Last Updated On 8 August 2026, 10:41 AM EDT (Toronto Time)
Service Canada will issue benefit payments on two dates in August 2026, covering pensions, disability support, and survivor income for millions of Canadians.
The Canada Disability Benefit arrives first on August 20, followed by the combined CPP, OAS, GIS, and Allowance payments on August 27, continuing the quarterly rates from the 1.2% OAS increase that took effect in July.
August is the second month at the July-to-September 2026 OAS rates, and the eighth month under the 2% annual CPP indexation that began in January.
The CRA also issues several benefit payments in August on separate dates, as covered in our CRA benefit payments in August guide.
This article covers every Service Canada payment arriving in August, including exact dates, current maximum amounts, eligibility criteria, remaining 2026 deposit dates, and how to apply.
Table of Contents
Canada Disability Benefit
The Canada Disability Benefit is a monthly payment for working-age Canadians with disabilities, and it is the first Service Canada deposit of the month on August 20.
The maximum CDB amount for the 2026-27 benefit year is $204.20 per month, up from $200 after a 2.1% CPI indexation that took effect with the July 16 payment.
The annual maximum works out to $2,450.40 for the full July 2026 through June 2027 benefit year.
This benefit is income-tested, which means many recipients receive less than the maximum based on their individual or family net income from their 2025 tax return.
CDB Supplemental Payment
A one-time supplemental payment of $150 is confirmed to begin in September 2026, designed to help offset the cost of obtaining a Disability Tax Credit certification.
If you received any CDB payment before September 2026, you are automatically eligible for the supplemental amount without submitting a separate application.
CDB Eligibility
You must be between 18 and 64 years of age and have a valid, approved Disability Tax Credit certificate on file with the CRA.
You and your spouse or common-law partner must have filed your 2025 federal income tax return.
You must be a Canadian citizen, a permanent resident, a person registered or entitled to be registered under the Indian Act, a protected person, or a temporary resident who has lived in Canada throughout the previous 18 months.
The CDB is separate from CPP Disability and can be received alongside it, though your CPP Disability income counts toward the income test that determines your CDB amount.
Single individuals receive the full monthly CDB when their adjusted net income is below the program threshold, with a 20% reduction rate applied to income above that level.
The CDB is not taxable, does not need to be reported on your annual return, and most provinces have confirmed that it does not reduce provincial disability benefits.
Canada Pension Plan
The next CPP deposit is confirmed for Thursday, August 27, 2026, according to the official benefits payment calendar published by the Government of Canada.
All CPP benefits received a 2% annual indexation effective January 2026, and that rate applies to every monthly payment through the end of the year.
CPP Maximum Payment Amounts For 2026
| Benefit Type | Average Amount | Maximum Amount |
| Retirement pension (at age 65) | $877.01 | $1,507.65 |
| Disability pension | $1,234.68 | $1,741.20 |
| Survivor pension (under 65) | $549.62 | $803.54 |
| Survivor pension (65 and older) | $339.36 | $904.59 |
| Children’s benefit | $307.81 | $307.81 |
| Post-retirement benefit (at 65) | $25.76 | $54.69 |
| Death benefit (one-time) | $2,606.18 | $2,500.00 |
These maximums represent what a new recipient with a full contribution history would receive starting in January 2026, as per the official CPP payment amounts page.
Maximum CPP benefit amounts increase slightly each month during the year as a result of the CPP enhancement that began phasing in during 2019.
CPP Eligibility
You must have made at least one valid contribution to the CPP during your working years.
The standard age to begin CPP retirement is 65, but you can start as early as 60 with a permanent 0.6% reduction per month or delay until 70 for a 0.7% increase per month.
For the May 2026 CPP payment, Service Canada confirmed that CPP retirement and survivor benefits can be paid to recipients living outside Canada in most cases.
If you continue working while receiving CPP retirement before age 70, you make additional contributions that generate post-retirement benefits, adding a small amount to your monthly CPP each January.
Workers who earned above the Year’s Maximum Pensionable Earnings of $74,600 in 2026 also contribute to CPP2, which will eventually increase future benefit amounts.
OAS Payment
The next OAS deposit arrives on the same day as CPP, on Thursday, August 27, 2026, reflecting the July-to-September 2026 quarterly rates confirmed by the Government of Canada.
OAS benefits are adjusted quarterly in January, April, July, and October to reflect changes in the Consumer Price Index.
The 1.2% quarterly increase that took effect with the July 29 deposit is the largest single-quarter adjustment of 2026, following a 0.3% January increase and a 0.1% April increase.
