reduction rate than either the OSTC or OEPTC.

Updated OTB Maximum Amounts for the 2026–27 Benefit Year

The current benefit year brought a 1.9% inflation indexation that raised all three credit maximums compared to the previous cycle.

Credit	Category	Annual Maximum
OSTC	Per eligible person	$378
OEPTC (non-senior)	Ages 18–64	$1,307
OEPTC (senior)	Ages 65+	$1,488
OEPTC (reserve/LTC)	All ages	$290
NOEC (single, no children)	Northern Ontario	$189
NOEC (couple/single parent)	Northern Ontario	$290

The OSTC maximum rose from $371 in the prior year to $378, and the OEPTC and NOEC thresholds shifted upward under the same indexation formula.

Who Qualifies for the September Payment

Each credit has its own eligibility criteria, and the CRA evaluates them independently when determining your total OTB entitlement.

OSTC Eligibility

You must be a resident of Ontario at the start of the payment month and meet at least one of these conditions: you are 19 or older, you have or had a spouse or common-law partner, or you are a parent who lives or previously lived with your child.

OEPTC Eligibility

You must have been an Ontario resident on December 31, 2025, and paid at least one qualifying housing cost during the tax year, whether rent for a principal residence, property tax on an Ontario home, accommodation in a long-term care facility, or energy costs on a reserve.

Completing Form ON-BEN with your return is required for the CRA to assess this credit.

NOEC Eligibility

You must have lived in a qualifying northern Ontario district on December 31, 2025, and paid rent, property tax, or home energy costs for a principal residence in that district.

Form ON-BEN is required for the NOEC as well.

ODSP and Ontario Works Recipients

Recipients of Ontario’s disability support program may qualify for one or more OTB credits if they meet the specific eligibility conditions for each component.

OTB payments are exempt as income when determining ODSP and Ontario Works assistance.

For Ontario Works, amounts retained after the month received may subsequently be treated as assets under the program’s asset rules.

The same exemption applies to Ontario Works recipients who meet the separate eligibility conditions for any of the three credits.

Income Thresholds That Determine Your Reduction

The three credits phase out at different rates and different income levels, which means a household can lose one credit entirely while still receiving the full amount of another.

Credit	Household Type	Phase-Out Begins	Reduction Rate
OSTC	Single, no children	$29,047	4%
OSTC	Couple or single parent	$36,309	4%
OEPTC	Single non-senior	$29,047	2%
OEPTC	Married non-senior	$36,309	2%
OEPTC	Married senior	$43,571	2%
NOEC	Single, no children	$50,833	1%
NOEC	Couple or single parent	$65,356	1%

These thresholds mean a single non-senior earning $35,000 would still receive a partial OEPTC, while their OSTC has already been reduced more aggressively at the 4% rate.

The NOEC thresholds are the most generous of the three, giving northern Ontario households significantly more room before their credit begins to shrink.

Monthly Instalment vs. Lump Sum Recipients

The CRA divides OTB recipients into two groups based on their total annual entitlement for the benefit year.

If your calculated annual OTB is above $500, the CRA splits it into 12 equal monthly deposits from July through June.

If your annual OTB is $500 or less, the CRA pays the entire entitlement as a single lump sum in your first payment month. For recipients assessed in time for the July payment cycle, that amount was paid in July.

Recipients with annual OTB entitlement above $500 who elected the delayed single-payment option on Form ON-BEN will receive their full entitlement on June 10, 2027, instead of monthly payments

If you received a deposit in July and August, you should expect the same amount on September 10 unless the CRA processed a change to your file between payments.

OTB Payment Dates 2026-2027

The CRA issues OTB deposits on the 10th of each month, shifting to the last business day before the 10th when it falls on a weekend or statutory holiday.

Confirmed 2026 Dates

September 10, 2026 (Thursday)
October 9, 2026 (Friday, moved from Saturday the 10th)
November 10, 2026 (Tuesday)
December 10, 2026 (Thursday)
January 8, 2027 (Friday, January 10 falls on Sunday)
February 10, 2027 (Wednesday)
March 10, 2027 (Wednesday)
April 9, 2027 (Friday, April 10 falls on Saturday)
May 10, 2027 (Monday)
June 10, 2027 (Thursday, final payment of the 2026–27 benefit year)

October’s deposit arrives one day early because October 10 falls on a Saturday, making Friday the 9th the last working day before the scheduled date.

Why Your September OTB Might Differ From Previous Months

Most recipients will see the same amount they received in July and August, but several situations can cause a change.

Recently Assessed 2025 Tax Returns

Ontario residents who filed their 2025 return after the April 30 deadline and had it assessed after June 19 may still be waiting for the CRA to issue their first OTB payment.

The CRA’s stated timeline for these cases is four to eight weeks after assessment, and the first deposit will include any accumulated entitlement from prior months in the benefit year.

T1 Adjustments Adding Form ON-BEN

Residents who originally filed without ON-BEN and later submitted a T1 adjustment to add it may see a corrected amount in September that includes the OEPTC and NOEC components for the first time.

