CRA Payment Dates In 2025

Last Updated On 25 March 2025, 10:35 AM EDT (Toronto Time)

CRA Payment Dates 2025: As Canadians face the economic realities of 2025, from fluctuating inflation to soaring housing costs, the Canada Revenue Agency (CRA) stands as a beacon of financial relief.

Through an array of benefit programs, the CRA delivers billions of dollars annually to support low-income families, workers, seniors, and everyone in between.

These payments—many tax-free—arrive monthly, quarterly, or annually, providing a predictable lifeline for budgeting and planning.

Whether you’re tracking the Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit, the Canada Child Benefit (CCB), or the Canada Pension Plan (CPP), we’ve got you covered.

This article offers detailed sections on each major benefit, including eligibility criteria, payment amounts, and exact dates to mark on your calendar.

What Are CRA Benefit Payments?

The CRA is more than just a tax collector—it’s a vital partner in the Canadian social safety net.

In 2025, its benefit programs continue to address diverse needs: offsetting sales taxes, supporting families with children, rewarding workforce participation, and supplementing retirement income.

These initiatives are particularly crucial as Canadians grapple with economic pressures like rising grocery prices (up 3% year-over-year, per StatCan) and rental costs averaging $2,000 monthly in major cities.

What sets CRA benefits apart? Many CRA benefits are tax-free, allowing you to receive every dollar directly, and eligibility often depends on filing your annual tax return, even if your income is zero.

Payments are delivered via direct deposit or cheque, with schedules tailored to each program’s purpose: monthly for ongoing needs like child-rearing, quarterly for tax relief, or annually for specific credits.

1. Goods and Services Tax/Harmonized Sales Tax – HST/GST Payment

The GST/HST Credit is a cornerstone of Canada’s tax relief system, offering tax-free quarterly payments to offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid on everyday purchases.

The GST applies at 5% nationwide, while HST—blending federal and provincial rates—ranges from 13% (Ontario) to 15% (Atlantic provinces).

This credit targets low- and moderate-income individuals and families, ensuring these taxes don’t erode their financial stability.

Provincial programs, like the Ontario Sales Tax Credit, are often bundled into these payments, enhancing support based on your region.

Issued four times a year, it’s a predictable boost to help with essentials like groceries, utilities, or transportation.

Eligibility for the GST/HST Credit

Qualifying is straightforward:

Residency: You must be a Canadian resident for tax purposes in the month before and at the start of the payment month.
Age: Be 19+ in the month prior to payment, or under 19 with a spouse/common-law partner or child you live with.
Income: Based on your adjusted family net income from your prior year’s tax return. The credit phases out as income rises—e.g., singles above $50,000 or couples above $55,000 (2024 thresholds, subject to adjustment).
Tax Filing: File annually, even with no income, for automatic consideration.

Newcomers apply via Form RC151 (no kids) or RC66 (with kids), submitting residency and income details.

The CRA assesses eligibility each July based on your latest return.

How Much Can You Receive?

For the July 2024-June 2025 cycle (2023 taxes):

Single Individuals: Up to $519 annually ($129.75/quarter).
Married/Common-Law Couples: Up to $680 annually ($170/quarter).
Per Child Under 19: $179 annually ($44.75/quarter).

A single parent with two kids could receive $877 yearly ($219.25/quarter). For July 2025-June 2026 (2024 taxes), expect slight increases due to inflation—typically announced mid-2025. Use the CRA’s online calculator to estimate your amount.

GST Payment Dates Until June 2026

Mark these dates:

April 4, 2025: Q2 2024-2025 payment.
July 4, 2025: Q1 2025-2026 payment.
October 3, 2025: Q2 2025-2026 payment.
January 5, 2026: Q3 2025-2026 payment.

Payments aim for the 5th but shift for weekends/holidays. Set up direct deposit for faster access—look for “GST/HST tax credit” on your statement.

Why It Matters in 2025

With grocery inflation persisting, this credit offers timely relief—$129 can cover a week’s worth of food for a single person, per 2025 cost estimates.

It’s a small but impactful buffer against rising prices.

2. Advanced Canada Workers Benefit (ACWB)

The Advanced Canada Workers Benefit (ACWB) turbocharges the Canadian Workers Benefit (CWB) by delivering up to 50% of the credit in three advance payments annually.

Aimed at low-income workers, it provides cash sooner—ideal for covering rent or bills—rather than waiting until tax season.

The remaining CWB is settled when you file.

Eligibility for the ACWB

You qualify if:

You’re a Canadian resident all year.
You’re 19+ by December 31 (or younger with a partner/child).
Your working income exceeds $3,000, and adjusted family net income is below thresholds (e.g., $33,000 for singles, $45,000-$55,000 for families, varying by province).
You file taxes and opt in via CRA My Account.

How Much Can You Receive?

For 2025 (2024 taxes):

Singles: Up to $1,518/year; $759 via ACWB ($253/payment).
Families: Up to $2,616/year; $1,308 via ACWB ($436/payment).

Amounts may rise slightly in 2025—check CRA updates mid-year.

ACWB Payment Dates Until June 2026

July 11, 2025
October 10, 2025
January 9, 2026

Expect funds around the 10th-11th, adjusted for weekends.

For gig workers or seasonal employees, the ACWB bridges income gaps—$253 can cover a utility bill or transit pass, easing monthly pressures.