OAS Maximum Monthly Amounts (July to September 2026)
| Benefit | Maximum Monthly Amount |
| OAS pension (aged 65 to 74) | $751.97 |
| OAS pension (aged 75 and over) | $827.17 |
Published OAS rates do not decrease solely because the CPI falls, though an individual’s payment can still change due to income, residency, or eligibility factors.
Seniors aged 75 and over receive a 10% enhancement on top of the base OAS pension, which is why their maximum is higher.
OAS Eligibility
You must be 65 years of age or older and a Canadian citizen or legal resident according to the official Old Age Security program page.
You need a minimum of 10 years of Canadian residence after age 18 to qualify for a partial pension and 40 years of residence to receive the full amount.
Canada has social security agreements with more than 60 countries that allow foreign residence or contribution periods to count toward OAS eligibility.
OAS Deferral
You can defer OAS past age 65 in exchange for a higher monthly pension, with each month of deferral adding 0.6% to your payment, up to a 36% increase at age 70.
The maximum retroactive start date for OAS is 11 months, and the deferral period itself does not count toward retroactivity.
Deferring OAS means you are not eligible for GIS during the deferral period because GIS requires active OAS receipt.
OAS Recovery Tax
Higher-income seniors face the OAS recovery tax, which reduces their pension by 15 cents for every dollar of net world income above the annual threshold.
The published OAS pension repayment range for 2026 income is $95,323 to $155,109 for seniors aged 65 to 74, with an upper threshold of $161,088 for seniors aged 75 and over, according to the official Q3 2026 rate card.
Net world income includes your OAS pension itself, and the recovery tax is generally spread across 12 monthly OAS payments after the CRA calculates it.
GIS Payment
The Guaranteed Income Supplement is deposited alongside OAS on August 27 and provides additional tax-free monthly income to low-income OAS recipients.
GIS amounts were recalculated in July using your 2025 tax return data, replacing the 2024 income that governed GIS payments from July 2025 through June 2026.
GIS Maximum Amounts (July to September 2026)
| Situation | Maximum Monthly | Income Cutoff |
| Single, widowed, or divorced | $1,123.17 | $22,800 |
| Spouse/partner receives OAS | $676.09 | $30,096 |
| Spouse/partner does not receive OAS or Allowance | $1,123.17 | $54,624 |
| Spouse/partner is an Allowance recipient | $676.09 | $42,144 |
Income cutoffs exclude the OAS pension itself, the first $5,000 of employment income, and 50% of employment income between $5,000 and $15,000.
If you did not file your 2025 tax return by the April 30 deadline, your GIS payments may have been suspended starting in July 2026.
Filing your return as soon as possible is the only way to restore suspended GIS payments, and Service Canada will issue retroactive deposits for any months you missed.
GIS Eligibility
You must be receiving an OAS pension and your annual income must fall below the cutoff for your marital situation.
GIS is not taxable and does not need to be reported as income on your next tax return.
Allowance And Allowance For The Survivor
The Allowance and Allowance for the Survivor are also deposited on August 27 alongside OAS and GIS for eligible recipients aged 60 to 64.
The Allowance provides up to $1,428.06 per month to low-income individuals aged 60 to 64 whose spouse or common-law partner receives OAS and GIS.
The Allowance for the Survivor provides up to $1,702.34 per month to low-income individuals aged 60 to 64 whose spouse or common-law partner has passed away and who have not remarried or entered a new common-law relationship.
Both programs stop when you turn 65 and transition to the regular OAS and GIS programs.
You must be a Canadian citizen or legal resident with at least 10 years of Canadian residence after age 18 to qualify for either Allowance.
All Remaining Service Canada Payment Dates In 2026
| Benefit | Aug | Sep | Oct | Nov | Dec |
| CDB | Aug 20 | Sep 17 | Oct 15 | Nov 19 | Dec 17 |
| CPP | Aug 27 | Sep 25 | Oct 28 | Nov 26 | Dec 22 |
| OAS / GIS / Allowance | Aug 27 | Sep 25 | Oct 28 | Nov 26 | Dec 22 |
OAS rates will be reviewed again for the October-to-December quarter, and the CPP and OAS payment dates are confirmed on the official Government of Canada benefits calendar.
The December 22 payment for both CPP and OAS is issued earlier than usual to accommodate year-end banking schedules.
How To Apply And Ensure You Receive Your Payments
CPP retirement applications can be submitted online through My Service Canada Account, by mail using form ISP-1000, or in person at a Service Canada centre.
You should apply for CPP at least six months before you want payments to begin, as processing can take several months.
OAS is administered automatically for most Canadians, with Service Canada sending a notification letter in the month after you turn 64 to confirm your enrollment.