Routine digital T1 adjustment requests have a two-week CRA service standard, while routine paper or telephone adjustments have an eight-week standard. Complex adjustments can take substantially longer

Address or Marital Status Updates

A change in marital status, the addition or removal of a dependent, or a move between Ontario regions can all trigger a recalculation of your OTB.

Relocating from a northern district to southern Ontario before September 1 would remove the NOEC from this month’s payment while leaving the other two credits intact.

How to Verify Your September Payment

Log into CRA. My Account before Thursday to confirm your expected OTB amount and verify that your direct deposit details are current.

Check whether OEPTC and NOEC amounts appear in your benefit calculation, since their absence indicates that Form ON-BEN was not included with your filed return.

If your total annual entitlement shows $500 or less and you were assessed in time for the July payment cycle, the CRA should have paid the full amount as a lump sum in July, so no September deposit is expected.

Direct deposit recipients typically see funds on the morning of the scheduled date, while cheque recipients should allow additional time for mail delivery.

The CRA recommends waiting 10 business days after the scheduled payment date before calling the benefits inquiry line at 1-800-387-1193.

Ontario residents with provincial policy questions can reach the Province of Ontario at 1-866-ONT-TAXS.

Ontario residents who also receive the Canada Disability Benefit will see that deposit on September 17, separate from the OTB.

Households receiving ODSP should note that their provincial payment schedule operates on a different calendar from CRA-administered benefits.

The CRA benefit payments landing in Ontario this month arrive on three separate dates, so budgeting around each one individually will prevent any gaps between deposits.

Thursday’s deposit continues the 2026–27 Ontario Trillium Benefit cycle with no changes to the indexed rates calculated from your 2025 tax return.

Ontario residents who filed on time and included Form ON-BEN will see their regular monthly amount arrive automatically on September 10.

Those still waiting for a first payment after a late filing should expect their deposit, with accumulated prior-month entitlement, within four to eight weeks of their assessment date.

Frequently Asked Questions (FAQs)

Why would my September OTB amount be different from what I received in August?

The most common trigger is a CRA reassessment or a change to your household information between payment cycles. If you submitted a T1 adjustment to add Form ON-BEN after your original filing, the CRA may have recalculated your entitlement to include the OEPTC and NOEC credits that were previously missing. A reported change of address, marital status update, or revised income figure from a reassessment can also shift your monthly amount in either direction. Checking your benefit details through CRA My Account will show exactly which component changed and by how much.

I received a single OTB deposit in July and nothing since then. Should I be concerned?

No, this is the expected outcome if your total annual OTB entitlement was $500 or less and you were assessed in time for the July payment cycle. The CRA pays entitlements of $500 or less as a single lump sum in the recipient’s first payment month rather than splitting them into monthly installments. You can confirm your annual OTB amount through CRA My Account to verify that the lump sum you received matches your calculated entitlement.

Can newcomers to Ontario qualify for the Ontario Trillium Benefit?

Eligibility depends on meeting the specific residency and age conditions for each of the three credits, and immigration status does not automatically disqualify you. For the OSTC, you need to be an Ontario resident at the start of the payment month and meet at least one qualifying condition, such as being 19 or older. The OEPTC requires Ontario residency on December 31, 2025, and documented housing costs reported through Form ON-BEN. Filing a 2025 tax return is essential because the CRA cannot calculate your entitlement without it, regardless of how long you have lived in the province.

What happens to my OTB if I move from Northern Ontario to Southern Ontario during the benefit year?

Your NOEC payments will stop for months following the move because the CRA verifies your residence in a qualifying northern district on the first day of each payment month. If you relocate to Southern Ontario before September 1, your September deposit will no longer include the NOEC component. However, your OSTC and OEPTC credits will continue as long as you remain an Ontario resident and meet their respective eligibility conditions. You should update your address with the CRA as soon as you move and provide the exact date of the move so your benefit eligibility is calculated correctly.

Is it too late to claim the Ontario Trillium Benefit for the 2026–27 benefit year?

No, you can still file your 2025 income tax return at any point and the CRA will process your OTB entitlement once the assessment is complete, typically within four to eight weeks for returns assessed after June 19. Your first payment will include retroactive amounts for every month that has already passed in the benefit year. You can also recover unclaimed OEPTC and NOEC credits from previous years by submitting T1 adjustment requests for any year going back up to a decade, which could result in a substantial retroactive deposit covering multiple years of missed benefits.

Fact-Checked: All payment dates, benefit maximums, income thresholds, phase-out rates, eligibility conditions, and application procedures in this article are verified against official Ontario government, Canada Revenue Agency, and Government of Canada sources current as of September 8, 2026. January through June 2027 payment dates are expected dates based on the CRA’s published payment rules and have not yet been individually confirmed on the CRA’s 2027 calendar.

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Individual benefit amounts depend on personal circumstances, including income, marital status, housing costs, and location within Ontario. Always verify your specific entitlement through CRA. My Account. Consult a qualified professional for advice on your individual situation.

Sidak Singh Dhanoa

I am a born Canadian citizen and growing daily with my content on INC – Immigration News Canada, developing into an empathetic person and knowing the other side of the story. Born in Toronto, exploring Canada from coast to coast, embracing the nomadic lifestyle.