3. Canada Carbon Rebate (CCR)

Previously the Climate Action Incentive Payment, the Canada Carbon Rebate (CCR) refunds federal carbon pricing costs to residents of Alberta, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, and Saskatchewan.

It includes a 20% rural supplement for remote areas.

Eligibility for the CCR

Live in an eligible province.
Be 19+ (or with a partner/child if younger).
File taxes annually.

How Much Can You Receive?

For 2025-2026:

Alberta Family of 4: $1,544/year ($386/quarter).
Ontario Single: $488/year ($122/quarter).
Rural Supplement: Adds 20% (e.g., $97.60/quarter for an Alberta family).

CCR Payment Dates 2025

April 15, 2025

Canada’s new prime minister, Mark Carney, has axed the carbon tax so this will be the last payment going out under CCR.

In provinces like Alberta, where heating costs soar, $386 quarterly helps offset energy bills, aligning with Canada’s green goals.

4. Canada Child Benefit (CCB)

The CCB provides tax-free monthly support for families with kids under 18, incorporating provincial/territorial top-ups like the Newfoundland and Labrador Child Benefit.

Eligibility for the CCB

Canadian resident (18+ months for newcomers).
Live with a child under 18.
Income-based; file taxes.

How Much Can You Receive?

For July 2024-June 2025:

Under 6: $7,786.92/year ($648.91/month).
6-17: $6,300/year ($525/month).

Phases out above $34,000 (singles) or $70,000 (couples).

CCB Payment Dates Until June 2026

March 20, 2025
April 17, 2025
May 20, 2025
June 20, 2025
July 18, 2025
August 20, 2025
September 19, 2025
October 20, 2025
November 20, 2025
December 12, 2025
January 20, 2026

Typically the 20th, adjusted for holidays.

With daycare costs averaging $1,000/month, $648.91 helps parents keep up, supporting child development.

5. Ontario Trillium Benefit (OTB)

The OTB bundles the Ontario Energy and Property Tax Credit (OEPTC), Northern Ontario Energy Credit (NOEC), and Ontario Sales Tax Credit (OSTC) into monthly or lump-sum payments for Ontarians.

Eligibility for the OTB

Ontario resident.
File taxes; income-based.

How Much Can You Receive?

Up to $1,013/year—e.g., $360 (OEPTC), $265 (NOEC), $388 (OSTC), adjusted by need.

OTB Payment Dates Until June 2026

April 10, 2025
May 9, 2025
June 10, 2025
July 10, 2025
August 8, 2025
September 10, 2025
October 10, 2025
November 10, 2025
December 10, 2025
January 9, 2026

In Northern Ontario, $265 quarterly offsets high energy costs, easing winter burdens.

6. Canada Pension Plan (CPP) and Old Age Security (OAS)

CPP provides retirement, disability, and survivor benefits based on contributions, while OAS offers pensions and supplements for seniors 65+.

Eligibility for CPP and OAS

CPP: Worked and contributed towards CPP funds; 60+ for retirement and start getting CPP.
OAS: 65+, 10+ years in Canada post-18.

How Much Can You Receive?

CPP Retirement: $1,364.60/month max (2025).
OAS Pension: $713.34/month (65-74, Jan-Mar 2025).
GIS: Up to $1,065.47/month (low-income singles).

CPP/OAS Payment Dates Until June 2026

January 29, 2025
February 26, 2025
March 27, 2025
April 28, 2025
May 28, 2025
June 26, 2025
July 29, 2025
August 27, 2025
September 25, 2025
October 29, 2025
November 26, 2025
December 22, 2025

For seniors, $2,000+ monthly (CPP+OAS+GIS) ensures stability amid rising costs.

7. Alberta Child and Family Benefit (ACFB)

A quarterly benefit for Alberta families with kids under 18.

Eligibility for the ACFB

Alberta resident.
Income-based; file taxes.

How Much Can You Receive?

1 Child: $2,056/year ($514/quarter).
Per Additional Child: $514/year ($128.50/quarter).

ACFB Payment Dates Until June 2026

February 27, 2025
May 27, 2025
August 27, 2025
November 27, 2025

In Alberta’s oil-driven economy, $514 helps families weather job volatility.

Maximizing Your CRA Benefits: Tips for 2025

File Early: By April 30 to avoid delays.
Update Info: Report changes (address, kids) via CRA My Account.
Go Direct: Set up direct deposit for speed.
Check Calculators: Estimate benefits online.
Save Notices: Your CRA notices detail entitlements.

The CRA’s 2025 benefits—from GST/HST Credits to CPP—offer a robust safety net through June 2026.

With dates like April 4 (GST/HST), July 11 (ACWB), and monthly CCB on the 20th, you’re set to plan ahead.

Share this guide and let’s make 2025 a year of financial clarity!

What are the CRA payment dates in 2025?

GST/HST payment: April 4, July 4, October 3
ACWB: July 11 and October 10
CCB: On the 20th of every month or on Fridays prior to the 20th if it falls on a weekend.
CCR: April 15, July 15, October 15
OTB: On the 10th of every month or on Fridays prior to the 10th if it falls on a weekend.

Gagandeep Kaur Sekhon

Gagandeep Kaur Sekhon moved to Canada in 2010 on a study visa. She navigated through the ups and downs of her student life and gained her permanent residency in 2015. Today, she is a proud Canadian citizen residing in Calgary, Alberta. She is mother of 2 beautiful daughters and making her difference through writing and guidance at INC – Immigration News Canada.