If you did not receive a notification, you may need to apply manually through My Service Canada Account or by submitting form ISP-3550.
The Canada Disability Benefit requires a valid Disability Tax Credit certificate, which involves having a medical practitioner complete Form T2201 and submitting it to the CRA.
GIS is automatically assessed when you file your tax return and qualify for OAS, but new applicants may need to submit form ISP-3025.
Setting up direct deposit through My Service Canada Account is the fastest way to receive all Service Canada payments on the scheduled date.
If your payment has not arrived, wait 5 to 10 business days before contacting Service Canada at 1-800-277-9914.
Summary Of August 2026 Service Canada Payments
| Benefit Program | Payment Date | Maximum Amount | Recipient Type |
| Canada Disability Benefit (CDB) | August 20 | $204.20/month | Adults 18-64 with DTC |
| CPP Retirement Pension | August 27 | $1,507.65/month | Contributors aged 60+ |
| CPP Disability Pension | August 27 | $1,741.20/month | Disabled contributors |
| OAS Pension (65-74) | August 27 | $751.97/month | Seniors 65-74 |
| OAS Pension (75+) | August 27 | $827.17/month | Seniors 75+ |
| GIS (Single) | August 27 | $1,123.17/month | Low-income OAS recipients |
| Allowance | August 27 | $1,428.06/month | Spouses aged 60-64 |
| Allowance for the Survivor | August 27 | $1,702.34/month | Surviving spouses 60-64 |
The OAS, GIS, and Allowance amounts are the published maximums for the July-to-September 2026 quarter.
CPP amounts are the 2026 maximums that came into effect in January 2026, while the CDB amount applies to the July 2026-to-June 2027 benefit year.
August 2026 delivers Service Canada benefit payments on two separate dates, providing pensions, disability income, and survivor support to millions of Canadians.
Mark August 20 for the CDB deposit and August 27 for CPP, OAS, GIS, and the Allowances, and verify your amounts through My Service Canada Account before each payment date.
OAS rates will be reviewed again for the October-to-December 2026 quarter, and the CDB supplemental payment of $150 arrives in September.
For CRA-administered benefits arriving in August on separate dates, see our complete CRA benefit payments in August guide.
Frequently Asked Questions (FAQs)
Can I receive both CPP and OAS on the same day?
Yes, CPP and OAS are deposited on the same date each month, and most seniors receive both as separate transactions in a single day, as per the official Service Canada schedule. GIS, the Allowance, and the Allowance for the Survivor also arrive on the same day as OAS for recipients who qualify. If you also receive CRA-administered benefits like the CCB or OTB, those arrive on different dates and are managed through CRA My Account rather than My Service Canada Account.
Does the CDB reduce my provincial disability benefits?
Most provinces have confirmed that the CDB does not reduce provincial disability support. Alberta has confirmed that CDB payments do not reduce AISH or ADAP benefits, and British Columbia exempts CDB income from its Persons with Disabilities calculation. Ontario has confirmed that ODSP does not claw back CDB payments, though policies in smaller provinces may vary and should be verified with your provincial program.
Will my OAS amount change again in October 2026?
OAS amounts are reviewed quarterly, and the October-to-December 2026 rates will be published by Service Canada before the October 28 payment. The adjustment depends on CPI movements during the reference period, and it is possible for OAS to remain unchanged in a quarter if inflation is flat. Published OAS rates do not decrease solely because the CPI falls, but your individual payment can change if your income, residency, or eligibility status shifts.
How do I know if my CPP amount is correct after the January indexation?
Log into your My Service Canada Account to compare your January 2026 payment with your December 2025 payment. The difference should reflect approximately a 2% increase for benefits that were in pay before January 2026. If you started CPP in 2026, your amount reflects both the indexation and the CPP enhancement, so a direct comparison with pre-2026 rates will not produce a clean 2% difference.
Can I receive CPP payments while living outside Canada?
CPP retirement and survivor benefits can generally be paid to recipients living outside Canada regardless of their country of residence, as confirmed in our May 2026 CPP guide. Canada has social security agreements with more than 60 countries that protect pension entitlements when you move abroad. OAS eligibility for non-residents depends on how many years of Canadian residence you completed after age 18, with a minimum of 20 years required for OAS to be paid outside Canada.
Fact-Checked: All payment dates, benefit amounts, income thresholds, and eligibility details in this article have been verified against the official Government of Canada benefits calendar and the Q3 2026 (July to September) CPP and OAS rate card published on canada.ca as of August 2026.
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Benefit amounts shown represent published maximums for recipients who meet full eligibility requirements. Your actual payment may differ based on your contribution history, residency, income, age, and family status.
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